Racheline Gozali

Racheline Gozali The statements or opinions provided on this page are purely of my own and information is meant for g

It’s a wrap—holidays are over!The kids had a great time, and Dav and I took turns falling sick right after 😂Still, our h...
01/07/2025

It’s a wrap—holidays are over!
The kids had a great time, and Dav and I took turns falling sick right after 😂
Still, our hearts are full and ready for the new season ahead.

Being self-employed, I used to worry about taking time off—because time away from work often meant lost income and extra stress.

But this time felt different.

Part of the trip was paid with passive income—something I’ve been quietly building over the years. I didn’t have to fill my calendar with back-to-back meetings right after. I didn’t have to scramble to “earn it back.”

We could just… rest.

That’s the kind of freedom I’ve been working toward for our family—
and it’s also the kind of future I hope to build with the families I journey with.

Not just enough.
More than enough. 💛

2023 was my most hectic year ever! N started primary school, and I had to juggle working + caring for him after school. ...
25/03/2024

2023 was my most hectic year ever!

N started primary school, and I had to juggle working + caring for him after school. Thankfully I still got my MDRT.

When I first started this career, there were a lot of negative noises. I graduated with 2nd upper from NTU and was offered a scholarship to further pursue a Masters in International Political Economy. It was my dream to be an ambassador, but it felt impractical because of my background. My next option was to search for a career that would allow me to impact families and at the same time, give me the power to plan my time so that I can be present for the kids after school. And that was how I embarked on this career.

I remember during the initial days of my career, I broke down almost every other day. My colleagues would find me crying in one corner and probably secretly wondering in their hearts why am I always crying. I had a lot of self-doubts, and it didn’t help that some of my closest ones didn’t think I would make it in this career because I am not a salesy person (in fact, I am still not a natural salesperson now). One even lamented how low my pay was and it was a waste to have studied till university. On top of that, there was the pressure to earn money quickly as I was also planning for my wedding.

Thankfully, I pulled through with the support of my husband and my mentors back then. I was also very determined to create my dream future – I wanted my kids to return to their safe space after school and have someone to talk to about their day, while still being able to bring home the income for the family. And I told myself that there was no turning back in this career.

And now 7 MDRTs later, I’m glad I pushed on. I get to cook almost every dinner for the family and get to spend one-on-one time once a month with every kid. I was physically and emotionally present for N’s first year (tough year) of primary school. And we can go for lots of holidays together and focus on the bonding experiences.

More importantly, I have kept my promise of wanting to impact families. I have planned for many couples since their fresh grad days, and seeing them getting married then buying a property, to having kids, even after achieving these milestones, they are still on track to achieve double-digit passive income by their mid-50s. I have also helped parents in their mid-40s to plan not only for their retirement but also to put in systems to ensure that the passive income perpetuates to the next generation.

And all these, I thank God for being the source of hope in my life and giving me the grit to persevere. And my wish as a financial planner is that, with this source of hope, I can in turn always bring a glimmer of hope to whoever I meet and whoever I plan for.

3 more weeks to the end of primary 1! how did time pass so fast 🥺
29/10/2023

3 more weeks to the end of primary 1! how did time pass so fast 🥺

Brought this boy out for my meetings yesterday!I remember he was only 6 months old when I first brought him to a client’...
24/05/2023

Brought this boy out for my meetings yesterday!

I remember he was only 6 months old when I first brought him to a client’s meeting. I was a struggling new mum then, trying to find a balance between work and being a caregiver. He woke up in the middle of the meeting and started crying loudly, so I had to end the meeting early and calm him down. It was a mix of mum’s guilt and advisor’s guilt as it feels like I couldn’t play my roles well.

Now 6 years down the road, this boy has grown, I have grown, we have grown together. I asked N if he felt bored when I was talking to my clients and if he would still want to join me in my meetings next time, to which he happily replied “Yes I want to go to your office!”
“Don’t u feel bored?”
"No, I can read Dogman, I can draw, I can do what I did yesterday!"

Here's what I learned:
- Things might not be perfect, but we can make the best of them. Sometimes I still feel guilty when I have to work and take care of him at the same time, but I try to do what I can by telling him what he needs to do when I'm working. For example, he has to read a book/draw/color when I'm talking to my clients so that I can focus on them. And then we can have some fun time together after that, like going shopping, getting dinner, and taking the MRT home.

