Yhu Always Matter

18/05/2026

Living alone taught me one thing:
Discipline is love for your future self.

Solo living isn’t just about freedom.
It’s about building habits na magpapatatag sayo 5, 10 years from now:
Tracking expenses kahit nakakatamad, as in every single penny you spend dapat naka-track. 💯
Setting aside money kahit ₱500 lang per cut-off.
Saying no to “gala muna” pag may goal ka.

It’s not easy. Pero ang sarap sa feeling pag nakikita mo na yung future mo, inaayos mo na ngayon.

If you’re solo living and gusto mo ng second brain for your money goals and how to earn more, open ako for a quick 15-30-min catch up.

Usap tayo about you next step for FREE. 🤗
DM “SOLO” and I’ll send my available slots this week and a free budget tracker for budgeting. ;)

10/04/2026

26/03/2026

Gusto mo ba ng mura at malaking coverage ng health and insurance? Mag Sun Life Assure ka.

SUN LIFE ASSURE (Term Insurance Product)

📍Insurance Coverage of 500k
📍Accidental Death Benefit of 500k
📍Critical Illness Benefit of 500k

👉No savings component.
👉Life insurance renewable every 5 years.
👉Sun Life Assure terminates upon payment of critical illness or life insurance coverage.

If you have your VUL (Life insurance with investment), then you can also have your Term Insurance.

For as low as P452.00 per month you can now be protected. Imagine sa halagang P15.00 per day you can have your own insurance coverage, if you want to be protected.

Get your own life insurance now. For sample quotation, just send me a message now📩

Yhunice Garcia Carbajal
Licensed Financial Advisor
Sun Life of Canada Philippines

02/02/2026

Do something that your future self will thank you for! 💛

Live brighter in a way that you know you have a peaceful and secured life. ☀

Talk to a Sun Life Advisor for a FREE financial consultation today: sunlife.co/talktoadvisor.

29/01/2026

Someday becomes powerful only when it starts today. 🥰

This 2026, choose to move from intention to action. Remember: lasting protection isn’t built overnight but created through wise decisions made now.

Get Sun Life Secure Income today for guaranteed insurance protection and 6% yearly payouts for life!

Message me for more details. :)

27/01/2026

BEST FOR BABIES!! 𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗦𝗲𝗰𝘂𝗿𝗲 𝗜𝗻𝗰𝗼𝗺𝗲. 😍

May bago akong favorite plan sa Sun Life! Insured ka na tapos may 𝐘𝐄𝐀𝐑𝐋𝐘 𝐆𝐔𝐀𝐑𝐀𝐍𝐓𝐄𝐄𝐃 𝐂𝐀𝐒𝐇 ka pa 𝐅𝐎𝐑 𝐋𝐈𝐅𝐄!

Yes tama po! 𝐘𝐄𝐀𝐑𝐋𝐘 𝐆𝐔𝐀𝐑𝐀𝐍𝐓𝐄𝐄𝐃 𝐏𝐀𝐘𝐎𝐔𝐓𝐒!

Ito po ang "𝑺𝒖𝒏 𝑳𝒊𝒇𝒆 𝑺𝒆𝒄𝒖𝒓𝒆 𝑰𝒏𝒄𝒐𝒎𝒆". Explain ko ng mabilis ang mga Benefits:

1. Yung 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐂𝐚𝐬𝐡 makukuha nyo po 𝐚𝐭 𝐭𝐡𝐞 𝐞𝐧𝐝 𝐨𝐟 𝐭𝐡𝐞 𝟔𝐭𝐡 𝐲𝐞𝐚𝐫 of the Policy, tapos 𝐄𝐕𝐄𝐑𝐘 𝐘𝐄𝐀𝐑 𝐀𝐅𝐓𝐄𝐑𝐖𝐀𝐑𝐃𝐒 𝐔𝐍𝐓𝐈𝐋 𝐀𝐆𝐄 𝟏𝟎𝟎. 𝟔% 𝐧𝐠 𝐅𝐚𝐜𝐞 𝐀𝐦𝐨𝐮𝐧𝐭. So kung 1M ang Face Amount, 60K YEARLY PAYOUT.

2. 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 din po ang 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 which is 𝐃𝐨𝐛𝐥𝐞 𝐧𝐠 𝐅𝐚𝐜𝐞 𝐀𝐦𝐨𝐮𝐧𝐭.

3. May 𝐂𝐚𝐬𝐡 𝐃𝐢𝐯𝐢𝐝𝐞𝐧𝐝𝐬 din na pwedeng makuha yearly or pwedeng iwan with Sun Life para kumita pa ito.

4. 𝐂𝐞𝐧𝐭𝐞𝐧𝐚𝐫𝐢𝐚𝐧 𝐁𝐨𝐧𝐮𝐬 - May unique benefit po sya which allows you to advance 25% from your life insurance coverage at 𝐚𝐠𝐞𝐬 𝟖𝟎, 𝟖𝟓, 𝟗𝟎 𝐚𝐧𝐝 𝟗𝟓.

