31/08/2026
How do you know if you have hidden assumptions in your thinking?
This is what I helped my high income corporate leader client think through recently.
He is in his 40s, have a 6 figure income, solid savings and supposedly an inheritance waiting for him. On top of which he has siblings that shares the inheritance.
"Why do I need to take up long term commitments for retirement planning and risk having to worry about them if retrenchment happens? I already have inheritance."
I started asking questions related to 3 hidden assumptions that has to hold in order for his retirement strategy to work.
1️⃣ Nothing unforeseen causes the existing inheritance to be gone.
2️⃣ The inheritance left behind has to be sufficient to fund his lifestyle for his remaining life expectancy.
3️⃣ He can access this inheritance by the time he needs the money.
Often we don't think about certain scenarios because they seem unlikely.
However, if you only live once and have the power to plan for all scenarios, would you really want to leave your life to chance?
These are some of the conversations I work through with my clients.
☕️ If you also want to have a conversation to stress test your assumptions, DM 'CONVO' and I'll be in touch!
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