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ATL TAX 4U,LLC. Enrolled Agent Enrolled Agent • IRS Representation & Tax Solutions. Your one-stop place for Notary, Print, Copy, Fax, and Translation. Fast service!

10/28/2026

MEDICARE OPEN ENROLLMENT REMINDER!
Dear Seniors,
Medicare Open Enrollment is here! From October 15 – December 7, 2026, you can review your Medicare coverage and make changes for 2027.
✅ Check if your doctors are still in-network.
✅ Review your prescription drug coverage and costs.
✅ Compare benefits, premiums, and out-of-pocket expenses.
✅ Make sure your Medicare plan still meets your healthcare needs.
Don't wait until the last minute! I'm here to help you review your Medicare options at no cost or obligation.
Tam Phan – Medicare Advisor
678-770-6789
6000 Dawson Blvd, Ste I, Norcross, GA 30093

Your health matters. Let's make sure you have coverage that fits your needs!

MEDICARE 2027: DON'T WAIT! YOUR HEALTH AND YOUR MONEY ARE TOO IMPORTANT!ARE YOU GETTING THE MEDICARE BENEFITS YOU NEED?“...
10/24/2026

MEDICARE 2027: DON'T WAIT! YOUR HEALTH AND YOUR MONEY ARE TOO IMPORTANT!

ARE YOU GETTING THE MEDICARE BENEFITS YOU NEED?

“Hello, my friends! I'm Tam Phan, your Medicare Advisor.
Let me ask you a very important question:
Are you confident your Medicare plan will still protect your health and your wallet in 2027?
Here's something you need to know.
Medicare plans can change every year! Your doctors, prescription drug coverage, benefits, and healthcare costs may change.
A plan that worked for you last year may not be the best fit for you next year!
That's why reviewing your Medicare coverage before enrolling is so important.
Why pay more than you need to? Why miss out on benefits that may be available to you?
The sooner you review your options, the more time you have to make a smart, informed decision.

I'm Tam Phan, and I'm here to help YOU!
I'll take the time to listen, answer your questions, and help you compare Medicare options that fit your healthcare needs and budget.
Call me today at 678-770-6789 to schedule your personal Medicare consultation!
Remember: YOUR HEALTH MATTERS. YOUR MONEY MATTERS. AND YOUR PEACE OF MIND MATTERS!
Don't wait. Let's get you ready for 2027!
Thank you, and I look forward to speaking with you!”
TAM PHAN | MEDICARE ADVISOR
678-770-6789
https://planenroll.com/?purl=TAM-PHAN
[email protected]
6000 Dawson Blvd, Ste I, Norcross, GA 30093

2027 Medicare Open Enrollment: October 15 – December 7, 2026.

MEDICARE ADVANTAGE 2027: 6 IMPORTANT COSTS EVERY SENIOR SHOULD KNOW!$0 MONTHLY PREMIUM DOES NOT MEAN FREE HEALTHCARE!Man...
10/18/2026

MEDICARE ADVANTAGE 2027: 6 IMPORTANT COSTS EVERY SENIOR SHOULD KNOW!
$0 MONTHLY PREMIUM DOES NOT MEAN FREE HEALTHCARE!
Many Medicare Advantage plans offer a $0 monthly premium and extra benefits. But before enrolling, ask yourself:
"How much will I have to pay if I get sick or go to the hospital?"
Here are 6 important costs you should understand:

1. MONTHLY PREMIUM
Some plans cost $0 per month, but you generally still pay your Medicare Part B premium.

2. COPAY – A Fixed Amount
What you pay for certain medical services.
Example: $35 for a specialist visit.

3. COINSURANCE – A Percentage
You pay a percentage of the cost of a covered service.
Example: A $1,000 service with 20% coinsurance means you pay $200.

4. DEDUCTIBLE – What You Pay First
The amount you pay before your plan begins covering certain services. Some plans have a $0 medical deductible.

5. HOSPITAL COSTS – What If You Stay 5 Days?
Some plans charge a daily hospital copay.
Example: $350 per day × 5 days = $1,750 out of your pocket!

