Sev Talks Money

Sev Talks Money She's a public speaker and host of the Dr. Sev Talks Money podcast. We also assist small businesses with their day to day financial processes.

Dr. Sev is an Accredited Financial Counselor® helping busy women master their money so they can live life on their terms, no matter what stage of life they're in. For women and couples who need to rebuild their finances after divorce, job loss or other catastrophe Bryan Financial Empowerment LLC provides education, guidance, coaching, accountability, and empathy because every person deserves the p

eace that financial freedom brings. Bryan Financial Empowerment LLC dba Sev Talks Money is a Financial Education and Coaching business passionate about serving, educating, empowering, and counseling women and couples who want to improve their financial relationship with money and want to understand and learn their power over money by offering financial education/coaching on debt management, cash flow, credit, money mindset, and basic money management. Dr. Severine Bryan, our CEO and Founder, is an Accredited Financial Counselor®(AFC®) and a member of the Association for Financial Counseling and Planning Education®. She pursued the AFC® certification so she can better serve her clients. She is passionate about financial stewardship. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $39k in student loans in under 2.5 years) Dr. Bryan believes that anyone can learn to maximize their money. Her motto is “anything is possible with a plan”. The PROBLEM is that many people are dealing with issues of debt, credit, and managing their money. Bryan Financial Empowerment LLC provides SOLUTIONS by helping people learn to manage debt and credit, build savings, and maximize their money.

This week's (5/26/2026) podcast episode featured legacy strategist Albert Butler CPA, MBA.Albert shared why internal who...
05/28/2026

This week's (5/26/2026) podcast episode featured legacy strategist Albert Butler CPA, MBA.

Albert shared why internal wholeness has to come before any financial strategy, how to shift from chasing money to chasing purpose, and what Legacy Over Ledgers looks like in real life, especially for someone navigating a major life transition like divorce or retirement.

We also discussed practical insights on budgeting, personal cash flow, scaling ourself before scaling a business, and building a financial legacy that goes beyond wealth accumulation. The message on scaling ourselves before scaling anything else made me pause and think about my journey. Because how do we scale everything without checking our capacity to manage the increase?

Choose your favorite podcast platform here: https://www.sevtalksmoney.com/podcast/

Or watch on YouTube here: https://youtu.be/6affa8GmaDg

This Tuesday's podcast episode with Kira Hartley Klinger (Fabric Wars) was filled with simple reminders that you don't n...
05/20/2026

This Tuesday's podcast episode with Kira Hartley Klinger (Fabric Wars) was filled with simple reminders that you don't need a big budget to build something real. Just creativity, consistency, and the willingness to start where you are.

Kira consistently used free marketing strategies, social media, packaging inserts, niche communities, and storytelling, to turn one income stream into multiple opportunities including book sales, speaking engagements, and increased shop traffic. The tools were always there; she just used them differently than everyone else.

One tip that stuck with me: every touchpoint is a marketing moment. Kira landed a TV producer from a thank-you note tucked inside a customer's package.

Whether it's a package insert, an email signature, or a social media bio, every place you show up is an opportunity to introduce someone to what else you offer. Your next big opportunity may come from your most ordinary interaction.

No matter where you are in your journey, this is an episode worth listening to.

Watch on YouTube here: https://youtu.be/i4KxlHuoHbg

Or your favorite podcast platform here: https://www.sevtalksmoney.com/podcast/

I believe everyone deserves financial transformation. I also believe that I don't have to be the one providing it for fr...
05/17/2026

I believe everyone deserves financial transformation. I also believe that I don't have to be the one providing it for free.

For a long time, those two things felt like they were in conflict. Like charging for my expertise meant I was gatekeeping the very thing I wanted everyone to have access to.

But experience has taught me that guilt is not a business model. In fact, undercharging serves my discomfort with being seen as valuable. Ouch.

The most powerful thing I can do for the people I want to help is to build a sustainable practice that's here tomorrow.

We can be mission-driven AND charge our worth. Who knew? Those aren't opposites. That's just good stewardship.

If you're a financial professional or a service provider, I'd love your take. Let's talk about it.

A 750 credit score will not pay your rent if you lose your job.But a lot of people are walking around thinking they’re f...
05/02/2026

A 750 credit score will not pay your rent if you lose your job.

But a lot of people are walking around thinking they’re financially “good” because of that number.

Creditworthiness is not the same as financial stability. And that’s a gap worth exploring.

Your credit score measures one thing: how well you manage debt. That's it!

It does not measure:
Whether you have savings
Whether you are living within your means
Whether you are building wealth
Whether you could survive a financial emergency

I have worked with people who had excellent credit scores and zero dollars in savings.

They looked great on paper and were one unexpected expense away from crisis.

Financial health is bigger than one number.

Your credit score is a tool. A useful one. But it is not the whole picture.

If you want a more honest snapshot, try this scorecard instead:
Do I have at least one month of expenses saved?
Am I spending less than I earn?
Am I making progress toward even one financial goal?

Because real financial confidence isn’t about how you look on paper. It’s about how prepared you are when life happens.

Want to continue this conversation and have more like these? Join us in the Wealth Warriors Community. https://www.skool.com/wealth-warriors-community-1025/about

Did you catch our Women on the Move series? If not, you still can.The full playlist is up and ready for you. Five real c...
04/11/2026

Did you catch our Women on the Move series? If not, you still can.

The full playlist is up and ready for you. Five real conversations with women navigating business, money, and everything in between. We got into their stories and mindset, how they are showing up and serving the people they work with, and the programs they are building to create lasting change.

