Freedom Financial Counseling, LLC

05/17/2024

Health Savings Accounts (HSAs) are pure gold. I have one. Do you? Not only do the earnings accumulate tax free, but also the withdrawals are tax free.

And here is the golden part: You can “bank” the medical, dental, and vision expenses. This means that if you accumulate the expenses and don’t withdraw the HSA money to pay for them…you can withdraw the money later for anything! Yes, even that new car. TAX-FREE! Save those medical receipts!

Take advantage of the chance to fund an HSA while you can.

05/08/2024

Truth! Dr. Sas

Let's take a moment to appreciate the incredible role our families play in our lives. Just like a compass, they guide us, grounding our dreams in the warmth of love and the strength of unity. Whether it’s sharing a laugh over dinner or supporting each other through challenges, family is our foundation and our future.

💖 Share this message to celebrate the power of family in guiding us towards a bright, united future!

05/08/2024

You don’t have to be an Amazon Prime member to enjoy ebooks. Grab a library card. It’s free.

All you need is an internet connection, a library card, and a good ebook reader to dive into your next page-turner.

05/03/2024

Credit: Dr. Sas

04/28/2024

Paying down debt? Youbetcha. Solitaire, uhm, not so much. Ways to get stuff for free…

04/17/2024

Good credit can help you land that job.

Good credit can help you borrow money more cheaply, qualify for credit cards, have lower insurance costs and more.

03/28/2024

Never get too comfortable with your banking institution. You may step over dollars to pick up dimes. Recently, I found a checking account that pays 7% interest!

Managing your finances can feel overwhelming, especially when choosing the right bank. But once you settle on a bank, the average American holds onto the same checking account for around 17 years. While consistency and peace of mind are great, sticking with the same financial institution may come at...

03/28/2024

37% of Americans can’t cover a $400 expense.

Plan ahead.

Be prepared for the unexpected by making sure you can access your money in an emergency. Learn how with our smart savings strategies. Member FDIC.

03/15/2024

I did a thing! Dr. Sas

01/31/2024

Yes, you can negotiate your medical bills.

Bills adding up? You might be surprised at how much you can cut them down by simply asking for a break.

01/25/2024

Got financial stress? A financial counselor can help!

Whether times are great or the threat of financial instability looms large, financial stress is a quiet worry that is often invisible to those around you. Financial stress is often unavoidable, but there are ways to mitigate and tackle it by making consistent and intentional choices. Here are a few....

10/29/2023

This is how much you need (annually) to retire comfortably in every state.

The amount of money you'll need in retirement varies by as much as $66,000 depending on where you live in the U.S.