05/29/2026
Most people only think about taxes when there is a deadline.
But here is the thing — the most valuable thing I can do for a client is not file their return. It is sitting down in June or July, when there is still time to do something.
Right now, while the year is only half over, you can:
✅ Adjust your W-4 — if you got a surprise bill in April or a refund that was way bigger than it needed to be, fix your withholding now (IRS Pub. 505). A refund is just an interest-free loan you gave the IRS.
✅ Max out or bump up retirement contributions — 401(k), SEP-IRA, or Solo 401(k) limits are higher than ever. Every dollar in before year-end is a dollar the IRS does not get to touch (IRC §401(a)).
✅ Revisit your estimated payments — if your income changed (new client, rental income, self-employment spike), June 15 is the next quarterly deadline. Under-pay and you will owe a penalty in April on top of the balance (IRC §6654).
The window is open. Book a mid-year planning session before summer slips by and you are back to playing catch-up in Q4.
📅 DM me or visit aplustaxhelp.com to schedule a free 15-minute consult.