6. MAXIMUM OUT-OF-POCKET (MOOP) – Your Financial Protection
The most you pay in a year for covered Medicare Part A and Part B medical services that count toward your plan's limit.
Example: If your in-network limit is $5,000, after you pay $5,000 in qualifying costs, your plan covers 100% of covered services subject to that limit for the rest of the year.
Premiums, Part D prescription drug costs, and noncovered services generally do not count toward this medical limit.

MY ADVICE TO SENIORS: DON'T CHOOSE A PLAN JUST BECAUSE IT HAS A $0 PREMIUM!

Before enrolling, check:
- Are your doctors and hospitals in the network?
- Are your medications covered?
- How much will a hospital stay cost?
- What is your yearly maximum out-of-pocket limit?
The best Medicare plan is one that fits your healthcare needs, your budget, and helps protect your savings.

NEED HELP WITH MEDICARE 2027?
Tam Phan – Medicare Advisor
678-770-6789
https://planenroll.com/?purl=TAM-PHAN
[email protected]
6000 Dawson Blvd, Ste I, Norcross, GA 30093

FOLLOW MY FACEBOOK for more simple, helpful Medicare information!
All costs are examples. Actual benefits and expenses vary by plan. Review plan details before enrolling.

MEDICARE AEP – DAY 2: BEFORE YOU ENROLL, PLEASE READ THIS!YOUR HEALTH IS TOO IMPORTANT TO CHOOSE THE WRONG MEDICARE PLAN...
10/16/2026

MEDICARE AEP – DAY 2: BEFORE YOU ENROLL, PLEASE READ THIS!
YOUR HEALTH IS TOO IMPORTANT TO CHOOSE THE WRONG MEDICARE PLAN!

Dear Seniors,
Medicare Annual Enrollment has officially begun! Before you enroll in or change your Medicare plan for 2027, I want to share something very important with you.
A $0 monthly premium does not always mean a $0 medical bill. And extra benefits do not always mean better healthcare coverage.
Before making your decision, please ask these 5 IMPORTANT QUESTIONS:

1. CAN I KEEP MY TRUSTED DOCTORS AND HOSPITALS?
Your health comes first. Make sure your primary doctor, specialists, and preferred hospitals accept the new plan and are in its network when required.

2. WILL MY PRESCRIPTION MEDICATIONS STILL BE COVERED?
Check every medication you take. Drug formularies, copays, deductibles, and pharmacy networks can change in 2027.

3. HOW MUCH COULD I PAY IF I GET SERIOUSLY SICK?
Don't just look at the monthly premium. Understand your hospital costs, specialist copays, medical deductibles, and maximum out-of-pocket limit.

4. WHAT BENEFITS AM I ACTUALLY GETTING?
Dental, vision, hearing, transportation, and over-the-counter allowances may be helpful. But never choose a plan based only on these extra benefits. Review the medical coverage first.

5. HAS MY CURRENT MEDICARE PLAN CHANGED FOR 2027?
Even if you love your current plan, its benefits, doctor network, prescription coverage, and costs may change next year. Always review your Annual Notice of Change.

MY MESSAGE TO EVERY SENIOR:

THE BEST MEDICARE PLAN IS NOT NECESSARILY THE ONE WITH THE MOST BENEFITS. IT IS THE ONE THAT FITS YOUR HEALTHCARE NEEDS AND YOUR BUDGET.

You worked hard all your life. You deserve to understand your Medicare choices before making an important healthcare decision.

DON'T RUSH. DON'T GUESS. ASK QUESTIONS BEFORE YOU ENROLL!

NEED HELP REVIEWING YOUR MEDICARE OPTIONS FOR 2027?

I am here to help you understand your options, compare available plans, and make an informed decision.

TAM PHAN | MEDICARE ADVISOR
Phone: 678-770-6789
https://planenroll.com/?purl=TAM-Tam Phan
Email: [email protected]
Office: 6000 Dawson Blvd, Ste I, Norcross, GA 30093

MEDICARE ANNUAL ENROLLMENT: OCTOBER 15 – DECEMBER 7, 2026
Changes made during this enrollment period generally take effect January 1, 2027.

