HCM Wealth Advisors & CPAs

05/29/2026

High earners often hit a wall with traditional tax‑advantaged accounts — but the mega backdoor Roth can open a much bigger door. If your 401(k) plan allows it, you may be able to move tens of thousands into tax‑free retirement savings each year. Curious whether you qualify? Your HCM advisor would be happy to talk to you about it.

High-income earners often face limited options for tax-advantaged retirement savings once they exceed Roth IRA income limits and max out their 401(k) contributions, but the mega backdoor Roth strategy may provide a powerful alternative. By making additional after-tax 401(k) contributions and convert...

05/22/2026

Strong earnings and the AI boom continue to support markets, but rising oil prices and higher interest rates are creating new challenges for investors. In the latest Market Brief Podcast, Doug Johnson and Dan Rinck discuss NVIDIA earnings, inflation risks, Fed policy, and why diversification beyond the traditional 60/40 portfolio may become increasingly important. From commodities and managed futures to precious metals and alternative strategies, the investment landscape may be shifting in a meaningful way.

Listen to the full episode for insights on navigating today’s evolving market environment. https://hcmwealthadvisors.com/podcasts/strong-earnings-rising-rates-and-the-return-of-alternative-investing

05/21/2026

In honor of the men and women in the armed forces who fought and died serving our country, our offices will be closed in observance of Memorial Day on Monday, May 25th. We will resume business on Tuesday, May 26th.

Best wishes for a safe, fun, and relaxing weekend.

05/21/2026

HCM is committed to helping clients understand the expertise behind the guidance we provide. Many of the professional designations our advisors hold require months of study and ongoing continuing education to maintain.

This week, Stacy Fox breaks down what it means to be an Enrolled Agent and why this credential matters for the families we serve.

05/19/2026

Retiring Better means staying curious, staying active, and having fun along the way. HCM encourages you to explore all the great opportunities our area has to offer.

The Cincinnati Art Museum offers free tours. May’s tour includes 10 museum stops all featuring women artists. You can find the schedule here: https://www.cincinnatiartmuseum.org/visit/tours/free-tours/

05/13/2026

HCM clients have access to free court time at . Reservations can be made through Jackie on a first come, first served basis by calling our office at (513) 598-5120.

05/12/2026

No matter what stage of life you're in, a financial plan can help you work toward the you want to achieve.

05/08/2026

gifts can go beyond celebration by helping young adults build strong financial habits. In this article we give you our top 5 gift suggestions and information about related tax rules to consider as you give so you can be both generous and strategic in supporting a graduate’s future.

https://hcmwealthadvisors.com/blog/gift-ideas-for-high-school-and-college-grads

05/07/2026

Even the savviest GE employees can find the retirement options to be complicated. This guide explains the VPA/PPA, RSP, and Basic Pension plans offered to General Electric professionals.

https://hcmwealthadvisors.com/ge-info

05/05/2026

Nonprofits, take note: May 15 is a key deadline!

If your organization follows a calendar year, your annual IRS return (Form 990, 990-EZ, or 990-PF) must be filed by this date. Need more time? Your HCM Accountant can help you file Form 8868 for an automatic 6-month extension.

https://hcmwealthadvisors.com/tax-planning-and-cpa