13/03/2026
“Equal love for every child.” ❤️
Today I had a catch-up meeting with Sir Louie, a client of mine for almost 2 years now. He works in the IT industry and is a very hands-on and thoughtful father of three.
Two years ago, when we first met, his main goal was simple but powerful:
“Ayoko na pag may nangyari sa akin, may lamang anak ko kaysa sa isa.”
So we structured 3 life insurance policies, each worth ₱800,000, and each policy is designated to one of his three children.
That way, in case of untimely death, each child receives equal financial support from their father. No confusion. No conflict. Just equal love.
Fast forward to today — our conversation shifted to another important question:
“What happens when I stop working?”
Sir Louie is 41 years old today, and in the next 20 years, he might decide to retire from his profession. As professionals, one reality we face is this:
When we stop working, the income usually stops too.
So today we set up another layer of his financial plan — future guaranteed income.
Through PruSteady Income, here’s what he secured:
💰 ₱50,000 guaranteed income every year for 10 years
🎯 ₱500,000 guaranteed maturity benefit on the 20th year
💵 Total guaranteed payout: ₱1,000,000
📈 Plus potential dividends that may increase his yearly payout
🛡 ₱1,000,000 life insurance protection
I told him something during our meeting:
“Your protection plan takes care of your family if life is cut short.
But your income plan takes care of you when you live long.”
And that’s the real goal of financial planning —
protect the family, and prepare for retirement.
Because one day, we will all want to work less… and live more. ✨
