Salmeron Financial

Salmeron Financial Welcome to Salmeron Financial! (Pleased to meet you.) Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC.

Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Salmeron Financial is not a registered broker/dealer and is independent of Raymond James Financial Services. Please follow this link to Important Disclosure Information: http://raymondjames.com/smicd.htm

This weekend I stood on a stage in front of 1,400 entrepreneurs from around the world — at    event — and told them some...
11/25/2025

This weekend I stood on a stage in front of 1,400 entrepreneurs from around the world — at event — and told them something most people don’t want to hear:

How you show up in the world explains your life results.

Not your talent. Not your credentials. Not your PowerPoint deck.

How. You. Show. Up.

And I don’t just mean physically (though that matters too).

I mean how you show up in conversations. In commitments. In conflicts. When nobody’s watching. When everyone’s watching. When it’s convenient and when it costs you something you’d rather keep.

If your bank account embarrasses you, look how you show up.

If your business isn’t where you want it to be, check how you show up for opportunities you swear you’ll tackle “once things calm down.”

You can’t show up 5 minutes late to everything and wonder why people don’t trust you with the important stuff.

You can’t plant weeds and expect to harvest roses.

Your Brand Score - that instant 1-100 rating people give you based on how dependable and present you are with them - is being calculated constantly. Without your permission. Without your knowledge. Like credit scores and cholesterol levels, it’s working in the background whether you’re paying attention or not.

And like compound interest, it’s built on actions that represent consistent deposits or destroyed through careless withdrawals.

Every time you show up - really show up - you’re making a deposit.

Every time you half-show, ghost, or get lazy? Withdrawal.

This is physics. It’s a law. Not theory.

You can argue with it. (I’ve tried to, for years. Doesn’t work.)

You can ignore it. (Also tried that. Would not recommend.)

Because here’s what 35 years in business finally taught this slow learner:

The people who actually win - in business, relationships, wealth, life - aren’t necessarily the smartest. (Good news for me.)

They’re not always the most talented. (More good news.)

They’re the ones who figured out that showing up fully, consistently, even when Netflix is calling, is a powerful currency that compounds into something that matters.

You’ve not heard of this before, but you should: I’m sitting in a room feeling grateful with 1400 entrepreneurs from 70+...
11/19/2025

You’ve not heard of this before, but you should:

I’m sitting in a room feeling grateful with 1400 entrepreneurs from 70+ countries at MegaSuccess - the 20th time JT Foxx has created this event. Twenty times.

Twenty. Times.

This is the ultimate example of the Currency of Presence.

In other words, showing up compounds like interest.

You know how many times most people commit to anything? Once. Maybe twice if the parking’s free.
But here’s JT on stage for the twentieth iteration of his vision, and here I am - along with so many others - choosing to spend five days away from our businesses, our clients, and our couches to be in this room.

Presence compounds. Show up once? You’re a face in the crowd. Show up twice? “Oh, I remember you!” Show up for years? You’re family. You’re the person they call first. You’re in the room when the real opportunities happen - not because you’re the smartest or the richest, but because you were there. Repeatedly. Consistently.

And this might be the most uncomfortable part: The same math applies to your actual family. Your marriage. Your kids. Your friends.

You can’t show up to your marriage once a year on your anniversary, throw some flowers at it, and wonder why the connection feels transactional. You can’t be present for your kids only when it’s convenient and expect them to open up when it matters. You can’t text your real friends twice a year and call it a relationship.

Presence compounds there too. Or the absence of it does.

People notice when you show up. When you’re actually there, not just physically present while mentally reviewing emails on your phone.

JT didn’t build this and his entire empire by showing up once. He built it by showing up twenty times. More than twenty times. With all the travel headaches, all the logistics nightmares, all the moments when it would’ve been easier to quit and start something newer and shinier.

So let me ask you something:
Where are you showing up once when you should be showing up twenty times?

What business community are you dabbling in instead of committing to?
What marriage are you maintaining instead of investing in? What kids are of being (or mot being) present with?
What friendships are you “keeping up with” via social media instead of actually nourishing?

I manage 9-figure wealth dally. I’ve been doing this for a very very long time. And I can tell you with absolute certainty: The best investment most people never make isn’t in XYZ stock or real estate or the S&P 500.