MEDICARE OPEN ENROLLMENT STARTS TODAY — OCTOBER 15!Your health matters. Your Medicare coverage should work for you.Today...
10/15/2026

MEDICARE OPEN ENROLLMENT STARTS TODAY — OCTOBER 15!

Your health matters. Your Medicare coverage should work for you.
Today, October 15, 2026, marks the first day of Medicare Annual Enrollment (AEP)!
From October 15 through December 7, you have the opportunity to review your Medicare coverage and make changes for 2027.
Why should you review your Medicare plan?
Medicare plans can change every year, includin
- Monthly premiums and copays
- Prescription drug coverage and costs
- Doctor and hospital networks
- Dental, vision, hearing, and other benefits
- Out-of-pocket expenses

Even if you are happy with your current plan, it's worth taking a few minutes to review what's changing for 2027. You don't have to figure it all out alone.

As your Medicare insurance advisor, I'm here to help you understand your options, compare available plans, and make an informed decision based on your healthcare needs and budget.

***Important dates:
October 15, 2026 — Enrollment begins
December 7, 2026 — Enrollment ends
January 1, 2027 — New coverage takes effect

Let's Review Your Medicare Coverage Together!
Call or text: 678-770-6789 , Send me a private message to schedule your Medicare review.
No pressure. Just clear answers and personal guidance.

MEDICARE OPEN ENROLLMENT STARTS TOMORROW! 5 THINGS EVERY SENIOR SHOULD KNOWOctober 15 – December 7, 2026 | Coverage for ...
10/14/2026

MEDICARE OPEN ENROLLMENT STARTS TOMORROW! 5 THINGS EVERY SENIOR SHOULD KNOW

October 15 – December 7, 2026 | Coverage for 2027
Will your doctors still accept your plan? Will your prescriptions cost more? Could you lose important benefits?
Medicare Open Enrollment is your opportunity to review your coverage and protect your health, savings, and peace of mind.

1. Keep Your Trusted Doctors
Make sure your doctors, specialists, and preferred hospitals will still be covered in 2027.

2. Watch Your Prescription Costs
Drug coverage and copays can change. Review your medications and pharmacies. The 2027 Part D out-of-pocket spending cap is $2,400 for covered drugs.

3. Check Your Extra Benefits
Dental, vision, hearing, fitness, and other Medicare Advantage benefits may change or disappear. Review your plan's Annual Notice of Change.

4. Protect Your Budget
A $0-premium plan doesn't mean free healthcare. Compare copays, deductibles, prescription costs, and out-of-pocket limits. You may also qualify for financial assistance.

5. Don't Make the Wrong Choice
Your current plan may renew automatically, but costs and benefits can change. Some plans may end. Compare your options before December 7. If switching to Original Medicare, check Medigap eligibility first.

Your Health. Your Money. Your Peace of Mind.
Don't assume your current Medicare plan is still your best fit for 2027. Take time to review your options and choose coverage that meets your healthcare needs and budget.
Enrollment Ends: December 7, 2026
Coverage Begins: January 1, 2027
Need Help Reviewing Your Medicare Options?

Tam Phan | Medicare Advisor
Phone: 678-770-6789
Email: [email protected]
Office: 6000 Dawson Blvd, Ste I, Norcross, GA 30093

MEDICARE AEP : OCT15 TO DEC 7 & ACA OPEN ENROLLMENT NOV 1 TO JAN 15, 2027Đây là thời điểm quan trọng để quý vị xem lại b...
10/09/2026

