Ponder Financial Services, LLC

03/09/2026

Recent data shows that the estimated total savings needed to retire at 65 can differ by as much as $1.46 million depending on where you live. Here’s a look the minimum amount of savings needed to retire at 65 in each state.

The estimated savings needed to retire at 65 varies by nearly $1.5 million from state to state, driven largely by differences in housing costs.

03/09/2026

The popular narrative that artificial intelligence is the engine keeping the U.S. economy alive appears to be overstated, according to recent analyses.

The GDP value of AI is smaller than it might appear given that a lot of high-tech equipment is imported, according to a recent MRB Partners report.

03/09/2026

If you own a business, your estate plan has to do more than list who gets what. It needs to protect the company you’ve built, keep operations running smoothly if something happens to you, and give your family clarity instead of chaos. This article describes how the right trust can support privacy, continuity, and long-term planning for business owners. If you would like to explore how a trust can support your succession goals or safeguard your business for the future, let’s get together and walk through your options.

03/09/2026

In this week's Ask the Editor Q&A, Joy Taylor answers four questions on inherited IRAs, Roth conversions and more.

03/09/2026

Here is how to help keep your Social Security number private in an age of aggressive cybercriminals.

Here is how to keep your Social Security number private in an age of aggressive cybercriminals.

03/09/2026

Running a small business means wearing a lot of hats, but National Employee Appreciation Day is a perfect reminder that you don't do it alone. Your employees show up and keep things moving every single day. Take a moment today to say thank you. If you're thinking about ways to invest in your people for the long haul, let's connect.

03/09/2026

Even Americans who are covered by health insurance can emerge from medical emergencies with long-lasting financial scars, sometimes leading to bankruptcy.

Being hospitalized for an injury, such as a car accident, increases your risk of carrying medical debt and needing to file for bankruptcy, a new study finds.

01/08/2026

Life is unpredictable—your finances don’t have to be. As part of my practice, I offer a complimentary session where we use New York Life’s proprietary tools and 180 years of experience to create your financial story. We can work together to help you feel confident no matter what the future brings. Together, we’ll uncover opportunities, identify gaps, and prepare for the unexpected—so you can stay on track through it all.

01/08/2026

Sandwich Generation adults caring for children along with aging parents may put their own retirement at risk as finances are split among generations. November is National Family Caregivers Month, a time to recognize individuals who give their time, energy, and money to support family members. If you can relate, let’s talk about solutions that can help secure your financial future.

01/08/2026

Today we honor the courage and sacrifice of our veterans.
Thank you to all who have served and continue to serve. Your bravery inspires us every day.

01/08/2026

You see their potential — and you’re determined to give them every opportunity to reach it.
Whether it’s college, career, or discovering their purpose, planning early can make all the difference.
Let’s turn those dreams into actionable steps toward a brighter future. Call me today and let’s get started.

01/08/2026

With more workers turning to a side hustle for financial security and career growth, here's why diversified income streams are becoming a core 2026 strategy.

With more workers turning to a side hustle for financial security and career growth, here’s why diversified income streams are becoming a core 2026 strategy.