Miriam Shealy, CPA

06/10/2026

The Return That Matters Most Isn't What You Earn — It's What You Keep.

As a CPA, I've noticed a pattern when preparing tax returns. Some investment accounts generate significant taxable gains and income because investments are traded frequently throughout the year. Yet many of these accounts do not outperform the overall market.
The result? Investors may be paying taxes on investment transactions that are not creating additional wealth.

In a taxable account, frequent trading can reduce the amount of money available to remain invested and compound over time. That's why it's important to look beyond investment returns and ask:
✔️ How often are investments traded?
✔️ Is performance measured after taxes?
✔️ What tax-management strategies are being used?

For many long-term investors, broad diversification, low costs, low turnover, and tax-efficient investing can be powerful wealth-building tools.

The most important question isn't: "What return did the investment earn?"
It's: "How much of that return did I actually keep after fees and taxes?"

To discuss this further, or to explore tax planning strategies that may help you keep more of your investment returns, contact our office at 803-944-2600.

04/12/2026

Tax season is almost behind us, and what a great season it’s been!

We’re so grateful for the trust our clients place in us year after year—it’s truly a privilege to serve you.

As things begin to slow down, we’re looking forward to continuing to support you throughout the rest of the year with planning, guidance, and peace of mind.

And of course, we’ll be ready and excited to do it all again next tax season!

Thank you for being the best part of our business!

02/06/2026

Tax season is officially underway!

Don’t let this time of year stress you out. We will be happy to walk through this year’s tax season with you, with confidence of a clear and accurate return.

You should have received your W-2s, 1099s, or other wage and income statements. Now is a great time to get on the schedule.

⏰ There’s still space available, but appointments are filling up fast!

Reach out today to reserve your spot and let’s take the stress out of filing your taxes.

[email protected]

803 944-2600

Shealyllc.com

01/26/2026

🚨 Heads up about IRS refunds & payments 🚨

Quick FYI because this could catch people off guard. Sharing because this is one of those “no one tells you until it’s a problem” changes. 😅

There’s a new executive order (EO 14247) that’s pushing the government to stop using paper checks and move everything to electronic payments — including IRS refunds and tax payments.

💸 What this means for you:
• Paper refund checks are going away
• Starting after Sept. 30, 2025, IRS refunds will mostly be direct deposit or other electronic options
• If you usually get a refund check in the mail, you’ll need to make sure the IRS has your bank info. You can enter this on your 2025 tax return.
• Tax payments to the IRS are also moving toward electronic-only (no more mailing checks)

👉 Most people already use direct deposit, so this won’t be a big change — but if you don’t, now’s the time to get set up so you don’t have delays.

The idea is faster refunds, less fraud, and fewer lost checks

If you have questions about setting up direct deposit or payment options, give me a call and we can discuss.

803 944-2600

Send a message to learn more

12/19/2025

Tax Season Is Closer Than You Think!

Whether you’re an individual, a small business owner, or preparing for retirement, smart tax planning can save you money and reduce stress. The steps you take now through the end of the year can save you time and frustration when it’s time to prepare for the 2025 tax season.

Planning ahead puts you in control and helps avoid surprises later.

Miriam Shealy, CPA LLC can help you with:

✔️ Personalized tax strategies
✔️ Accurate, timely filings
✔️ Clear answers to complex tax questions

If you want a CPA who explains things in plain English and looks out for your financial future, let’s talk.

📞 Call or message us today to schedule a consultation. 803 944-2600

11/06/2025

🎯 YEAR END TAX PSA — do NOT wait until January.

Any tax action to reduce your 2025 tax liability needs to happen before 12/31/2025. After the year clicks over you are reporting, not planning.

Most people lose thousands every year because they start too late. It's not too late to plan for 2025.

Key moves to consider right now:

• pre-pay legitimate 2026 business expenses in 2025
• retirement plan funding strategy
• business asset and equipment purchases
• "tax loss" harvesting
• qualified charitable contributions and/or distributions

The goal is strategic treatment of dollars you were going to spend ANYWAY — but in ways that reduce 2025 tax.

10/21/2025

Explore financial clarity and take control of your future by visiting our website today. Discover tailored solutions that can help streamline your finances and enhance your financial well-being.

http://shealyllc.com

07/11/2025

https://shealyllc.com/

To empower individuals and small businesses through exceptional accounting and tax services. We strive to build lasting relationships with our clients by understanding their unique financial needs and goals.

04/13/2025

https://www.irs.gov/newsroom/irs-provides-relief-for-helene-various-deadlines-postponed-to-may-1-2025-part-or-all-of-7-states-qualify

IR-2024-253, Oct. 1, 2024 — The Internal Revenue Service today announced disaster tax relief for all individuals and businesses affected by Hurricane Helene, including the entire states of Alabama, Georgia, North Carolina and South Carolina and parts of Florida, Tennessee and Virginia.

03/23/2025

Good tips to avoid tax audits! Call me for help with any of these!

A number of tax audits result from preventable mistakes. Here are the five most common audit red flags—and what to do to avoid them.