Smedley Financial Services, Inc.

06/02/2026

Here are some ways to get involved during Alzheimer’s Awareness Month:

Wear purple!

Shop to help fund research and support!

Share your story and tag it: and !

06/01/2026

🏠 Is the housing market slowing down?

Home sales are down, affordability remains a challenge, and policymakers are exploring new ideas to keep the market moving. But does this look like 2008 all over again? Not necessarily.

Key takeaways from our latest Power Up Wealth podcast:
✔️ Today’s housing market looks different than 2008
✔️ Homeowners generally have more equity as a cushion
✔️ Lower mortgage rates could help buyers and sellers alike
✔️ Using retirement savings for a home purchase may create long-term tradeoffs
✔️ Housing trends can have ripple effects across the entire economy

The big question: What happens next? While housing may continue to slow, understanding the bigger picture can help you make informed financial decisions.

🎧 Listen to the full episode through the link in our bio!

06/01/2026

☀️ Summer travel season is here! Whether you are planning a girls’ trip, family vacation, solo adventure, or weekend getaway, a little planning can help you enjoy your trip without overspending. ✈️🌴

Here are a few smart summer travel tips:
• Set a vacation budget before booking
• Travel during less busy weeks for better prices
• Use travel rewards and points wisely
• Look for free local attractions and activities
• Consider road trips or staycations to save money 🚗

Remember: the best vacations are not always the most expensive ones. Meaningful experiences, time with loved ones, and making memories matter most. ❤️

With thoughtful planning, you can enjoy summer travel while still staying on track with your financial goals.

Read the latest Money Matters article on our blog at the link in our bio.

05/29/2026

529 plans can be used to pay for tuition, books, fees, computer expenses, and room and board at most accredited colleges and universities. Withdrawals from a 529 plan are tax-free to cover nearly any type of college expense. Earnings in a 529 plan grow federally tax-deferred, which means your money has a chance to compound faster.

Starting in 2024, new provisions to the Secure 2.0 Act allow you to rollover a limited amount of an unused 529 account balance into a Roth IRA without incurring a penalty. This gives greater flexibility for savings and the ability to rollover remaining funds tax-free, giving seamless tax-free growth.

05/28/2026

05/27/2026

Is the housing market slowing down?

Home sales are down, affordability remains a challenge, and policymakers are exploring new ideas to keep the market moving. But does this look like 2008 all over again? Not necessarily.

Key takeaways from our latest Power Up Wealth podcast:
✔️ Today’s housing market looks different than 2008
✔️ Homeowners generally have more equity as a cushion
✔️ Lower mortgage rates could help buyers and sellers alike
✔️ Using retirement savings for a home purchase may create long-term tradeoffs
✔️ Housing trends can have ripple effects across the entire economy

The big question: What happens next? While housing may continue to slow, understanding the bigger picture can help you make informed financial decisions.

🎧 Listen to the full episode through the link in our bio!

05/27/2026

Disability Insurance is a crucial safety net that protects your income if you’re unable to work due to illness or injury. Don’t leave your financial future to chance.

05/26/2026

Your mental health matters! Taking care of your mind is just as important as taking care of your body.

05/26/2026

What’s Your Retirement Number?

Can retirement really boil down to one number? 🤔

On the latest Power Up Wealth podcast, James Derrick and Jordan Hadfield explore how retirement planning is a lot like skydiving.

Before a skydiver jumps, they must know a critical number:
📏 The altitude at which they deploy their parachute.
Without it, the jump becomes risky.

Retirement works the same way. When you know your numbers—your spending needs, income sources, and savings goals—you gain clarity and confidence about your future.

A simple rule-of-thumb to estimate a retirement target:
• Start with how much you want to spend monthly in retirement
• Multiply by 12 to get annual spending
• Multiply by 1.5 to account for taxes & unexpected expenses
• Subtract guaranteed income like Social Security or pensions
• Multiply the result by 25 to estimate a retirement savings goal

While this is only a starting point, it can help you begin planning toward a secure financial future.

Because retiring without a financial plan is like jumping out of an airplane without an altimeter.

🎧 Listen to the full episode to learn how planning today can help you land safely in retirement at the link in our bio.

05/26/2026

Sally Ride’s historic journey into space was a groundbreaking achievement for women in STEM fields. On , let’s honor her legacy by continuing to support and empower women pursuing careers in science, technology, engineering, and math.