Anvil Tax, Inc.

12/31/2025

Every year, it happens.

A business owner or investor calls on December 31 and says:
“I’ve been busy all year. I made good money. What can we do before the end of the year?”

And I get it. When you’re running a business, managing properties, raising a family, and keeping life moving — taxes become something you deal with later.

But the sad part is… most real tax planning can’t be done at the last minute.

A lot of the strategies people hear about all year require lead time:

decisions made before year-end

documentation done the right way

elections filed on time

accounts and entities structured properly

purchases and payments made with correct timing

tracking that stands up if the IRS ever asks questions

So when someone calls on the last day of the year, what they’re really asking is:
“Can you pull a tax rabbit out of a hat?”

And most of the time… there isn’t much left to pull.

Why this matters

Because when you wait until December 31:

your best options are usually already gone

your choices get rushed

mistakes happen

you overpay taxes you didn’t need to overpay

and you carry that regret into filing season

And the phrase that keeps coming back is:
This could have been avoided.

What this video helps you understand

In this short video, I’ll show you why last-minute year-end tax planning usually fails — and what to do instead so you’re not stuck scrambling at the finish line.

✅ The fix: “20 Year-End Moves” Guide

I put together a practical guide you can use before the deadline pressure hits.

👉 Get the guide here: https://zurl.co/eyadV

12/15/2025

People ask me one question constantly.
“What’s the best tax strategy you know?”

Here’s the clean answer.
Max out your Roth IRA or Roth 401k. ✅

Then let time do what time does.
Roll it over when appropriate. Keep it growing. Let compounding work. 📈

The move I’m pointing at is simple:

Put in as much as you can

Focus on compounding growth

If you can save from a tax standpoint now, convert and pay the tax, then get it into the Roth vehicle

This is where most people slip.
They chase “clever” and miss “consistent.” I’d rather you win with boring. 🧱

If you want the deeper breakdown on this exact Roth strategy, grab the guide.
Comment "WILLOW".

12/14/2025

🎬 Transform Your Tax Strategy: Think, Believe, Dream, Dare is a reminder that success alone does not prevent tax surprises. Planning does.
Too many high-income business owners and real estate investors run the “Dale” pattern: wait until the deadline, hand off documents, hope the outcome is acceptable. 🧾 The result is predictable—missed timing, missed options, and unnecessary stress.
A calmer approach is possible: ✅ think about what you are building • ✅ believe in legal strategies (and respect documentation) • ✅ dream a clear 12-month plan • ✅ dare to act early enough for decisions to count. 📅
If you want help building a simple, defensible plan, Daveed Tuck at Anvil Tax works with investors and business owners who want clarity and control of cash flow.

💡 Walt Disney’s four steps—think, believe, dream, dare—are not just inspiration. They are a practical framework for high-income business owners and real est...

12/14/2025

Most people don’t have an investing problem.
They have an account placement problem.

The ultra-wealthy aren’t doing magic. They’re doing structure.
They learn the rules, then they stop fighting the tax code.

Here’s the clean framework:

⚖️ Know the rules first (before you pick the account)

🔥 Use Roth-style strategy intentionally (not randomly)

🧰 Separate retirement vs non-retirement goals so the strategy matches the bucket

If your money is growing but the tax benefits aren’t showing up, pay attention.
That’s usually a setup issue.

Grab the guide here: 📘 https://zurl.co/NVZsi

Comment “WILLOW”.

12/13/2025

Can a retirement account lend money for a business or investment? Yes, sometimes. But “sometimes” is where people get hurt.

The rule is simple in plain English: it depends on whether you trigger a prohibited transaction or involve a prohibited person.

Here’s what you’re really choosing between: paying tax on the seed, or paying tax on the harvest. One is controlled. The other is painful.

What this clip highlights is the power of self-directing the Roth vehicle and setting up for tax-free use later.

Quick checklist:

Avoid prohibited transactions

Avoid prohibited persons

Keep the strategy clean and documented

If you want the deeper details on this exact issue, comment “WILLOW”.

12/11/2025

🔑 Self-directed retirement accounts can invest in real estate.
More control. Clear strategy. Stronger potential returns.

In this new episode, Daveed Tuck explains how investors flip properties or lend from a retirement account and why taxes matter. If the same deal sits in a regular non-Roth account, high brackets can take a painful bite. Learn how to think before you act.

🎯 You will learn
✅ How self-directing works for real estate
✅ Flipping and private lending examples
✅ Tax considerations that protect results
✅ Simple next steps to get our guide

📘 Free guide with twenty year-end moves: https://zurl.co/swWBJ

📌 Watch now. Share with a partner. Then connect for a brief conversation.
🌐 https://zurl.co/1ZWH8

12/11/2025

Accountable plan, S corporation, IRS audit readiness. In Accountable Plan for S Corporations: Keep Reimbursements Audit-Proof, you will learn why every S corporation owner who is also an employee needs a simple written accountable plan. Frank’s story is a cautionary tale: after an audit, the Internal Revenue Service disallowed three years of reimbursements because the plan and documentation were missing. It was costly. And preventable.

