05/30/2026
CD Rates vs Fixed Indexed Annuity β 2026 Numbers. In 2026, while CD rates have been attractive, fixed indexed annuities often provide a better long-term solution. You get principal protection, potential for higher credited rates when markets perform well, and optional lifetime income riders. Many clients are moving from CDs to indexed annuities for better growth potential without market downside risk.
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This video is for educational and informational purposes only. It is not intended as personalized financial, investment, insurance, or tax advice. Always consult directly with a qualified financial advisor, tax professional, and licensed insurance agent before making any decisions about your money or insurance strategies.
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As a licensed insurance agent, I can only provide personalized recommendations after a full review of your individual situation, needs, health, and financial goals. Financial products and strategies involve risks, fees, rules, taxes, and limitations that can vary significantly by your age, income, state regulations, and personal circumstances. Results are not guaranteed and will differ from person to person.