Mz Money Works

Mz Money Works Empowering tips from best-selling author/journalist Teneshia LaFayé. Book a free consultation: bit.ly/BookTeneshia

05/30/2026

You can be 65 and not ready.

You can be 45 or 55 and financially free.

Retirement is not an age.
It’s a paycheck.

The question is: where will yours come from?

I can help you secure a guaranteed lifetime income. Book me for a free consultation at bit.ly/BookTeneshia

05/30/2026

Financial freedom isn’t doing nothing.

It’s having the choice to do something.

I don’t work because I have to.
I work because I want to.

That’s a very different life.

05/23/2026

Most young people don’t get excited about life insurance because when you’re young, you almost feel untouchable…

But a new generation is starting to look at life insurance differently 👀

Not just as a death benefit…But as a potential wealth-building tool while they’re alive.

That’s why more young adults are learning concepts like:🏦 Being your own bank💰 Infinite banking📈 Tax-advantaged growth

Financial literacy changes how you see money.

If you wanna learn how this works, book a free consultation with me: bit.ly/BookTeneshia 😁

05/22/2026

A lot of people think their 401k balance is THEIR money…

Until taxes show up 👀

That $500K retirement account?
That may be the GROSS amount… not what you actually keep.

It's like when you think you're getting the gross on your paycheck and you end up with much less, which is your net pay.

Retirement planning is not just about accumulation.
It’s about tax strategy too.

🌱 Seed vs harvest matters. Let me show you how to keep most of your harvest instead of paying a chunk of it to the IRS.

My calendar is open: bit.ly/BookTeneshia

05/15/2026

You can retire and STILL not be ready. Most retirees aren't prepared.

Because retirement is not an age…
It’s a paycheck.

The real question is:
🧐 Where will your income come from when work stops?

Most people were taught how to work for money…
But not how to create income that keeps paying them for life.

That’s why guaranteed lifetime income matters.

📩 Message me or put yourself in my calendar (bit.ly/BookTeneshia) if you want to learn how to create a retirement paycheck you can’t outlive.

05/11/2026

It may feel too late for you to build wealth…

But it’s definitely not too late for your kids ⏳

Starting with just $100–$200 a month while they’re young could potentially grow into $1M+ over time.

That’s generational wealth.

📩 Message me to learn how to set your kids up financially or put yourself on my calendar at bit.ly/BookTeneshia

05/09/2026

Most people have never been taught the difference between:
✅ tax-deferred
and
✅ tax-free

A 401k can be a useful tool…
But should it be your ONLY retirement strategy?

That’s the real question.

Because many Americans are building retirement accounts that may eventually be taxed on the HARVEST instead of the seed 🌱🌾

I teach concepts like this every Sunday night at 7pm in my free financial wellness webinar series.

👉 Register here: bit.ly/MMWseries

Or skip my classes and get on my calendar free of charge: bit.ly/BookTeneshia

05/08/2026

It doesn't matter how much money you make, if you don't keep any of it.

On payday, money is just passing through your hands. For bills, eating out, shopping.

Then you're left with nothing.

You shouldn't work just to give away all of your money. You should keep some of it and put it to work.

If you're ready to hold onto and grow your money, let's build a plan. Put yourself into my calendar in my bio.

05/07/2026

There’s a hidden healthcare gap many people discover AFTER retiring… the years before Medicare starts at 65.

I recently helped a retired 63-year-old widow who was uninsured and didn’t realize she may still have options.

If you’re retired, retiring soon, or worried about healthcare coverage before Medicare, let’s talk or visit my web site, zeropremiumcare.com

05/06/2026

If you have a 401k, here are 3 things you need to stop doing immediately…

Number 1:
Stop contributing more than your company match.

Number 2:
Stop using your 401k as an emergency fund.

Number 3:
Stop cashing it out when you leave a job

Your 401k is not a backup plan…
It’s your future income.

If you’ve got a 401k and want to make smarter moves with it, let’s go over your options. Put yourself into my calendar for Retirement Planning at bit.ly/BookTeneshia

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