Approved With Mark

09/07/2026

This Labor Day, we're grateful for the talented, dedicated people who make USA Mortgage such a special place to work. Here's to the team behind the !

09/03/2026

We're approaching the official start of the ! September can be a great time to buy. As the market begins to cool and sellers look to finalize their moves before winter, buyers may find more room for negotiation and better value 🍂🏠

📞 +1 615-601-3901
📧 [email protected]
🔗 usamortgage.com/home-buying-in-september

09/02/2026

Think you're not ready to buy a home? You might be closer than you think.

We talk to prospective buyers every day who assume they need a bigger down payment, a higher credit score, or years more of saving before they can buy. The reality? Many are surprised to learn they're already in a better position than they realized.

Don't let a myth keep you from exploring your options. 🏡🔑

➡️ +1 615-601-3901
➡️ [email protected]

09/01/2026

September is our favorite month for a reason 😉

Happy to the incredible professionals who guide, support, and advocate for our customers every step of the way. Thank you for all you do to turn homeownership dreams into reality 🏡

08/28/2026

Buying a home for the first time can be a daunting and nerve-wracking experience. Our team is dedicated to ensuring your comfort and confidence throughout the entire process. to help you navigate the homebuying waters, here are some helpful tips 🏠⬇️

Homebuying is worth doing this the right way and that means buying a home that you love and that doesn’t hurt your future money goals.

08/28/2026

🍂 Fall is one of the best-kept secrets in real estate.

With fewer buyers competing and motivated sellers ready to make a move, this season can create opportunities you won't find in the spring market. If homeownership is on your radar, now's the time to start planning.

🔸 [email protected]
🔸 usamortgage.com/the-fall-homebuying-advantage
🔸 https://www.usamortgage.com/mortgage-loan-originator/mark-sullivan

08/26/2026

The 3 Cs! You know, cut, color, carat...oh, wait. Wrong Cs. 💎🍾

When you apply for a mortgage, an underwriter will evaluate your credit and payment history, income and assets, then categorize their findings into the 3 Cs.
🔹 Capacity: your ability to repay a loan by comparing your monthly gross income against your total monthly recurring debt.
🔹 Credit: A combined credit report from the three national credit reporting agencies.
🔹 Collateral: Here, an appraisal will be ordered to verify the home’s value, so a loan-to-value ratio (LTV) can be determined.

08/25/2026

You find the house you really want.

But there’s one problem…

You still own the house you’re living in.

For a lot of homeowners, that’s where things get complicated.

Do you sell first and hope you find the right house afterward?

Do you make your offer contingent on your current home selling?

Do you try to time two closings perfectly?

Or do you risk carrying two mortgage payments?

There may be another option.

Our Buy Before You Sell program is designed to help qualified homeowners buy their next home before their current home sells.

That can mean:

🏠 Use the equity in your current home toward the next one
🏠 Make a stronger, non-contingent offer
🏠 Move into the new home before selling the old one
🏠 Only worry about one mortgage payment during the transition
🏠 Sell your current home afterward without having to perfectly time both closings

In other words:

Buy first.
Move once.
Sell after.

If you already own a home and have been putting off your next move because you weren't sure how to make the transition work, message me.

I'll show you how the program works and see if your situation qualifies.

www.approvedwithmark.com
615-968-5338