- There are many ways to make memories with our kids, not just taking them to playgrounds, zoos, and parks. I still remember visiting my parents’ office when I was his age, it was fun to explore the office even though it was boring. The most important thing was being together. N and I had a good time even though we were doing different things.

I'm proud of how far we've come and how much we've grown. I hope he will always remember these moments and cherish them as much as I do (: I honestly dunno how long more we can do this, cos when the girls get to p1, I can’t be possibly bringing all 3 kids for my meetings 🤪

I deliberated a lot on whether I should post this. it’s a very personal struggle for me that goes on behind the scene an...
29/03/2023

I deliberated a lot on whether I should post this. it’s a very personal struggle for me that goes on behind the scene and different from what I usually post on instagram.

My parenting journey has been exciting and fulfilling, but it has its own set of struggles and challenges too.

may we all grow wiser tgt in this parenting journey ❤️

Finally have time to do some reflections for 2022. definitely wasn’t as crazy as 2021In 2022, - I became a Wills Planner...
06/01/2023

Finally have time to do some reflections for 2022. definitely wasn’t as crazy as 2021

In 2022,
- I became a Wills Planner and a Certified Financial Planner (CFP)

- Worked half the time I worked in 2021 while still being able to do better than my previous year, and spent LOTS of time with the family.

-Had the opportunity to work with business owners who are looking to list their companies.

- Impacting young lives through financial literacy workshops across preschools

- Went for 3 family trips

- Our kids went for their first ever children church camp

- Had many playdates at our place and hosted many families throughout the year (I'm very thankful for the many conversations we managed to have)

- Opened our house to be an indoor playground/childcare/after-school student care for our neighbours ( I kinda like that each of our school-going neighbours can find their favourite activity/spot at our place, and how they can randomly walk in and start playing/writing/reading)

No regrets for the year! I'm just very very very thankful that we get to spend so much time as a family, and that we have been blessed with more than enough.

Yesterday marks my first anniversary in my new company. When I first joined, I had a goal to learn as fast as I can, and...
16/06/2022

Yesterday marks my first anniversary in my new company. When I first joined, I had a goal to learn as fast as I can, and naively thought that i would finish learning whatever I needed to learn from by the time I reach my 1 year milestone.

Never would I have imagined that after 15 courses and countless coaching sessions, I’m still barely past the starting line! There is still so much to learn and endless opportunities. Thankful to be where I am right now (:

Tuesdays with N! Finally got him his concession pass after so long! He got so excited and asked me so many questions, “w...
29/06/2021

Tuesdays with N!

Finally got him his concession pass after so long! He got so excited and asked me so many questions, “why is there a big cross on the road” , “why are the train tracks at the top and not on the road?” “ why can’t the train be moving on the roads” “ why are the words moving on the screen?” “why did the words vanish on the screen?” “why is the uncle in front of us sleeping?” ermmm yeah the uncle woke up right after hearing this.

anyways this photo also reflects my current state, in transition. haven’t really fully settled down, so many uncertainties yet so many opportunities to look forward to. I’ve been learning a lot in the past one month, learning things that I’ve always wanted to learn but didn’t have time to, and of cos getting used to new ways of doing things. .
-------
“Then you will call on me and come and pray to me, and I will listen to you”- Jeremiah 29:12

Happy Mother’s Day! N walked to me with a box of ferrero rocher and said “妈妈我爱你,妈妈你辛苦了...” Ok that’s enough to fill my h...
09/05/2021

Happy Mother’s Day!

N walked to me with a box of ferrero rocher and said “妈妈我爱你,妈妈你辛苦了...”

Ok that’s enough to fill my heart, and to motivate me for many many weeks ❤️

Appreciation lunch for our PA! The one who supported us through all the transitions the past one year, and the one who e...
02/05/2021

Appreciation lunch for our PA! The one who supported us through all the transitions the past one year, and the one who ensured that everything ran smoothly on the admin side!
Working for 2 working mothers is definitely not easy! But you’ve done so well in adapting to our different working styles, so thank you!! :)

Address

Singapore

Alerts

Be the first to know and let us send you an email when Racheline Gozali posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share