Because financial progress is never just about the numbers. It is about the decisions, emotions, and experiences that shape how we show up with money.

A huge thank you to Ashlee Edwards, Dr. Amirra Condelee, LaQueshia Clemons, and Nia Adams for keeping it real and showing us what building, growing, serving, and creating with intention actually looks like.

Watch the full playlist here: https://www.youtube.com/playlist?list=PL6fsmGUxMuj8EFgGO-5RC_n9u-5C_KVvS

Many of your team members are sitting in meetings right now thinking about money. Not the agenda. Money. A one-hour work...
03/27/2026

Many of your team members are sitting in meetings right now thinking about money. Not the agenda. Money. A one-hour workshop can change that.

I watch a lot of gardening videos on YouTube. I enjoyed every single one, until I completed a three-month Master Gardener course.

Suddenly I could not unsee things. Practices I had accepted without question now had me asking, "But is that actually true?" The course didn't just teach me gardening. It changed the way I watch it. I went from passive viewer to active thinker.

That shift is exactly what financial education does for your team members.

Most people are not financially stuck because they are irresponsible. They are stuck because they have never had a moment of illumination. Once someone truly understands how a credit score is built, they can't un-know it. Once compound interest clicks, retirement contributions stop feeling like a sacrifice and start feeling like strategy.

That awareness doesn't just change behavior at home. It shows up everywhere they are.

Financially stressed team members are distracted team members. But those who have a framework, the language for what they are dealing with, and concrete next steps can set the worry down and be present.

That is what a financial wellness workshop delivers. Not a glossy seminar. An experience that creates a lasting shift where something clicks and stays clicked.

As an Accredited Financial Counselor® with a personal story of rebuilding my own finances from the ground up, I design workshops that meet team members where they are and walk them out with a clearer head and a plan they can use.

If you are an HR leader, a people operations professional, an organization or professional group looking to bring that kind of impact to your team, let's talk.

Book a discovery call through this link https://ScheduleWithSevTalksMoney.as.me/RequestToSpeak, or send me a message directly.

More money does not fix money problems. It reveals them.So why do so many people believe a bigger paycheck will solve ev...
03/22/2026

More money does not fix money problems. It reveals them.

So why do so many people believe a bigger paycheck will solve everything?

In this episode of Dr. Sev Talks Money's Women on the Move series, Dr. Sev and returning guest Ashlee Edwards, attorney and private money lender, discuss why earning more does not always translate into financial progress. They explore what it really takes to build additional income, realistic starting points for those who feel stuck, and the mistakes people make when chasing more without a plan. Then they go where most money conversations stop short: cash flow. Because money coming in is only half the story.

If you have ever worked hard, earned a decent income, and still felt like you are not getting ahead, this conversation will show you why and what you can start doing differently.

Ashlee Edwards is an attorney and private money lender who helps professionals build wealth through intentional, business-purpose private lending. Her work focuses on legal clarity, risk awareness, and practical strategies that protect capital while creating sustainable returns.

Join us live on Sunday, March 22 at 6 PM EST on YouTube.

Link to join us. https://www.youtube.com/live/zK8-nqqdiAw?si=iGUzH8ZV7JiTnI1H

Subscribe to Dr. Sev Talks Money for weekly financial education and empowerment content.

Connect with Ashlee here instagram.com/lndrsnfrnds or here https://www.facebook.com/lndrsnfrnds

LNDR$ + FRNDS

Hey y'all, please join us for the third of five episodes in the Women on the Move series, livestreaming this Sunday, Mar...
03/13/2026

Hey y'all, please join us for the third of five episodes in the Women on the Move series, livestreaming this Sunday, March 15th at 6pm ET.

This Sunday I’m talking with LaQueshia Clemons, Certified Financial Therapist, about what people get wrong about money stress and why money conversations can feel so difficult. She brings something rare to this space. She blends clinical therapy with financial education.

***I'm no longer livestreaming to Facebook. Just trash. They canceled my second livestream and buried the first one. Only livestreaming to YouTube and LinkedIn.

Do you work at a company that provides financial education to employees? And/or have Employee Resource Groups (ERGs) tha...
03/08/2026

Do you work at a company that provides financial education to employees? And/or have Employee Resource Groups (ERGs) that coordinate educational programs for employees?

Do you know a social club, nonprofit, or other organization that is looking for personal finance training?

Too many employees/people are unaware of basic strategies they can employ to make their life just a little bit easier.

I help you reduce financial stress and regain focus by teaching simple financial habits and practical steps you can apply immediately.

I would love to conduct a workshop at your place of employment/organization.

Connect with me at [email protected].
View my LinkedIn here: https://www.linkedin.com/in/severinebryan-financialeducator/

*SPAM senders, please don't waste your time. You will be blocked within my CPanel and in Google.*

March is Women's History Month and we are making history with Women on the Move. Women who are doing things a bit differ...
03/03/2026

March is Women's History Month and we are making history with Women on the Move. Women who are doing things a bit differently in their industries.

We are live at 6:00 pm EST every Sunday. Did you miss the first episode on private money lending? No problem. Here it is.

We even have timestamps to help you jump to wherever you want to in the recording: https://youtube.com/live/CkefE-F6q0Y?feature=share

Address

Atlanta, GA

Opening Hours

Monday 6:30pm - 9pm
Tuesday 7pm - 9pm
Thursday 6:30pm - 9pm
Friday 6:30pm - 9pm
Saturday 12pm - 6pm

Telephone

+16788712499

Website

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