It’s in consistent presence. In the rooms that matter. With the people who matter.

In business AND in life.

You can’t outsource it. You can’t automate it. You can’t phone it in from Zoom while you’re “multitasking.”

Presence compounds. But only if you keep making deposits.

The billionaire sitting across from me here at the Sydney Opera House is 83 years old, worth $3.4 billion, and has absol...
11/09/2025

The billionaire sitting across from me here at the Sydney Opera House is 83 years old, worth $3.4 billion, and has absolutely no interest in your retirement fantasies.

Jack Cowin. Maybe you've heard of him if you're Australian. Probably not if you're American. He's the guy who brought Burger King Down Under, got blocked from using the name (licensing drama), and responded by building Hungry Jack's into a $2 billion operation anyway.

The man is 83 years old. And he's not retired on a beach somewhere counting his money. He's still in the game. Still building. Still engaged. Still sharp as hell.

Most people think the finish line is "make enough money to stop." Jack's living proof that's the wrong finish line entirely.

Here's what struck me about our conversation: He built Hungry Jack’s by showing up, every single day, and being reliably good at the fundamentals. Same burger. Same systems. Same commitment to quality. For fifty years. And counting.

Jack has built a life where work isn't something to escape from. It's something that keeps him vital, engaged, and frankly, very much alive at his age.

This is what actually compounds over time: reliability, consistency, showing up. Not just for your business or your clients or your bank account—but for yourself.

The wealth part almost takes care of itself when you get that right.

Jack could have cashed out twenty years ago. Thirty years ago. But he's still there because he built something worth showing up for. That's the real secret nobody talks about.

The money is just the scorecard. The game is building a life you don't want to retire from.

Most people are on a treadmill they can't wait to get off. Jack built a stage he never wants to leave.

(And yes, after this conversation, I made Barbara Cole Salmeron take a photo of me in front of a Hungry Jack's sign doing the most embarrassing "ta-da!" pose imaginable. She married me anyway. That's true love.)

An important PSA to help protect your phone number 👇The scam du jour: You get a text from an unknown number—and I mean t...
10/16/2025

An important PSA to help protect your phone number 👇

The scam du jour: You get a text from an unknown number—and I mean truly unknown, like a 10-digit sequence that more closely resembles a serial number on a microwave than an actual person’s phone. “Hey, is this still you?” or “Jessica, are we still meeting at 3?” Except you’re not Jessica, and you never had plans with anybody today. Or any time, really.

Your instinct is to be helpful. “Wrong number, buddy!” you type back, feeling like a good citizen.

WRONG. You just told a scammer your number is live, monitored, and belongs to someone polite enough to respond to strangers. Congratulations—you’re now on every spam list from here to Lagos.

What you should do: Delete it.

Seriously, just delete it and go about your day.

What you could do if you’re bored: Forward it to 7726 first (spells SPAM—cute, right?). All the major carriers use this to track scam patterns. Does it help? Marginally. Will it make you feel like a digital vigilante? Sure.

Either way, the golden rule is: Don’t. Reply.

After receiving my fourth spam text today—yes, four, before noon—and remembering it’s Cybersecurity Awareness Month, I felt inspired to share my newfound expertise. You’re welcome. Or I’m sorry. (Honestly, this post could go either way.)

But hey, at least now you know.

(And tell me I’m not alone in this—how many spam texts have you gotten today?)

10/13/2025

I have good news, and I have bad news.

Good news: That wasn't your child who called asking you to wire money for the "emergency." Your actual child is fine, probably scrolling TikTok somewhere safe.

Bad news: Someone just cloned their voice using three seconds of audio from their Instagram story, so that they could call you in a panic about a car accident in another state.

Welcome to 2025, where your voice, your face, and your identity are all just data points waiting to be weaponized.

AI doesn't need to hack your bank account anymore. It just needs to *sound like you* when it calls your financial advisor.

Here's what makes high net worth individuals especially delicious targets:

- You have more to steal (obviously)
- You have complex financial structures with multiple parties who "authorize" things
- You have a staff, advisors, and family members who can be impersonated or manipulated
- You often have a public profile that makes researching you absurdly easy

And the attack source isn't some hoodie-wearing hacker in a basement anymore. It's AI that can study your speech patterns from that podcast interview, it can know your family structure from LinkedIn, and other places.

