Allen Wealth and Asset Management

02/24/2026

A recent survey shows that most people plan to claim Social Security early, even though waiting can result in larger monthly benefits. When do you plan on starting Social Security?

https://www.cbsnews.com/news/social-security-benefits-90-percent-americans-will-claim-before-70/?fbclid=IwY2xjawQKDZ9leHRuA2FlbQIxMABicmlkETJscGZPZXJScnJQVTNCVWVVc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHtuWzEm-8XQvty5m9YNmeUH9ZhA3nfEszygOAHU6jBm1goI3rorTrHGqrPxa_aem_G_H8LJo6oyrMUxD_F9VhDw

Financial pros recommend waiting as long as possible to claim your Social Security benefits. Most Americans say they're ignoring that advice.

01/01/2026

Happy New Year! 🥳

12/25/2025

Merry Christmas! 🎄

12/19/2025

A simple plan, executed well, beats a complex plan executed poorly.

12/09/2025

We recently witnessed the end of an era — the U.S. Mint officially produced its final penny after more than 200 years in circulation.

For us, it’s a reminder of something we talk about often with families we serve:

Small numbers matter.
Small inefficiencies matter.
And over time, small decisions shape your financial outcome.

For years, pennies cost more to produce than they were worth. Most people didn’t notice at first. Eventually, the gap became too big to ignore — and a change had to be made.

The same thing can happen in personal finance:
✔️ Fees that quietly add up
✔️ Accounts that no longer fit your goals
✔️ Strategies that worked years ago but don’t work today
✔️ Assumptions that haven’t been revisited in decades

Just because something has been part of your plan for years doesn’t mean it still belongs there today.

A strong retirement strategy isn’t just about growth — it’s about reducing the silent drags and making sure every dollar is working with purpose.

If it’s been a while since you’ve taken a fresh look at your strategy, now is a perfect time to do it. Small adjustments can create meaningful impact over the long run.

11/27/2025

11/13/2025

There is no single “ideal retirement.” But many ways exist to enjoy a happy retirement if you consider your options carefully and decide what you're willing to leave to chance.

The way you answer the following questions can help you determine what may require more consideration before you start your retirement.

∙ Do you have a sense of purpose?
∙ Are you retiring gradually?
∙ Will you actually be able to stay in touch with your work friends?
∙ Do you have any structure planned for your days?

Research indicates that having a consistent and enjoyable daily routine is linked to both happiness and mental health.

∙ Do you have a solid support system of family and friends?
∙ Are you comfort-oriented or growth-oriented?
∙ Are you seeking leisure fun or ‘encore careers’?
∙ Do you have enough money?

While many of these questions involve personal reflection, we can guide you in the right direction if you need assistance with your finances. Call us if you’d like to brainstorm with us. We’re always here to help.

11/11/2025

Thank you for your service! 🙏🏼

11/04/2025

Financial stress can weigh you down—but it doesn’t have to. At Allen Financial & Allen Wealth and Asset Management, we work to help people just like you reduce financial anxiety by building clear, customized strategies rooted in your real-world goals.

Whether you’re planning for retirement, navigating a career change, or managing a life transition, we’re here to help bring structure to the chaos.

Instead of generic advice or one-size-fits-all plans, we take time to understand your full picture—your goals, your concerns, and what you want life to look like 5, 10, or 20 years from now. Our approach is focused, thoughtful, and built to adjust with you as your needs evolve.

From investment management and retirement planning to Social Security strategies and income distribution, we’re here to help you think clearly and act confidently.

If you’re in Utah--Salt Lake, Davis or Weber County--and want to stop guessing and start planning with purpose, let’s connect. Stress less—strategize more.

10/19/2025

What could the mean for you? Learn more here:

Depending upon how long it lasts, a government shutdown can impact your daily life, including seeing family, managing your health, and enjoying your free time.

09/25/2025

What are the major pros and cons of high and low interest rates? Learn more here: https://finance.yahoo.com/personal-finance/banking/article/do-we-want-high-or-low-interest-rates-223031516.html

The Federal Reserve's interest rate decisions can directly impact your wallet. So what’s better: high or low interest rates?

09/22/2025

Allen Financial Golf Tournament. Round 2.