VLP Financial Advisors

09/09/2026

Congratulations, Liz WIlliams!

We’re proud to share that Liz Williams has been named an Excellence Awardee (Finalist) for Financial Literacy Champion in the InvestmentNews Women to Watch Awards, brought to you by Prudential Advisors.

This recognition celebrates Liz’s commitment to promoting financial literacy and helping individuals and families build the knowledge and confidence to make informed financial decisions.

Through her dedication to financial education and her passion for making a positive impact in the community, Liz continues to embody VLP’s People First approach.

Congratulations, Liz, on this well-deserved recognition!



2026 InvestmentNews Financial Literacy Champion Excellence Awardee. The InvestmentNews Women to Watch Awards recognize women in financial services for leadership, professional achievement, industry impact, mentorship, and community involvement. Candidates are nominated by themselves or third parties, researched by InvestmentNews, and evaluated by an independent judging panel. This award is not indicative of future investment performance, does not constitute an endorsement by any client, and is not representative of any one client's experience. No compensation was provided directly or indirectly in exchange for the award, although promotional opportunities may be available for purchase following selection.

09/08/2026

Expect declines in your retirement

Market downturns aren’t a surprise, they’re part of the plan.

In this clip, Rose Price, CFP®, AIF® and Christopher Mellone, CFA, CFP®, AIF® speak about an important reality: over a 30-year retirement, you can expect multiple “white-knuckle” market declines along the way.

That’s not a failure of the plan but it’s something to prepare for. The key is building an investment strategy and asset allocation that can help you navigate those moments with confidence, rather than reacting in the middle of uncertainty.

Watch the full episode: Retirement Readiness - Smart Investing for the Home Stretch - https://youtu.be/AoeTRI-SCEo

Visit vlpfa.com to download resources or schedule a complimentary consultation to begin your personalized Retirement Readiness Journey.

Schedule a complimentary consultation: https://www.vlpfa.com/contact-us



Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment advisor. Cetera is under separate ownership from any other named entity. The views stated in this material are not necessarily the opinion of Cetera Wealth Services LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. Due to the volatility of the market with the markets mentioned, opinions are subject to change without notice. A diversified portfolio does not assure a profit or protect against loss in a declining market. Hosted by Rose Price, CFP®, AIF®, Partner, Financial Advisor and Chris Mellone, CFA, CFP®, AIF® Partner, Financial Advisor; 1751 Pinnacle Drive, Suite 425, McLean, VA 22102. 703-356-4360.

09/04/2026

Giving back is an important part of who we are, and we're grateful for the opportunity to make a difference alongside these incredible organizations.

From cleaning our adopted highway and supporting St. Baldrick’s Foundation on their mission to fight cancer for kids to volunteering with Mobile Hope, Bethany House, Ronald McDonald House, and participating in Wreaths Across America, we're proud to support organizations that strengthen our communities and serve those in need.

Through volunteerism, donations, sponsorships, and educational partnerships, we're also honored to support causes focused on health, youth services, housing, education, and community outreach throughout the year.

Happy International Day of Charity!



The charitable entities and/or fundraising opportunities described herein are not endorsed by or affiliated with Cetera Wealth Services LLC, or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored or approved by Cetera.

09/03/2026

Market downturns can create opportunities so harvest loses and offset taxes year-round.

In this clip, Rose Price, CFP®, AIF®, Financial Advisor, and Christopher Mellone, CFA, CFP®, AIF®, Financial Advisor, talk about tax loss harvesting and why periods of volatility can actually become valuable from a planning perspective. By harvesting losses within a portfolio, those losses can potentially be used to offset current or future capital gains.

If the losses aren’t fully used in one year, they can often be carried forward into future years. This is one of those behind-the-scenes planning strategies that may not get much attention but can make a meaningful difference over the long run.

Watch the full episode: Retirement Readiness – Tackling Debt and Taxes Before You Retire - https://youtu.be/7VObBBW7kbc

Visit vlpfa.com to download resources or schedule a complimentary consultation to begin your personalized Retirement Readiness Journey.

Schedule a complimentary, no-obligation consultation: https://www.vlpfa.com/contact-us

Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment advisor. Cetera is under separate ownership from any other named entity. Cetera Wealth Services, LLC exclusively provides investment products and services through its representatives. Although Cetera does not provide tax or legal advice, or supervise tax, accounting or legal services, Cetera representatives may offer these services through their independent outside business. This information is not intended as tax or legal advice. The views stated in this material are not necessarily the opinion of Cetera Wealth Services LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Hosted by Rose Price, CFP®, AIF®, Partner, Financial Advisor and Chris Mellone, CFA, CFP®, AIF® Partner, Financial Advisor; VLP Financial Advisors, 1751 Pinnacle Drive, Suite 425, McLean, VA 22102. 703-356-4360.

09/01/2026

Retirement is just 12 months away...are you ready? In this episode of the Retirement Readiness Journey series, Rose Price CFP®, AIF®, and Chris Mellone CFA, CFP®, AIF®, discuss the key financial and emotional decisions that can help make your transition into retirement a success. From Social Security claiming strategies and Medicare planning to creating a sustainable retirement paycheck and adjusting to life after work, this episode provides practical guidance for navigating your final year with confidence.

Key Topics Covered:

Social Security Claiming Strategies: Understanding Full Retirement Age (FRA), evaluating early versus delayed claiming decisions, and determining the right strategy based on your goals, health, and retirement timeline.