It can call your assistant at 4:47 PM on a Friday—when people are tired and want to go home—and sound *exactly like you* asking for a wire transfer.

Does your advisor have a strategy for what happens when someone who sounds precisely like you calls them and says "I need you to move $500,000 today, to this other account I just set up“?

Because this is very possible right now: someone, somewhere, could have the ability to train an AI on your voice. Cataloging your patterns. So they can industrialize fraud at a scale that makes the Nigerian prince emails look quaint.

This is the cost of living in a world where technology moves faster than humans can adapt. Your brain still thinks "if it sounds like my daughter, it IS my daughter."

I want you to understand that your brain can be wrong.

So here's my question for you: **Is your financial advisor even talking about this?**

Because if they're not, they're solving yesterday's problems while tomorrow's problems are actively focusing on how to get at your accounts.

Sleep well.

---

(Or don't. Either way, I can share with you how to protect what you've built before someone else decides to help themselves to a piece of it.)

Your thoughts below? 👇

A few days ago, I had the privilege of speaking at the . Yes, that Sydney Opera House. The same guy who used to practice...
09/14/2025

A few days ago, I had the privilege of speaking at the . Yes, that Sydney Opera House. The same guy who used to practice fake TED talks in his bathroom mirror as a kid “just in case” finally made it to this iconic stage.

First, I want to thank & for this once-in-a-lifetime experience. I’m grateful.

Now here’s where this post may get uncomfortably relatable for you (comment below if this hits):

Standing there, talking to a wall of blinding lights that had 500+ people behind it, I kept thinking about the version of me who used to see posts like this and think “must be nice to have a fairy godmother.” Well guess what: there’s no fairy godmother. There’s just you, deciding whether to stay comfortable in a small story or write a bigger one.

The Opera House has great acoustics, yet I still wore one of those fancy wraparound microphones, which meant there was absolutely nowhere to hide if my voice cracked or if I forgot what I was saying mid-sentence (both happened, for the record). Made me wonder how much of life I’ve spent hiding in smaller rooms because I was terrified of being found out in bigger ones.

I still don’t really know what makes someone “ready” for a stage like this. Maybe nobody ever feels ready? Maybe that kid who thought these stages were reserved for “other people” was right—except he didn’t get the memo that he was eligible to join the “other people” club, too.

Maybe the lesson here is that gap between where you are and where you want to be is smaller than it looks? Or maybe I’m just overthinking what was essentially a once-in-a-lifetime moment that I’ll never ever forget. (Shocking, I know—me, overthinking something.)

One thing for sure, standing on that stage really hit me with how much power I’ve been giving to the word ‘someday.’

Someday is the most popular destination that doesn’t exist. I realized how regularly I plan my ‘someday’ itinerary, while true stages in life (literal or metaphorical) keep showing up every single day, usually disguised as “stage appearances” that could change everything.

Either way, that bathroom mirror kid would probably be pretty surprised.

When your coach  says “trust me on this one,” apparently you end up leaning against a fence with a two-time Oscar winner...
09/07/2025

When your coach says “trust me on this one,” apparently you end up leaning against a fence with a two-time Oscar winner - and a guy who’s been quietly spending millions creating educational centers about bison conservation and the American West while the rest of us argue about who’s turn it is to take out the trash.

Here’s what my left-brain is learning about saying “yes” to opportunities that sound completely unhinged: I find myself at a Montana ranch right near where they filmed , accidentally stumbling into what feels like a behind-the-scenes documentary filled with several other Yellowstone cast members that will never be seen on Netflix.

My right-brain, meanwhile, is having a party processing how I went from my regular weekday routine to casually hearing Costner talk about conservation while wearing jeans that actually make geographical sense for once.

Thanks, Mom and Dad, for programming me as a child to save every penny like the world will come to an end soon. But as I get older I’m loosening the purse strings and spending on experiences. And the memory dividends from them make my careful budgeting look Oscar-winning.

The older I get, the more I realize it’s time to reverse the math. Sure, accumulating assets is smart, but experiences - the most valuable currency - compound in ways that defy traditional portfolio logic. They’re recession-proof investments. They don’t crash with a spike in interest rates. They appreciate regardless of market conditions.

