Mortgage Pro Michelle

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United States
Sandy, UT
Mortgage Pro Michelle

Experience matters. 25 years in the industry as a licensed loan officer. I’m passionate about providing personalized financial solutions and expert guidance.

I am also a Certified Divorce Lending Professional. NMLS #418724

06/04/2026

Most first-time buyers look identical to sellers:
• Need financing
• Longer closing times
• Uncertain approval makes sellers take you seriously from day one.
With NAF Cash:
• All-cash certainty
• Fast close
• Professional backing Sellers give better terms to buyers who can actually close.
Be that buyer. Negotiate Like a Pro.

06/02/2026

Physicians, dentists, pharmacists, veterinarians, podiatrists, CRNAs, and more: You’ve done the work, now enjoy the perks. With our Medical Professional Program: No paystubs required to start 150-day closing window Reduced rates via Buydowns Qualify for a mortgage that makes sense from day one.

05/30/2026

Identity theft is an often-overlooked risk during divorce.

Shared access to financial accounts, tax documents, and online logins doesn’t automatically end when the marriage does. That continued access can quietly damage credit, expose personal data, and create obstacles to future mortgage financing.

Divorce lending isn’t just about qualifying for a loan—it’s about protecting financial stability during a vulnerable transition. As a Certified Divorce Lending Professional (CDLP®), I help identify identity-related risks early so housing decisions are built on safety, clarity, and feasibility.

If you’re navigating divorce or advising divorcing clients, schedule a strategy call to protect credit, identity, and housing options before problems arise.

05/27/2026

Even the best neighborhoods can have the worse kitchens. Don’t let a dated interior cost you the ideal zip code. Roll the remodel into your mortgage and turn that “lost cause” into a custom renovation. One loan, zero compromises.

05/26/2026

A quiet truth about divorce settlements:

The largest asset on the marital balance sheet is almost always the home. And the largest unmanaged risk in the settlement is almost always — the home.

Not because anyone is being careless. Because the home sits at an intersection most divorce teams aren't built to cover on their own: family law, tax planning, mortgage qualification, title, credit, and timing. Miss one, and language gets written that won't fund.

This is the lane I work in.

As a Certified Divorce Lending Professional (CDLP®), here's what I bring to your team:

• Buy-out and refinance scenarios modeled before settlement language is locked
• Mortgage qualification stress-tested against the actual decree
• Title, credit, and fraud exposure flagged early — not discovered later
• A coordinated handoff with the financial and tax professionals
• A housing plan the client can actually live in post-decree

The Divorce Lending Association calls this a "settlement-ready" approach. I call it the difference between a decree that closes and a decree that holds.

If you're building a divorce team and the home is on the list — there's a seat for me. Reach out directly and let's set up a conversation. I'll show you exactly how I integrate into your existing workflow.

05/22/2026

Moving is exciting. Setting everything up afterward? Not so much.
From utilities and internet to home security and more, NAF Concierge helps take the stress out of moving so homeowners can focus on enjoying their new space.
With one call, our team helps coordinate the details, save time, and simplify the transition, all at no cost to NAF customers.
Because your home financing experience should go beyond closing day.

05/21/2026

The best homes in the best neighborhoods are gone in under a week. If you wait 90 days to sell your current house before making an offer, someone else is moving into your next home. NAF Cash fixes this:
• Make an Offer TODAY: We’ll buy it in cash.
• Move in THIS MONTH: Get settled.
Perfect homes don't wait for your closing date. Act Now.

05/19/2026

In my work with divorcing clients, I've seen too many settlements fall apart months after the decree — a refinance denied, a buyout that turned out to be unfundable, a spouse who qualified for the home but couldn't actually carry it.

The common thread? The property and lending analysis happened after the agreement was signed, when there was no room left to fix it.

This article walks through how the Divorce Mortgage Planning & Real Property Report brings that analysis forward — so attorneys, mediators, and financial neutrals are working from one document that reflects what the lender will actually support.

Worth a read if you handle divorce cases involving a home: https://bit.ly/49cE665

05/19/2026

Not every borrower fits into the traditional mortgage box and that’s okay.
NAF Advantage was built for the self-employed, entrepreneurs, investors, freelancers, and borrowers with non-traditional income who need more flexibility in the home financing process.
From bank statement loans to DSCR and asset-based options, we’re creating solutions designed for real life, not one-size-fits-all guidelines.
Because your path to homeownership should work for your lifestyle.

05/16/2026

The path to homeownership doesn’t have to feel confusing when you have a roadmap. 🏡✨
From prepping your credit and exploring down payment assistance programs to finding the right neighborhood and making your offer — every step matters, and you don’t have to navigate it alone.
Your dream home may be closer than you think. Start with the first step.

Address

9017 South Riverside Drive
Sandy, UT
84070

Telephone

+18018973837

Website

https://www.newamericanfunding.com/mortgage-loans/michelleshabestari

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