What you’ll get in this video

🧾 Clarity: What an accountable plan is and when you need one.

🏢 S corp focus: Why owner-employees must document reimbursements correctly.

📚 Simple steps: What to document. Receipts. Timing. Procedures.

🚫 Costly mistakes: How missing documentation leads to disallowed reimbursements.

✅ Next action: Download the guide and use the quick response code to implement.

Why it matters

Disallowed reimbursements can mean tens of thousands of dollars lost.

An accountable plan creates order, prevents confusion, and keeps you audit-ready.

Your Certified Public Accountant may not set this up unless you ask.

Quick start checklist

☐ Put a written accountable plan in place.

☐ Keep receipts and note business purpose.

☐ Reimburse on a consistent schedule.

☐ Store everything together for easy review.

📥 Get the Guide: Download it and scan the quick response code so you do not repeat Frank’s mistakes.
📸 Thumbnail idea: A clean folder labeled “Accountable Plan” next to a simple checklist and a receipt.

12/11/2025

💡 Many successful business owners assume that if a charitable check comes out of the business account, it must be deductible. Often, that is not true.
⚖️ Unless you run a C corporation, most charitable gifts are personal, not business expenses. Writing checks to a church or favorite charity from the LLC or S corporation can blur the line between business and personal and create issues if the IRS reviews your books.
📊 In this video, former IRS auditor Daveed Tuck from Anvil Tax walks through the right way to handle charitable giving: treat it as a distribution or draw, then claim it on your personal return. Watch the full explanation and download the charitable giving guide to keep more of what you earn while still giving generously.

12/10/2025

A KOIN 6 crew was at the park today filming the flooding and interviewed me as a nearby resident about conditions and risk.

This is usually where I record Willow Tax Talk—my normal sitting rock is completely underwater right now. Thinking of everyone dealing with flood damage.

KOIN 6: https://zurl.co/ENJor

12/09/2025

Good bookkeeping for tax storms and opportunities, preparing before an IRS audit or lawsuit. How Can Good Bookkeeping Prepare You for Tax Storms and Opportunities? In plain language, this video walks through why you need solid books, records, and accountability before the river speeds up with an IRS audit, due diligence claim, death, disability, divorce, disagreement, lawsuit, or opportunity. If you wait until disaster or due diligence hits, it is much harder to fix bad records than to protect yourself with clean ones. Having good books and records, a safety net, and clear numbers makes it easier to stay safe, smart, and ready when something big knocks on the door. If you want to build that protection in more depth, the guide gives deeper details on this exact issue.

00:00 Preparing for tax storms and opportunities with good bookkeeping
00:05 The importance of being prepared before IRS audits and due diligence claims
00:12 Facing unexpected challenges like death, disability, divorce, disagreement, lawsuit, or opportunity
00:19 Maintaining good records so you are not caught off guard
00:24 Building a strong foundation and safety net so it is easier to protect than to rebuild

Comment “WILLOW”.
This is general information, not tax advice. Talk to a qualified professional about your situation.

12/08/2025

Most people don’t miss retirement contributions because they “forgot.”
They miss them because the deadlines are weird.

Here’s the plain-English version:

🗓️ IRA + HSA

You can usually contribute for last year up to your tax filing deadline (typically April 15).

Extensions usually don’t extend the contribution deadline — so don’t rely on that.

💼 401(k) / 403(b)

Employee deferrals have to happen through payroll by December 31.

Employer contributions (profit share / match) may have a later deadline depending on the plan — but your plan rules matter here.

If you’re a business owner, that timing difference is the whole game. One deadline is “spring.” The other is “New Year’s Eve.”

🔧 Rick the Roofer learned this the hard way… and then got smart.
He started using his retirement account with intention — not just saving, but building toward projects he actually believes in.

If you want a quick deadline cheat sheet (and the “don’t-step-on-a-landmine” notes), comment WILLOW. 🐾

12/07/2025

A single medication is now large enough to affect airline fuel usage, clothing sales, and restaurant revenue. Economists sometimes call this the “Ozempic economy,” and it is already showing up in company reports.

In this short video, Daveed Tuck, former IRS auditor and founder of Anvil Tax, explains how shifts in health behavior can ripple through business results and tax planning. When customers change what they buy, how they travel, and what they eat, the numbers on your income statement — and eventually on your tax return — begin to move. 📈

For business owners and investors, the lesson is to watch behavior, not just headlines. Products tied to wellness trends may see steady growth, while others face slow but persistent margin pressure. Planning ahead allows you to adjust strategy and tax decisions instead of reacting after the fact.

Watch the short to see how the Ozempic economy may touch your world. Then review your forecasts, budgets, and tax planning to be sure they reflect where your customers, employees, and markets are actually headed. ✅