You know what I’m saying?

Sometimes the best investment strategy is trading your comfort zone for one gloriously uncomfortable yes.

Pack light. Calculate less. Say yes to the unknown.

So what completely unreasonable opportunity are you overthinking right now? What experience are you postponing while you practice being responsible like the rest of us recovering analyticals?

Had to break some hearts on this stage….Spoke to hundreds of entrepreneurs about their biggest blind spot: All that ener...
08/07/2025

Had to break some hearts on this stage….

Spoke to hundreds of entrepreneurs about their biggest blind spot: All that energy spent obsessing over market analysis and investment selection? Cute. But your behavior is doing far more damage to your net worth than any market correction ever could. (This is exactly what I wrote about in ‘Millionaire Meltdowns’ - in my view, behavior obliterates portfolios, not volatility.)

You can craft the “perfect” investment strategy, but if emotions still drive your money decisions, you’re like a master chef assuming culinary skills translate to brain surgery. Before you know it, you’re at an operating with a bread knife.

I’ve witnessed too many sharp minds agonizing over asset selection while their compulsive spending, fear-driven choices, and appetite for immediate gratification systematically torch their wealth-building efforts.

It’s like having a bucket with holes in the bottom and wondering why pouring water in faster isn’t working. The leak isn’t your asset allocation - it’s your relationship with money itself.

This truth might be uncomfortable, but … well … it’s the truth. Your portfolio is only as strong as the person managing it. And most people are their own worst financial enemy.

Look, I could keep going with these behavioral train wrecks (and I do - there are 10 more jaw-dropping examples in ‘Millionaire Meltdowns’ if you’re into financial disaster stories, just search my name on Amazon), but you get the point…

Most people will read this, agree completely, then go make the same wealth-destroying decision they made last week. Don’t be most people.

Press ‘like’ if this hit home, or better yet - comment with the ONE financial behavior you know you need to stop. (I’ll go first in the comments.)

And if you know someone who needs to hear this reality check, share it. Sometimes the truth hurts, but broke hurts worse.

How to build a business so irresistible that customers BEG to work with you.Back in 2022, I watched Jesse Cole give me a...
08/04/2025

How to build a business so irresistible that customers BEG to work with you.

Back in 2022, I watched Jesse Cole give me and others a behind-the-scenes tour of his "little" baseball team at Grayson Stadium in Savannah, GA (shoutout to JT Foxx for the connection).

Fast forward to today: I just went to their website and tried to buy tickets to their games. EVERYTHING says "SOLD OUT."

The only available button on their website? "Join the ticket interest list."

They've achieved what every business owner fantasizes about - customers desperately wanting to PAY them, but having to wait in line for the privilege.

While every other organization was optimizing for efficiency, Jesse optimized for emotion. While they focused on metrics, he focused on memories. While they streamlined processes, he amplified experiences.

He has proven that making people feel genuinely valued, seen, heard … is the most profitable strategy you can deploy.

My takeaway: Stop asking "How can we cut costs?" Start asking "How can we make our customers feel like *rockstars*?"

When you nail that, you don't chase customers - they chase you. You don't discount to fill seats - you have people camping out in virtual lines just hoping to pay full price.

Your customers either feel like a transaction or like family. Guess which one works best? (comment below 👇 )

(Oh, and this picture: Evidence that I make excellent beige filling in a charisma sandwich lol)

This is what happens when  and  decide to invite you to support a foundation that’s quietly dismantling poverty, illiter...
07/29/2025

This is what happens when and decide to invite you to support a foundation that’s quietly dismantling poverty, illiteracy, and illness across the globe—suddenly you’re meeting people face to face that you never thought possible.

There’s something verrrry unique that happens when you surround yourself with people who think bigger, give more, and create experiences that stick with you long after you’ve packed your bags.

But and …wow. These are two people who happen to be world-famous but somehow remain the most grounded, gracious humans you’ll ever meet.

Here’s what I’ve experienced about spending time with genuinely exceptional people—they elevate everyone and everything around them.

