Based in Las Vegas, Nevada, Maria Bernadette Roxas-Smith is an independent insurance broker affiliated with Premier Financial Alliance (PFA) and National Life Group (NLG). Maria’s brokerage has grown significantly over the years, and because of that, she now boasts a team of eight fully-licensed and highly-capable agents. Maria feels extremely privileged to help people through providing indexed un
iversal life (IUL) insurance policies. For instance, if they become terminally ill, suffer from a chronic illness, cancer, stroke, or a heart attack, one of her policies allows them to obtain up to 70% of the death benefit. Clients can be covered for life, not just for a short period of time, and IUL insurance policies are not as costly as whole life policies. There is an investment aspect to the product, but it is not connected to the stock market and, as such, is less risky. Maria Bernadette Roxas-Smith studied biology in school and worked hard to obtain her Bachelor of Science degree. However, once she started working in the financial industry, she enjoyed it immensely and considered it her calling in life. Previous to her involvement in the insurance industry, Maria had been a financial analyst for 10 years and worked on the trading floor of the Philippine stock exchange.
