Journey Advisory Group

11/02/2026

The Fed held interest rates steady in October, but not everyone agreed with the decision.

After raising rates in September, the Federal Reserve kept its benchmark interest rate at 3.75% to 4%. Two officials voted for another quarter-point increase.

What's behind the disagreement?

The economy continues to grow, consumer spending remains strong, and unemployment is relatively low. But inflation remains above the Fed's 2% target, with consumer prices rising 3.7% over the past year.

For consumers, the decision matters because the Fed's benchmark rate influences borrowing costs for credit cards, auto loans, and other types of debt. It can also affect interest earned on savings accounts.

Economists are now watching the Fed's December meeting for signs of another possible increase. For now, rates are holding steady, but the inflation debate is far from over.

The U.S. central bank left borrowing costs unchanged this month after hiking rates in September for the first time in three years.

11/02/2026

If you died, what would happen to your email archives, social profiles, and online accounts?

If you died, what would happen to your email archives, social profiles and online accounts?

11/01/2026

What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1.

Here's a breakdown of how the federal government spends your tax money.

10/26/2026

Increase worker productivity and motivate your employees with these five simple and inexpensive ideas.

Five creative (and inexpensive) ideas for motivating your employees.

10/25/2026

When a house is sold, when do you qualify for capital gains taxes? This colorful infographic covers some of the basics.

10/23/2026

Close to retirement? This is one mistake you’ll want to think twice about.

10/21/2026

Looking for the latest tax bracket changes? Use this handy reference guide to save time.

Check out this handy reference of updated ranges from the IRS in case your designated bracket has changed.

10/19/2026

Could higher oil prices become a bigger problem for inflation and the markets?

In the latest CIO Corner, Eric Pettway breaks down what’s driving oil prices, how global supply disruptions are affecting energy markets, and what it could mean for inflation and investors.

Watch the latest CIO Corner: https://youtu.be/eiQESQ6kbto

Could higher oil prices become a bigger problem for inflation and t...

10/19/2026

Social Security recipients will receive a 3.6% cost-of-living adjustment (COLA) in 2027, translating to approximately $75 more per month on average.

The increase comes as inflation continues to affect everyday expenses. September's Consumer Price Index showed prices rising 3.7% over the past year.

But will the adjustment be enough? A September AARP survey found that roughly three-quarters of adults age 50 and older didn't believe a 3.5% COLA would keep pace with rising prices.

The actual increase will vary by recipient, and expenses such as health care, housing, and groceries may affect how far that additional income goes.

The Social Security Administration projects a 3.6% cost-of-living adjustment for older adults and people with disabilities starting in 2027.

10/19/2026

The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.

The tax rules governing profits you realize from the sale of your home have changed in recent years.