The ripple effects from nights like these are powerful, very powerful—they can change your trajectory. And that’s the real gift JT and Francie keep giving: access to a world where extraordinary becomes the baseline.

(Shoutout to my wife .cole.salmeron for keeping her cool while greeting Sarah, Duchess of York like we do this every weekend 😂)

07/21/2025

This Tulsa couple just discovered the world's most expensive dating app.

They just lost $5 MILLION to a "pig butchering" scam. Yes, you read that right. Five. Million. Dollars.

Gone are the days of laughably obvious "Nigerian prince" emails. Today's scammers are running psychological warfare campaigns so sophisticated they'd make CIA operatives take notes.

Think it can't happen to you? Think again.

The anatomy of modern financial predators:

Step 1: Find vulnerable humans with access to money (that's a lot of us)
Step 2: Pretend to care deeply about their daily life for months
Step 3: Casually mention this "incredible investment opportunity"
Step 4: Use all the personal info you've shared to threaten and blackmail when payments slow
Step 5: Vanish completely, leaving you broke and wondering how a "harmless chat" became financial ruin

Ask yourself RIGHT NOW:

:: When did you last check on your elderly parents' finances?
:: Have you gotten any "wrong number" texts that turned into friendly conversations lately?
:: Is that LinkedIn connection really who they say they are?
:: Is your financial advisor actively screening for these red flags?
:: Who's really standing guard between your nest egg and these digital wolves?

Red flags so obvious, even your pet goldfish would notice:
- Your online friend lives conveniently far away (different continent preferred)
- Every conversation somehow leads back to "this amazing trading platform"
- They need you to download special apps or move money to "secure" platforms
- Anyone asking for photos, personal details, or documentation "for verification"
- Your family's concerns are just "jealousy" and "not understanding modern investing"

You know, your financial advisor might be the ONLY fortress wall between your life savings and these psychological professionals. But is he/she equipped for this new level of warfare?

These scammers are getting smarter, more patient, and more convincing every single day. They have unlimited patience, sophisticated technology, and zero conscience. They'll spend months earning your trust just to destroy decades of your financial security.

(Full devastating details in today's WSJ )

In a world where criminals seem to have PhD's and it’s tough to tell the difference between friendship and robbery, your paranoia isn't paranoia—it's common sense. Remember: real friendship doesn't require wire transfers to strangers. Stay sharp out there.

P.S. If I were to host a complimentary webinar about being more alert to stop these scammers cold in their tracks—before they get their hooks in you—would that interest you? Comment below 👇

07/19/2025

Amazing how a $200 concert ticket can deliver a multi-million-dollar lesson in risk management.

The universe has a peculiar sense of timing. Right when you think you’re having a private moment, someone’s always filming. Right when you think that investment is a “sure thing,” the market has other plans. Right when you assume your reputation can handle anything, a kisscam happens.

Things happen outside your control all the time.

I like to preach a dull, boring, diversified approach in my clients’ portfolios alongside unsexy decisions about money because planes fly into buildings. Pandemics shut down economies. Kiss cams put you on jumbotron screens without asking.

The same principle applies to life: don’t put all your eggs—financial, reputational, or otherwise—in one very visible basket.

Some risks you can hedge. Others you can insure. But the risk of being yourself in public? That one can require a different kind of portfolio management.

Turns out there are some positions you simply can’t diversify out of.

Your public image is the one investment that:

:: Can’t be held in an irrevocable trust
:: Doesn’t benefit from tax loss harvesting
:: Has unlimited downside exposure
:: And comes with zero insurance coverage*

The wealthiest people I know treat their personal brand like their most precious asset—carefully managed, rarely traded, and never leveraged beyond their comfort zone.

Have you ever considered what your public image is actually worth to your net worth?

(Is my brain is broken? I watch a viral moment and immediately think “fascinating case study in unhedged financial exposure.” Send help. Or better yet, send potential clients who appreciate this financial advisor’s neurotic attention to detail.)

Unpopular opinion: Your reputation is probably your most valuable uninsured asset. “Like” if you agree with me or change my mind below. 👇

*Actually, reputation insurance exists. But by the time you need it, the premiums have already adjusted. (Guess which way?)

Address

Dallas, TX

Alerts

Be the first to know and let us send you an email when Salmeron Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share