Matthew Grohocki APMA, CFS of Gateway Financial Partners

02/26/2025

Curious how to outsmart taxes and grow wealth for your children and their children?

Here’s the problem: Most people focus on making money—but they don’t have a plan to keep it, grow it, and pass it down efficiently. That’s how you can create generational wealth.

3 Key Steps to Building Generational Wealth:

1️⃣ Live below your means, invest the difference. Wealth isn’t about how much you make—it’s about how much you keep. The simplest way to start building wealth? Spend less than you earn and put the extra to work.

2️⃣ Own ASSETS that appreciate. The wealthy don’t just save money; they invest in stocks, businesses, and real estate—things that grow over time. If your money isn’t working for you, you’re working too hard.

3️⃣ Transfer wealth the smart way. Taxes can be a silent killer of generational wealth. Using Roth accounts, trusts, and estate planning strategies helps ensure your kids (not the IRS) get the legacy you’ve built. The key isn’t just making money—it’s making sure more of it stays in your family for generations. If you’re ready to start putting a plan in place, let’s connect.

02/24/2025

💰 Earning more is great, but keeping more is the goal. Tax planning, smart budgeting, and strategic investing can help you make the most of your hard-earned money.

02/21/2025

Financial literacy is the key to long-term success. Understanding how to manage money, invest wisely, and plan for taxes can make all the difference.

Your personal information can be at risk no matter where you are. Here are 9 tips to help you enjoy your trip without exposing yourself to identity theft.

02/10/2025

Tax refunds can be a financial boost! How do you plan to use yours? 📊 Whether it’s investing, saving, or tackling debt, making a plan helps maximize your money.

02/06/2025

Wondering what to expect from your tax refund this year? Changes in tax laws, deductions, and income can all impact your return. Stay informed with this guide from Experian!

Learn what to expect from your tax refund in 2025 and if it will be bigger or smaller than last year's refund. Plus learn how to maximize your tax refund.

01/30/2025

Creating a financial plan starts with your relationship with money! What's your financial communication style?

Identifying the emotions that you feel about money could help you improve your relationship with it.

01/23/2025

To prepare your children to take over your family's financial legacy, teach them about money as if they were interns on the path to senior management. Kiplinger has more!

To prepare your children to take over your family's financial legacy, teach them about money as if they were interns on the path to senior management.

01/21/2025

Did you know that with 3% inflation, you'd need $170,000 of retirement income in 35 years to have the same spending power as $60,000 today? 😱

Inflation silently erodes your purchasing power.

Example: A $5 latte today could cost $14 in 35 years with 3% inflation.
Worse case: If inflation averages 5%, that same latte would cost a whopping $29!

That's almost 3x the cost with 3% inflation and 6x with 5% inflation. extend this math to our bigger bills like housing costs and insurance and we see how this can get scary FAST.

Let's talk about how to:
📈Grow your assets to weather inflation's impact.
🛡️Create a retirement income plan that protects your future lifestyle.

Schedule a free consultation to discuss your unique situation.

860.430.9832
[email protected]

01/21/2025

Annuities are one piece of the puzzle, but will they complete your retirement picture? 🧩 Let’s evaluate together.

860.430.9832
[email protected]

01/17/2025

Tax season isn’t a sprint—it’s a marathon. Let’s strategize for the long game and develop a year round strategy.

860.430.9832
[email protected]

01/13/2025

Reactive: waiting for April. Proactive: planning year-round. Let’s work on a strategy that helps to keep you ahead of the game.

860.430.9832
[email protected]

01/08/2025

Transitioning from employee to business owner is exciting—but it can also bring unexpected financial challenges.

A client of mine transitioned from being an employee to launching a general contracting company. They had a deferred compensation plan with a previous employer, holding $120,000.

Each withdrawal from that plan is taxed as income, which poses a significant issue since they’re now in a higher tax bracket. Without careful planning, this could result in a hefty tax bill.

From managing deferred compensation to optimizing tax efficiency, having a clear plan in place can make a big difference.

If you’re navigating changes in your financial situation, I'd be happy to sit down with you to help you craft a plan that fits your needs!

860.430.9832
[email protected]