Becky Klein - Financial Consultant

03/04/2025

For those who are convinced that the 401(k) is a generous employer benefit, this paragraph from the linked article may dissuade you from that belief:

"A 401(k) is a tax code given by the IRS to tax you only on your harvest, not on your seed. The 401(k) model was actually implemented in the 1980s during the Reagan Era for rich CEOs to have a tax shelter and somewhere to put their money over time.

What they found was that if you convince the middle class to put all their money into 401(k)s, you can also get more tax payouts later on in life—and collect more from the middle class."

Dr. Edward J. Burns, Jr. Forbes Council Member

In this article, I'm going to break down some top considerations you need to make when making comparisons between IUL insurance, whole life insurance and a 401(k).

12/10/2024

48% of Americans are uninsured.

39% have stated an intent to buy it within the next 12 months.

What's stopping them? The primary reasons are perceived cost (85% of adults significantly over-estimate the cost of insurance), fear of denial, and ease of access.

Well, ETHOS eliminates all of those worries.

Not only is life insurance through ETHOS affordable, easily accessible, and immediate, 95% of applicants are approved, it doesn't require a medical screening, and your premiums are guaranteed to stay put.

All of the carriers behind our products are A+ rated so you can trust the quality of your policy.

Take a screen shot of the QR code and see for yourself.

You'll answer a few non-invasive questions and get a quote, then submit an application if you like what you see.

You'll get an answer in as few as 10 minutes, and with your first premium paid on the spot, you'll be covered immediately.

You'll get a free estate planning package in the deal, and think of it this way, you'll have immediately increased your net work by up to $2M!

Don't wait. Too late could be two seconds from now.

12/10/2024

09/05/2024

Life insurance is much more accessible than most people think it is, and it's one of the best things you can do to protect your family and your money.

Scan the QR code below and run a quick quote for yourself. If you like what you see, apply for it and get covered in as few as 10 minutes.

Please message me if you have any questions. I want to help get you covered.

06/22/2024

06/18/2024

Are you one of these people?

https://www.limra.com/en/newsroom/news-releases/2024/u.s.-life-insurance-need-gap-grows-in-2024/ #:~:text=The%20latest%20study%2C%20now%20in,within%20the%20next%2012%20months.

06/12/2024

05/31/2024

If you have a 401(k) (or IRA) you MUST watch the webinar on my site, for the sake of your secure retirement.

https://rjkwealthandlegacy.mynewretirement.com/

If most people who retire with an IRA or 401k are not financially free...why do we continue on that path? There is an asset class that will grow your money risk-free and tax-free. Learn here now!

05/28/2024

Bring your talents to an industry with a mission to help 100 million families become financially free.

05/07/2024

Are you 45 to 65 and worried that you'll run out of money in retirement? PRIVATE PENSIONS are a little known secret in the industry that MOST financial advisors will never teach…

Hit me up. Comment "PRIVATE PENSION" to request a free financial consultation.

04/04/2024

Schedule a free consultation: tinyurl.com/rjkwealthandlegacy