21/02/2024
Here in AXA, we care for you 💙
REMEMBER THIS:
🔹DO NOT WAIT FOR THE PERFECT TIME BEFORE YOU DECIDE TO SAVE YOUR MONEY.🔹
📣Sa mga nagtatanong ano ang magandang piliin na insurance para sayo at sa pamilya mo:
HERE ARE THE CHOICES :
✔️🔹FLEXI PROTECT is a yearly term renewable insurance. This means that we will only cover you as long as you are paying. You can renew it every year for up to age 75. And client may convert this policy to any whole life insurance without submitting proof of insurability..
Prices are locked out for every 5 years..
Good for clients na may mga nakamortgage na property as the insurance will help to pay off debts..
THIS IS THE CHEAPEST INSURANCE.
For age 42, insurance of 4million is only P1900.
Minimum premium is at P1,000 per month..
✔️🔹ASSURE is a limited pay whole life insurance. Meaning client will pay only for 5 years, 10 or 20 years and insured na sya for up to age 100. The longer the paying years the lower the premiums.
This has a guaranteed cash value that client can withdraw thru taking a policy loan, but again, we discourage it.
Also a low cost insurance and has the highest commission. 50% comm for Assure 20 pay..
✔️🔹HEALTH START ( Individual or family )
This is a low cost health insurance. It covers Heart attack, stroke and cancer and other minor illneses covers client for age 0 to age 99.
Minimum sum insured is 1million.
CLIENT MAY CLAIM FOR:
👉major illness (once claim, terminate na policy)
👉Minor illness client may claim for up to 4x each claim is 20% of the sum insured(binabawas ito sa running sum insured niya. Example 1million sum insured, client filed for minor claim 200,000 so 800k na lang maiiwan sa sum insured niya.
👉built in child cover of 200k.. Lahat ng anak at magiging anak palang na age 18 and below are entitled for 200,000 health insurance.. Whoever claims first ito, so meaning once magamit na ito, wala na ding built in child cover.
👉client may add his spouse, parent, siblings, or child in legal age as co insured. They will share in one policy. so ganun padin, whoever claims first sknla.
👉AND ANG PINAKAMAGANDA SA LAHAT, may return of premium at age 75. lahat ng hinulog ni client ay ibabalik (less any claims if ever)
👉paying years are 10 and 20 years only. The longer the paying horizon the lower the premium
✔️🔹HEALTHMAX
this is our health insurance that covers 56 major illnesses.
-paying horizon is 10 pay, 20 pay and pay up to age 65.
-mas madaming sickness ang covered nito.
-may guaranteed cash values that client can withdraw thru taking a policy loan.
✔️🔹GLOBAL HEALTH ACCESS (GHA)
Gold lite, Gold, Platinum
📍This is AXA’s HMO.📍
👉Ito ung katumbas ng mga medicard, philhealth etc.
👉But this cards limit is 50million and 100million so sigurado ka ng wala ka talagang babayaran.
👉This is an international
card so client may choose na magpagamot saang bansa man niya gustuhin..
👉Paying terms is yearly renewable.
Mode of payment is SEMI ANNUAL AND ANNUALLY ONLY.
📣MAHAL? Yes mahal. pero sulit naman ultimo lodging ng magbabantay may daily assistance eh.
👉PREMIUM starts at 48k depends sa age.
👉Sa mga nakapili, anoman ang nagustuhan mo. Halika message mo ako at libre kitang gagawan ng quote para sayo😊👍👏
📍 Piliin mong maging handa
📍 Planuhin ang kinabukasan
📍No Health Insurance, kuha na
MESSAGE ME FOR MORE DETAILS💙
Shella Ann O. Castada
Viber # -0928-369-0706
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