Federal Benefits Services

Federal Benefits Services Welcome to Federal Benefits Services page. I am Mark Smith, the founder of Federal Benefits Services.

I have been in the Financial Planning industry since 2000. I look forward to advising, planning, and working with you. Securities offered through Sigma Financial Corporation, member FINRA (FINRA.org) and SIPC (SIPC.org). Investment Advisory services offered through Sigma Planning Corporation, a Registered Investment Advisor. Bokeh Financial is independent of Sigma Financial Corporation and Sigma P

lanning Corporation. Content is strictly for general purposes and is not an offer to sell or solicit any security. For regulatory
purposes, we cannot respond to e-mails through this site and any individualized follow-up involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where the registered representative is not registered. Third party posts found on this profile have not been reviewed for accuracy or completeness by nor do they reflect the views of Sigma Financial Corporation, Sigma Planning Corporation or Bokeh Financial. Furthermore, to ensure compliance with certain SEC and FINRA rules, we do not use client testimonials on social media sites; this includes receiving and/or posting recommendations or endorsements.

Early estimates for the 2027 Social Security cost-of-living adjustment have moved lower as inflation moderates.New proje...
08/24/2026

Early estimates for the 2027 Social Security cost-of-living adjustment have moved lower as inflation moderates.

New projections suggest the 2027 COLA may fall between 3.4% and 3.6%.

The official adjustment has not been announced yet. The final number will depend on inflation data for July, August, and September.

Social Security COLAs are calculated using the Consumer Price Index for Urban Wage Earners and Clerical Workers, known as CPI-W.

July data showed CPI-W rose 3.4% over the past 12 months. The broader consumer price index also rose 3.4% year over year.

One estimate from AARP suggests a 3.5% COLA would raise the average retired worker’s benefit by about $73 per month.

For retirees and near-retirees, the COLA is an important reminder that inflation can affect income, purchasing power, household expenses, and long-term financial decisions.


Source:

New estimates show just how much Social Security benefits may increase in 2027, based on new government inflation data.

Kaley just returned from an incredible 3-day immersive “Endeavor” financial training held at Fidelity Investments in Bos...
05/05/2026

Kaley just returned from an incredible 3-day immersive “Endeavor” financial training held at Fidelity Investments in Boston.

She had the opportunity to learn from some of the best in the industry while building meaningful connections with other professionals committed to growth and excellence.

What makes this even more meaningful—she did it all while caring for her 4-month-old, with support from her mom. That level of dedication speaks volumes about her commitment to both her family and her career.

We’re proud of the work she’s putting in and excited to bring that knowledge, insight, and fresh perspective back to our office—continuing to elevate the value and service we provide to our clients.

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San Antonio, TX

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Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 12pm

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+12104970900

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