Kristopher De La Pena, CFP, AAMS, CRPC

06/24/2026

Starting a business can blur the line between personal and professional finances.

Cash flow, taxes, and planning ahead matter early on. This article highlights financial areas many new business owners overlook.

Starting a business? Keep these financial implications in mind so you can prepare accordingly.

06/22/2026

Market leadership make be broadening beyond the Magnificent 7. Here’s how to identify new, high-quality investment opportunities in this evolving environment. And let’s connect if you’d like to put these insights into action.

How to invest in “the best of the rest.”

06/22/2026

5 ways to be a better human this week:

1. Disagree with ideas, not people.
2. Let someone go first. In traffic and in life.
3. Acknowledge fear without feeding it.
4. Ask for help sooner than later.
5. Choose progress over comparison.

06/17/2026

Money is one of the most common stress points for couples.

Clear communication, shared goals, and agreed‑upon systems can help. This article offers practical tips for managing finances together with confidence.

Marriage is an exciting life event—and one of the most significant family and estate financial milestones.

06/15/2026

5 ways to be a better human this week:

1. Keep in mind that being early can be a form of generosity. You wait, so they don't have to.
2. Keep talking to the same people, keep finding the same opportunities. Start talking to new people, start finding new opportunities.
3. Guard your habits. Bad ones will destroy you.
4. Be okay with silence. It often holds meaning.
5. No matter how busy you are, you must take time to make the other person feel important. Everyone has an invisible sign hanging from their neck saying, "Make me feel important." Never forget this message when working with people.

06/11/2026

If something feels off, trust that instinct.

Many of today’s most effective scams don’t look suspicious at all — that’s what makes them so dangerous.

Here’s a look at the most common tactics we’re seeing right now — and what to do to stay one step ahead.

Stay ahead of bad actors by learning how to spot the top threats of 2026.

06/10/2026

Read the latest market insights from Ameriprise Chief Market Strategist Anthony Saglimbene.

Get more expert insights by reading the latest Weekly Market Perspectives.

06/08/2026

5 ways to be a better human this week:

1. Act like he person you want to become.
2. Stop trying to dodge the process.
3. Never say you can’t do it. Say “I haven’t done it yet.”
4. Let go, or be dragged - suffering often begins with attachment.
5. Smile at strangers. You never know who needs it.

06/01/2026

5 ways to be a better human this week:

1. Do not compare against others, compare against your past self. Keep the focus internal.
2. Be content with what you have; rejoice in the way things are. When you realize there is nothing lacking, the whole world belongs to you.
3. Exceptional people are rare. When you find someone wonderful, invest in them.
4. Your past is a chapter, but not your whole story. Learn from it, but don’t camp there.
5. The best way to cherish life is to remind yourself of life's impermanence. It is to remember that every time you see someone that is one less time you see them. It is to remember that every time you go somewhere that is one less time you visit. By doing this, you naturally slow down and you start to truly live.

05/25/2026

5 ways to be a better human this week:

1. Challenge yourself when life is easy, so you'll be ready when life is hard.
2. Carry the spirit of the child into old age.
3. Focus on the process over the prize.
4. When someone's habits don't match their ambitions, trust the habits.
5. Always read something that will make you look good if you die in the middle of it.