Medicare & Healthcare Planning: Preparing for Medicare enrollment, understanding COBRA coverage options, navigating IRMAA surcharges, and avoiding common healthcare planning mistakes before retirement.

Retirement Income & Lifestyle Transition: Building a retirement paycheck, adjusting spending expectations, creating sustainable withdrawal strategies, and preparing for the emotional shift from working life to retirement.

Click here to watch this episode: https://youtu.be/I9kHOYVWDG0

Visit vlpfa.com to download resources or schedule a complimentary consultation to begin your personalized Retirement Readiness Journey: https://www.vlpfa.com/contact-us



Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment advisor. Cetera is under separate ownership from any other named entity. The views stated in this material are not necessarily the opinion of Cetera Wealth Services LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Hosted by Rose Price, CFP®, AIF®, Partner, Financial Advisor and Chris Mellone, CFA, CFP®, AIF® Partner, Financial Advisor; VLP Financial Advisors, 1751 Pinnacle Drive, Suite 425, McLean, VA 22102. 703-356-4360.

Retirement is just 12 mon...

08/31/2026

Planning for the medicare gap in retirement. Health insurance can be one of the trickiest parts of retiring before Medicare.

In this clip, Rose Price, CFP®, AIF®, Financial Advisor, and Christopher Mellone, CFA, CFP®, AIF®, Financial Advisor, talk through a real planning scenario where one spouse retired at 65 and moved to Medicare, while the younger spouse still had a gap before becoming eligible. COBRA helped for part of the transition, but there was still a period where coverage needed to come through the exchange.
Because we had planned ahead with them and built up a separate bucket for that gap, the premiums didn’t have to disrupt the rest of their income plan.

Watch the full episode: Retirement Readiness – Tackling Debt and Taxes Before You Retire - https://youtu.be/7VObBBW7kbc

Visit vlpfa.com to download resources or schedule a complimentary consultation to begin your personalized Retirement Readiness Journey: https://www.vlpfa.com/contact-us



Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment advisor. Cetera is under separate ownership from any other named entity. The views stated in this material are not necessarily the opinion of Cetera Wealth Services LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Hosted by Rose Price, CFP®, AIF®, Partner, Financial Advisor and Chris Mellone, CFA, CFP®, AIF® Partner, Financial Advisor; VLP Financial Advisors, 1751 Pinnacle Drive, Suite 425, McLean, VA 22102. 703-356-4360.

08/28/2026

QUOTED! Andrew Fincher, CFP®, CEPA®, AIF®, Financial Advisor, was quoted on Yahoo! Finance - 'Dead money': 3 financial advisors reveal where they're parking cash as inflation hits a 3-year high

Check out the full article here: https://finance.yahoo.com/economy/articles/dead-money-3-financial-advisors-105500641.html

Securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. Information is provided by Andrew Fincher, CFP®, CEPA®, AIF® Financial Advisor, and written by Aditi Ganguly from Yahoo! Finance, a non-affiliate of Cetera Wealth Services, LLC. The information described herein is not endorsed by or affiliated with Cetera Wealth Services LLC, or its affiliates. This information is from sources believed to be reliable, but Cetera Wealth Services, LLC cannot guarantee or represent that it is accurate or complete. VLP Financial Advisors, 1751 Pinnacle Drive, Suite 425, McLean, VA 22102. 703-356-4360.

08/27/2026

Today we're celebrating the Playful Pups of VLP. Whether they are enthusiastically greeting us after a long day or keeping us company while we work, these pups bring energy, personality, and smiles to our day.

Happy National Dog Day from all of us at VLP!

08/26/2026

In honor of , we are revisiting our special VLP Spotlight podcast episode featuring our women advisors as they share their perspective on "How Women’s Financial Power Has Evolved."

From access to credit and homeownership to investing, leadership, and wealth-building, it's a conversation that highlights just how much has changed in a relatively short period of time.

Listen now to hear their insights: https://youtu.be/0ngaljhXpYs

Pictured: Cindy Alexander, Rose Price, CFP®, AIF®, Elizabeth Williams, and Sarah Avila, CFP®, CDFA®

08/25/2026

Long-Term Care Insurance Has Changed

The reality is that many retirees may face some form of long-term care need. Having a plan in place can help protect your assets, provide more options for care, and reduce the financial burden on loved ones.

In this clip, Rose Price, CFP®, AIF®, and Chris Mellone, CFA, CFP®, AIF®, discuss how long-term care insurance has evolved over the years and why it's become such an important consideration in retirement planning. While the policies themselves have changed, the potential cost of care remains significant—especially in areas like Northern Virginia, where care expenses can easily range from $10,000 to $20,000 per month.

Click here to watch the full episode - Insurance, Medicare, and Estate Planning for Retirement: https://youtu.be/8l73rFbiIN4

Schedule a complimentary, no-obligation consultation to begin your personalized Retirement Readiness Journey: https://www.vlpfa.com/contact-us



Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment advisor. Cetera is under separate ownership from any other named entity. The views stated in this material are not necessarily the opinion of Cetera Wealth Services LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Hosted by Rose Price, CFP®, AIF®, Partner, Financial Advisor, and Chris Mellone, CFA, CFP®, AIF® Partner, Financial Advisor; VLP Financial Advisors, 1751 Pinnacle Drive, Suite 425, McLean, VA 22102. 703-356-4360.