MEDICARE AEP : OCT15 TO DEC 7 & ACA OPEN ENROLLMENT NOV 1 TO JAN 15, 2027
Đây là thời điểm quan trọng để quý vị xem lại bảo hiểm y tế và chọn chương trình phù hợp với nhu cầu và ngân sách.
Medicare AEP
15 tháng 10 – 7 tháng 12
Trong thời gian này, quý vị có thể:
- Đổi chương trình Medicare Advantage
- Chuyển giữa Original Medicare và Medicare Advantage
- Tham gia, đổi hoặc ngưng Medicare Part D
Trước khi chọn chương trình, nên kiểm tra:
- Bác sĩ và bệnh viện
- Thuốc đang sử dụng và nhà thuốc
- Premium, copay và chi phí tự trả
- Medicaid hoặc Extra Help, nếu có
Các thay đổi trong AEP thường có hiệu lực từ ngày 1 tháng 1.
ACA / MARKETPLACE OPEN ENROLLMENT: 1 THÁNG 11 – 15 THÁNG 1!
1 tháng 11 – 15 tháng 1
Để bảo hiểm bắt đầu từ ngày 1 tháng 1, thông thường cần ghi danh trước ngày 15 tháng 12.
Thông tin thường cần chuẩn bị:
- Số người trong gia đình
- Thu nhập dự kiến
- ZIP code và địa chỉ
- Bảo hiểm hiện tại
- Bác sĩ, thuốc và nhu cầu chăm sóc sức khỏe
Quý vị có thể đủ điều kiện nhận hỗ trợ tài chính tùy theo thu nhập và hoàn cảnh gia đình.
Ngoài thời gian Open Enrollment, quý vị vẫn có thể ghi danh nếu đủ điều kiện cho Special Enrollment Period.
Hãy Xem Lại Bảo Hiểm Mỗi Năm
Quyền lợi, chi phí, mạng lưới bác sĩ và danh mục thuốc có thể thay đổi. Việc xem lại chương trình mỗi năm giúp quý vị hiểu rõ lựa chọn của mình trước khi quyết định.
Liên hệ với tôi để được hỗ trợ xem xét Medicare hoặc ACA cho năm 2027. Không bắt buộc phải ghi danh.

GHI DANH BẢO HIỂM ACA 2027Enrollment Period: November 1, 2026 – January 15, 2027Đạo luật Chăm sóc Sức khỏe Giá cả Phải c...
10/08/2026

GHI DANH BẢO HIỂM ACA 2027
Enrollment Period: November 1, 2026 – January 15, 2027
Đạo luật Chăm sóc Sức khỏe Giá cả Phải chăng ACA (Obamacare) giúp cá nhân và gia đình có cơ hội tham gia bảo hiểm y tế thông qua Thị trường Bảo hiểm Y tế.
Quyền lợi có thể bao gồm:
- Khám bác sĩ và bác sĩ chuyên khoa
- Chăm sóc tại bệnh viện
- Thuốc theo toa
- Dịch vụ phòng ngừa
- Chăm sóc cấp cứu
- Hỗ trợ tài chính nếu đủ điều kiện
Các chương trình, mức phí bảo hiểm, mạng lưới bác sĩ và danh mục thuốc có thể thay đổi mỗi năm.
Dù quý vị ghi danh lần đầu hay đang xem lại chương trình hiện tại, hãy dành thời gian so sánh các lựa chọn cho năm 2027 để tìm chương trình phù hợp với nhu cầu chăm sóc sức khỏe và ngân sách của mình.
Hãy chuẩn bị sớm và đừng chờ đến phút cuối. Chúng tôi có thể giúp quý vị hiểu rõ các lựa chọn và tìm chương trình phù hợp cho quý vị và gia đình.

10/07/2026

MÙA AEP – ĐỪNG QUÊN KIỂM TRA LẠI CHƯƠNG TRÌNH MEDICARE CỦA BẠN!
Các chương trình Medicare có thể thay đổi mỗi năm — và nhu cầu sức khỏe của quý vị cũng có thể thay đổi.
Vì vậy, trong mùa AEP, đừng vội giữ nguyên chương trình hiện tại mà chưa xem xét lại.
Hãy dành một chút thời gian để kiểm tra xem bác sĩ, thuốc đang sử dụng, quyền lợi và chi phí của chương trình có còn phù hợp với quý vị trong năm tới hay không.
Nếu quý vị chưa biết bắt đầu từ đâu, tôi sẵn sàng giúp giải thích mọi thứ một cách đơn giản và dễ hiểu.
Tam Phan – Medicare Advisor
Liên hệ 678-770-6789 để được hỗ trợ kiểm tra lại chương trình Medicare của quý vị.

10/06/2026

Enrolled Agent • IRS Representation & Tax Solutions.
Your one-stop place for Notary, Print, Copy, Fax, and Translation. Fast service!

Address

Norcross, GA
30093

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