5. 𝐋𝐢𝐦𝐢𝐭𝐞𝐝 𝐏𝐚𝐲𝐢𝐧𝐠 𝐏𝐞𝐫𝐢𝐨𝐝 - Kahit Lifetime ang benefits, hindi po lifetime ang payment! 𝐘𝐨𝐮 𝐜𝐚𝐧 𝐜𝐡𝐨𝐨𝐬𝐞 𝐤𝐮𝐧𝐠 𝟑, 𝟓, 𝟏𝟎 𝐨𝐫 𝟏𝟓 𝐲𝐞𝐚𝐫𝐬 𝐭𝐨 𝐩𝐚𝐲 depende sa budget at preference mo.

When to use? Multi- Purpose Fund:
1. Kids college fund
2. Retirement
3. Business
4. Travel
5. Fund for home downpayment
6. Pamana
7. Aesthetic skin care procedures
8. Bags & Luxuries Collections
9. Concert fund
10. Gadgets
11. Medical Cash
12. Birthday Fund
13. Any other life goals

To summarize, Sine-secure ka na, para ka pang may apartment. May passive income ka pa for life!

Kung gusto mong malaman kung magkano ang plan na ito for you and your loved ones. Message me today!📩

25/01/2026

It was a meaningful weekend indeed that my client who was transferred to me decided to also make sure that her parents are protected one step at a time.

FACTS: You can secure your parents for as low as Php 900- Php 2,000 per month as long as your parents are healthy. All you just need to do is to ask me to help you. :)

Kaya kung gusto mo ma-secure din ang parents mo to honor their sacrifices before para sa inyong magkakapatid, baka need mo na ng assistance ko.

Just message me so we can make sure to personalize it. ;)
Yhunice Garcia Carbajal Yhu Always Matter

19/01/2026

✨𝑺𝒕𝒂𝒓𝒕 𝒚𝒐𝒖𝒓 𝒉𝒆𝒂𝒍𝒕𝒉𝒚 𝒆𝒓𝒂.GET HEALTH INSURANCE‼️✨

Simulan ang 2026 na insured—at regaluhan ang sarili ng 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐭𝐡𝐚𝐭 𝐫𝐞𝐰𝐚𝐫𝐝𝐬 𝐲𝐨𝐮 𝐟𝐨𝐫 𝐬𝐭𝐚𝐲𝐢𝐧𝐠 𝐡𝐞𝐚𝐥𝐭𝐡𝐲. 💛
Walang tapon sa plan na ’to—hindi lang proteksyon, hinihikayat ka pang maging healthy! 🌞
💥 Only with Sun Life!
Yes, matagal na palang may ganito—
✨ health insurance na nagmo-motivate sa healthy lifestyle,
✨ may cash rewards, at
✨ may life + health protection in one smart plan. 🙌
Ready ka na bang ma-reward for choosing a healthier life? 💛
✨ 𝑷𝒂𝒚 𝒇𝒐𝒓 10 𝒚𝒆𝒂𝒓𝒔, 𝒈𝒆𝒕 𝒄𝒐𝒗𝒆𝒓𝒆𝒅 𝒖𝒏𝒕𝒊𝒍 𝒂𝒈𝒆 100. 🤯
After your 10-year payment period, you’ll receive a Paid-up Bonus — a cash reward for staying healthy throughout your paying years! 💛
👉 Use it however you like:
✈️ Travel and explore
📱 Buy your dream gadget
🏖️ Enjoy your well-deserved getaway
💰 Plus, your dividends?
Save them for your retirement fund. 👵👴

⚠️ This isn’t your ordinary health plan — it’s a lifetime investment in your health and wealth.
✅ Lifetime health coverage up to age 100
✅ Life insurance for added peace of mind
✅ Covers 100+ critical illnesses (major & minor)
✅ Earns bonuses and dividends for staying healthy

✨ You win in every situation:
💔 If the unexpected happens — covered by Life Insurance
🩺 If you get critically ill — protected by Health Coverage
💪 If you stay healthy — rewarded with Cash Bonuses
Health + Life Protection + Financial Rewards = All-in-One Plan! ☀️💛
📩 Message me today — I’ll walk you through how this exclusive Sun Life plan works and why it’s been trusted for years!

12/01/2026

As we welcome a new year, our commitment remains the same - stronger than ever: to help Filipinos live their brightest today for the promise of a brighter tomorrow. ☀

Yhunice Garcia Carbajal

05/01/2026

New year, new plan to check. ;)

Introducing our , 𝙎𝙪𝙣 𝙇𝙞𝙛𝙚 𝙎𝙚𝙘𝙪𝙧𝙚 𝙄𝙣𝙘𝙤𝙢𝙚
One of the protection and savings plan that gives LIFETIME ANNUAL GUARANTEED CASH BENEFITS.

• Receive annual guaranteed cash benefits equal to 6% of the Face Amount, starting at the end of the sixth policy year up until age 100.

• 𝙈𝙖𝙣𝙖𝙜𝙚𝙖𝙗𝙡𝙚 𝙥𝙧𝙚𝙢𝙞𝙪𝙢 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨
Fully pay your plan in just 3*, 5, 10, or 15* years via Annual, Semi-Annual, or Quarterly mode.
Send me a message for more details and for sample proposal. ;)