Carol Rodgers-Rivir Financial Advisor

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Carol Rodgers-Rivir Financial Advisor Links to third-party media articles and/or websites are for general information purposes only and do not constitute an offer or solicitation of any kind.

NOTE – All Facebook Messenger, e-mail and other electronic individual and group communications sent to and received from this page are subject to capture, review and archive by Equitable Advisors, LLC and to possible production upon regulator request for review. They are not intended, and should not be relied upon, as insurance, investment or financial advice. No representation as to the accuracy or completeness of any statements, statistics, data, opinions, forecasts, or predictions provided in any third-party article and/or website content is intended or should be inferred. Duly registered representatives offer securities through Equitable Advisors, LLC (NY, NY (212) 314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN) and offer investment advisory products and services through Equitable Advisors, LLC, an SEC-registered investment advisor. Duly licensed agents offer annuities and insurance, including those of Equitable Financial Life Insurance Company (NY, NY) (Equitable Financial) and Equitable Financial Life Insurance Company of America (Equitable America) (an AZ stock company with main administrative office in Jersey City, NJ) respectively, through Equitable Network, LLC, (Equitable Network Insurance Agency of California, LLC, in CA; Equitable Network Insurance Agency of Utah, LLC, in UT; Equitable Network of Puerto Rico, LLC, in PR). Equal Opportunity Employer – M/F/D/V. All companies are affiliated and do not provide tax or legal advice. For financial professionals conducting business in the state of
New York who hold one or more of the following designations and title respectively, please see Important Information & Disclosures in the link below: CASL, RICP, CRPC, RETIREMENT PLANNING SPECIALIST title. Important Information & Disclosures: http://bit.ly/2f98X9d

For more information about Equitable Advisors, LLC you may visit https://equitable.com/crs to review the firm’s Relationship Summary For Retail Investors and General Conflicts of Interest Disclosure. The Signature Group is not a registered investment advisor and is not owned or operated by Equitable Advisors or Equitable Network.

11/02/2026

Did you know that November is Military Family Month?

This is a special time to recognize and appreciate the strength, sacrifices, and resilience of military families who support our service members every day. Their dedication keeps our communities and country strong despite challenges and long separations.

🙏To all the military families: thank you for your love and unwavering support. Your commitment does not go unnoticed.

If you’re a military family needing financial guidance, don’t hesitate to contact us. We’re here to help.

11/01/2026
Retirement planning isn’t just about stopping work. It’s about giving yourself options and flexibility later on. A few s...
10/29/2026

Retirement planning isn’t just about stopping work. It’s about giving yourself options and flexibility later on. A few smart moves now can make a meaningful difference over time. Check out how you can strategically plan for your future, then reach out to discuss. https://equitable.com/perspectives/planning/2024/how-to-plan-now-for-retirement-and-a-secure-financial-future?utm_medium=social-media&utm_source=MarketingSuite&utm_campaign=0426_Millennials_And_Managing_Wealth&utm_content=Millennial_Strategic_Retirement_Planning

Is your estate strategy full of cobwebs? Does your investing approach have too many tricks and not enough treats? Does y...
10/28/2026

Is your estate strategy full of cobwebs? Does your investing approach have too many tricks and not enough treats? Does your retirement timeline read like a ghost story?

These things have a way of going bump in the night.

Knowing where you stand is the first step.

For many Gen Xers, retirement is starting to feel less like a distant milestone and more like a looming financial realit...
10/27/2026

For many Gen Xers, retirement is starting to feel less like a distant milestone and more like a looming financial reality.

The oldest members of the generation will turn 62 next year, the earliest age to claim Social Security. At the same time, many are approaching retirement with limited savings and fewer pensions than previous generations had.

The median Gen X retirement savings balance is about $107,000, while members of the generation estimate they’ll need roughly $700,000 for retirement. Social Security may also become an increasingly important source of income, with 41% of workers over 55 saying they expect it to be their primary source in retirement.

That gap is prompting some Gen Xers to rethink when they’ll stop working, how much they may need to save, and what retirement could realistically look like.

If retirement is getting closer, this may be a good time to review your savings, expected Social Security benefits, and other sources of retirement income.


Source:

Millions of Generation X Americans expect to depend on Social Security as their main — or only — source of retirement income.

The holidays should bring joy, not financial stress. With 54 percent of Americans making impulse purchases last season, ...
10/23/2026

The holidays should bring joy, not financial stress.

With 54 percent of Americans making impulse purchases last season, here's a little secret our clients use to stick to their holiday strategy: A simple conversation before the season starts.

We can help you create a holiday strategy that lets you be generous with the people you love while sticking to your financial goals.

Ready for your most confident holiday season yet? Let's chat.

Source:
Dontpayfull.com April 15, 2026

A record number of U.S. adults under 35 are living with their parents, according to a recent Realtor.com study.In 2025, ...
10/22/2026

A record number of U.S. adults under 35 are living with their parents, according to a recent Realtor.com study.

In 2025, 25.2 million adults under 35 lived at home, a higher share than during the COVID-19 pandemic.

Many are working, but wages are not always keeping up with the cost of living. Among adults ages 25 to 34 who live at home, roughly 7 in 10 have jobs.

Housing affordability is a major factor. Higher home prices, elevated mortgage rates, rent, student loan payments, car payments, and everyday expenses can make living independently harder to sustain.

For some families, moving back home may be a way to reduce expenses, rebuild savings, or create more breathing room before taking the next step.

The broader takeaway is that financial independence does not always follow a straight timeline. Cost-of-living pressures are reshaping what adulthood, housing, and household decisions look like for many families.


Source:

One woman in her mid-30s said her $60,000 annual income wasn't enough to cover all her bills after a breakup, leading her to move back home.

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1004 Park Lane
Kenton Hills, KY
41011

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Thursday 8am - 5pm
Friday 8am - 5pm

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