Adam D. Cupp, CRPS - UIS Insurance & Investments

05/28/2026

We’re proud to share that one of our own, Adam D. Cupp, CRPS, has once again been recognized as part of Cetera’s Circle of Excellence—an honor awarded to top advisors nationwide. Returning to this distinguished group for another year speaks to Adam’s continued dedication to serving clients with integrity and excellence. It was a privilege to join fellow advisors in Hawaii for meaningful collaboration and celebration. This recognition reinforces our ongoing commitment to putting clients first and striving for excellence in everything we do.

The Cetera Financial Group’s Circle of Excellence recognition is not a guarantee of future investment success and should not be construed as an endorsement of Adam D. Cupp, CRPS Financial Advisor by any client.

05/27/2026

Travel can feel very different once time is no longer tightly scheduled.

For many, it becomes less about fitting a trip into the calendar and more about deciding how they want to spend their time. Whether that means staying longer, traveling more often, or bringing family along, those choices often reflect years of thoughtful decisions.

It may be worth revisiting how travel fits into your overall approach—especially as priorities continue to evolve. Reach out to your financial professional to discuss how your strategy can support the adventures you've earned.

04/16/2026

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested. But as 2025 illustrates, market timing can be very expensive even if it means missing just a few days.

04/01/2026

Final Four Financial Habits 🏆💡

We're down to the Final Four, and it's time to focus on the habits that help you keep that Champion’s Mindset. Consistent saving, continuous learning, disciplined investing, and proactive financial reviews are the cornerstones of success. Just like the teams on the court, it's about dedication and ex*****on. Are you ready to take your financial game to the championship level?

03/30/2026

03/27/2026

What a $5 Frappuccino can teach your teen about building wealth 👇

April is National Financial Literacy Month, and here's a number worth sharing at the dinner table.

If your teen opens a Roth IRA at 18 with $1,000 from a part-time job and adds $1,000 a year, that single account could be worth nearly $500,000 by age 65. Tax-free.

Think they can't save $1,000 a year? Skipping the daily Frappuccino more than covers it. ☕

But the best financial education isn't about the math. It's about real decisions with real consequences.

A few things that actually work:

✅ Hand them cash instead of a credit card for shopping. Let them keep what they don't spend.

✅ Give them a clothing budget for the year. If they blow it by October, that's the lesson.

✅ Have the college money talk before they fall in love with a school. As one counselor put it, "Have the conversation before they buy the hoodie."

✅ With the Roth IRA, you can show them that there are certain rules with certain accounts. For example, to qualify for the tax-free and penalty-free withdrawal of earnings, Roth IRA distributions must meet a 5-year holding requirement and occur after age 59½. Also, tax-free and penalty-free withdrawals can also be taken under certain other circumstances, such as the owner's death. The original Roth IRA owner is not required to take minimum annual withdrawals.

What's one money lesson you wish someone had taught you earlier? 👇

Please consult with a tax and finance professional before making any decisions.



Sources:
-https://www.calculator.net/roth-ira-calculator.html?cstartingprinciple=1%2C000&cannualaddition=1%2C000&cmax=n&cinterestrate=8&ccurrentage=18&cretirementage=65&ctaxtrate=25&printit=0&x=Calculate -ira-result
-https://www.ngpf.org/blog/advocacy/how-many-states-require-students-to-take-a-personal-finance-course-before-graduating-from-high-school-is-it-6-or-is-it-21/

03/25/2026

The MVPs of Financial Success 🍀💼

As the tournament heats up, we're heading into the Sweet Sixteen. In finance, your core strategies are a key part of your game! From research to a coordinated approach, these strategies are your most valuable players. Which financial play is your go-to?

03/18/2026

College Basketball season has arrived 🏀

And just like in basketball, financial professionals know the importance of strategy and precision. As we dive into the frenzy of the tournament, let's remember the key plays in finance: base your strategy on your risk tolerance, goals, and time horizon. Stay tuned for more insights on how to make every financial decision a slam dunk!

03/13/2026

A comprehensive approach to your financial journey means we’re with you every step of the way. Schedule your next review today. www.uisprotect.com

03/09/2026

Market volatility is part of the investing process. More than 7 times a year investors should expect pullbacks of 3 percent and, at least once a year (since 1928), investors should be prepared for a 10 percent correction. When viewed from a historical perspective, recent market activity isn't as abnormal as one might think.