New Legacy Financial

03/18/2026

Retirement planning is about more than just growing your investments. For many people age 55+, the biggest questions are really about how to turn savings into income, reduce unnecessary taxes, make confident decisions around Social Security, and retire with a clear plan.
Too often, people spend years focused on accumulation and only start thinking about distribution when retirement is right in front of them. But the years leading up to retirement can be some of the most important for getting the details right.
If you’re in or near retirement, what feels like the biggest question on your mind right now?

03/05/2026

Stocks were mixed in February as AI disruption concerns and escalating geopolitical tensions weighed on investor sentiment. The S&P 500 slipped 0.87% and the Nasdaq fell 3.38%, while the Dow edged up 0.17%. Canada’s S&P/TSX advanced 7.57%. As attention turns to the Fed’s March meeting and its updated Summary of Economic Projections, markets will be watching closely for signals on the path ahead. From 73% of the world’s maple syrup produced in Canada to a \$1.64 billion global market, this month’s by-the-numbers highlights the industry behind one of North America’s most iconic products.

Monthly Market Insights | March 2026 U.S. and Canadian Markets U.S. stocks struggled in February amid fears that artificial intelligence would disrupt a wide swath of industries, unsettling investors. Late in the month, geopolitical concerns weighed on the market amid tensions in the Middle East. Th...

02/06/2026

Stocks climbed in January as solid economic data offset geopolitical tensions. The S&P 500 rose 1.37%, the Dow gained 1.73%, and Canada's TSX picked up 0.66%, setting multiple record highs early in the month. The Fed held rates steady as expected, with all eyes now on the March meeting. From \$27.5 billion spent in the U.S. to \$97.80 per person in Canada, Valentine's Day spending spans the globe. Check out this month's by-the-numbers.

Monthly Market Insights | February 2026 U.S. and Canadian Markets Stocks climbed in January as the tailwinds of solid economic data offset the headwinds of geopolitical tensions that rattled investors during the month. The Standard & Poor’s 500 Index advanced 1.37 percent, while the Nasdaq Composi...

02/01/2026

Do you know the origins of Black History Month? Join us as we learn about the inspired legacy of Dr. Carter G. Woodson, a man who saw the value of history and the lessons we can learn for the future.

This month, the movement he founded turns 100 years old. This celebration is an opportunity to admire the brilliance and passion of those who have come before us.

01/31/2026

After more than six decades leading Berkshire Hathaway, Warren Buffett is marking a major transition, providing an opportunity to reflect on the principles that have shaped his long career.

Throughout the years, Buffett has emphasized key ideas such as patience during market uncertainty, staying within areas where you have a strong understanding, and focusing on long-term outcomes rather than short-term noise. Those themes have guided his leadership through multiple economic cycles.

As one chapter comes to a close, his perspective continues to resonate as a reminder of the value of discipline, consistency, and thoughtful decision-making.



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The advice that legendary investor Warren Buffett offered on investing and life over the years helped earn him legions of followers who eagerly read his annual letters and filled an arena in Omaha every year to listen to him at Berkshire Hathaway’s annual meetings.

01/30/2026

This is a rare and encouraging moment for wildlife conservation 🦍💚

Park rangers in the Democratic Republic of Congo have recorded the birth of rare mountain gorilla twins, an uncommon event for one of the world’s most endangered species. The newborns were spotted in Virunga National Park, a critical habitat that plays a major role in global conservation efforts.

Conservationists closely watch mountain gorilla births, as the species remains vulnerable to habitat loss, illness, and human conflict. Each new birth represents a meaningful step forward for long-term preservation efforts and highlights the impact of ongoing protection programs.

Stories like this serve as a reminder of how targeted conservation efforts can support fragile ecosystems and protect biodiversity for future generations.



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The twins “appeared to be in healthy condition at the time of the observation,” Congo's Virunga National Park said.

01/29/2026

Periods of global uncertainty often ripple through financial markets.

Recent geopolitical tensions, including disputes involving major global powers, have coincided with renewed momentum in gold and silver. These metals are often viewed as defensive assets during times of heightened uncertainty, alongside volatility in equities, currencies, and energy markets.

For those watching how global events intersect with market behavior, this development highlights how quickly sentiment can shift when geopolitical risks move to the forefront.



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Global geopolitical turmoil, as well as Trump's apparent attack on the Fed, is pushing up the prices of gold and silver.

01/28/2026

In early February, don’t be surprised if you feel like you've "gone back to the future" with talk once again of a government shutdown. Investors should expect some stock market volatility in the weeks ahead as Congressional leaders start to show support—or form opposition—to the new funding proposals.

01/27/2026

As the U.S. enters 2026, economists are watching several key factors that may influence the economic landscape in the year ahead. While growth held up better than expected in 2025, many households continue to feel pressure from elevated costs.

Among the biggest questions are whether inflation will continue to cool, how the Federal Reserve may respond to changes in employment, and whether housing affordability will improve gradually over time. Experts are also monitoring how the adoption of artificial intelligence could affect job growth and productivity, as well as whether stock market gains can be broadened beyond a small group of leading companies.

Taken together, these factors suggest a year shaped less by dramatic shifts and more by gradual adjustment, as businesses and consumers respond to evolving economic conditions.



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From stubbornly high living costs to a softer labor market, economists say these are the forces that will shape the year ahead.

01/26/2026

A proposed cap on credit card interest rates is drawing attention from both policymakers and financial institutions, with questions emerging around how it would work in practice.

The proposal would limit interest rates on credit cards for a set period, but industry groups and analysts note that enforcement remains unclear. Banks have raised concerns about how such a cap could affect access to credit, card rewards, and lending standards, particularly for borrowers with lower credit scores.

As discussions continue, this development highlights how policy changes can carry unintended consequences across the financial system and everyday consumer borrowing.



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A 10% rate cap would make large swaths of the credit card industry unprofitable, especially tied to customers with less-than-ideal credit, banks say.

01/25/2026

Astronomers have confirmed the existence of a never-before-seen type of celestial object known as “Cloud 9,” a massive, starless cloud made mostly of hydrogen gas and dark matter 🌌

Located about 14 million light-years from Earth, Cloud 9 appears to be what researchers describe as a “failed galaxy” — a structure that contains the building blocks of a galaxy but never formed stars. Scientists say studying objects like this could help explain how galaxies took shape in the early universe 🔭

The discovery provides a rare glimpse into parts of the cosmos that are typically invisible, opening up new possibilities for understanding what lies between stars and galaxies.



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The hydrogen cloud is a remnant of the universe's early formation, NASA said in a news release.