Emmanuel San Miguel

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Coach Emmanuel San Miguel
Positive Money Attitude
๐ŸŽ–๏ธLicensed Financial Educator
๐ŸŽ–๏ธRegistered Associate Financial Planner
๐ŸŽ–๏ธLicense in Insurance Institute for Asia and the Pacific(IIAP)

Hindi alam ng maramiโ€ฆmay plan na HEALTHCARE + INSURANCE + INVESTMENT na in ONE ๐Ÿ˜ณYes, meron.And I can help you start ๐Ÿ’™ Pr...
10/04/2026

Hindi alam ng maramiโ€ฆ
may plan na HEALTHCARE + INSURANCE + INVESTMENT na in ONE ๐Ÿ˜ณ

Yes, meron.
And I can help you start ๐Ÿ’™ Protect yourself TODAY ๐Ÿ’™

10/04/2026

Habang tumatagal lalo ko naappreciate ang KAISER, biruin mo, after 7yrs hindi kana naghuhulog pero INSURED at may HEALTH BENEFITS kapa rin.
Ito pa. Kapag hindi mo nagamit, 85% ng hinulog mo plus BONUS makukuha mo sa maturity. ๐Ÿคฉ

Visuals that educate. Protection that resonates.Our Life Insurance Bingo graphics make complex coverage options easy to ...
04/02/2026

Visuals that educate. Protection that resonates.

Our Life Insurance Bingo graphics make complex coverage options easy to understand, engaging, and memorableโ€”turning important conversations into approachable moments.

Booking an appointment is quick and pressure-free. We review your options and show how policies can supplement what you already have, not replace itโ€”adding an extra layer of financial protection, flexibility, and peace of mind.

Clear. Informative. Impactful.
Because understanding your coverage today helps protect your tomorrow. โœ”๏ธ

๐Ÿ“… Book a quick, no-pressure appointment to review coverage options that add protection without replacing what you already have. Letโ€™s make sure your plan works with your lifeโ€”not against it. ๐Ÿ›ก๏ธโœจ convenient)

Welcome, John Craig, to the IMG family! ๐ŸŽ‰Attending a financial class is a choice. ๐Ÿ’กChoice na matutong humawak ng pera na...
01/02/2026

Welcome, John Craig, to the IMG family! ๐ŸŽ‰

Attending a financial class is a choice. ๐Ÿ’ก

Choice na matutong humawak ng pera nang tama.
Choice na intindihin ang budgeting, protection, at investing.
Choice na hindi na puro trabaho lang, kundi may direksyon ang pera.

Hindi lahat may oras mag-aral โ€” pero yung umaattend, seryoso sa future nila.

Keep learning. Keep showing up.
One class at a time, one lesson at a time, one better decision at a time.
This is how confidence grows.
This is how financial freedom begins. โœจ




Share wisdom. Build futures. Stay protected. ๐Ÿ’ก๐Ÿ›ก๏ธHabang tinuturuan mo ang iba tungkol sa finances,IMG takes care of you w...
19/01/2026

Share wisdom. Build futures. Stay protected. ๐Ÿ’ก๐Ÿ›ก๏ธ

Habang tinuturuan mo ang iba tungkol sa finances,
IMG takes care of you with FREE Kaiser HMO ๐Ÿ’™
Tuloy-tuloy ang mission ๐Ÿ˜‰ purpose with protection.
Worry less, hassle-free! ๐Ÿ™Œ

Salamat, IMG, sa sobrang kapaki-pakinabang na benefits ๐Ÿ™Œ

๐๐ˆ๐‘ ๐๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐Ž๐Ÿ๐Ÿ๐ข๐œ๐ž ๐‹๐š๐ฎ๐ง๐œ๐ก๐ž๐ฌ ๐…๐ข๐ซ๐ฌ๐ญ-๐ž๐ฏ๐ž๐ซ ๐‡๐Œ๐Ž ๐๐š๐ซ๐ญ๐ง๐ž๐ซ๐ฌ๐ก๐ข๐ฉ ๐ญ๐จ ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ ๐„๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ž๐ฌThe Bureau of Internal Revenue (BIR) Nationa...
19/12/2025

๐๐ˆ๐‘ ๐๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐Ž๐Ÿ๐Ÿ๐ข๐œ๐ž ๐‹๐š๐ฎ๐ง๐œ๐ก๐ž๐ฌ ๐…๐ข๐ซ๐ฌ๐ญ-๐ž๐ฏ๐ž๐ซ ๐‡๐Œ๐Ž ๐๐š๐ซ๐ญ๐ง๐ž๐ซ๐ฌ๐ก๐ข๐ฉ ๐ญ๐จ ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ ๐„๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ž๐ฌ
The Bureau of Internal Revenue (BIR) National Office launched its first-ever Health Maintenance Organization (HMO) program following the signing of a Memorandum of Agreement (MOA) on December 12, 2025, by Commissioner Charlito Martin R. Mendoza and Kaiser International Healthgroup, Inc., represented by its President and Medical Director, Dr. Leah Uy-Yolo.
Through this partnership, the BIR maximized the current P7,000 medical allowance of its employees, providing them with broader healthcare coverage, including medical, preventive, emergency, and dental services, financial assistance, and coverage for pre-existing conditions, with access to major hospitals nationwide. The medical allowance is provided to eligible government personnel to access HMO benefits, in accordance with DBM Circular 2024-6 and Executive Order 64 (s. 2024), as outlined in Revenue Memorandum Order (RMO) No. 043-2025.
Commissioner Mendoza thanked Kaiser International Healthgroup, Inc., and commended the BIR Resource Management and the Medical Allowance Committee for bringing this initiative to fruition. He encouraged employees to take a proactive approach to their health, urging them to make full use of the program as an added measure of security and peace of mind that this HMO coverage provides. Dr. Uy-Yolo, for her part, expressed hope that the HMO card will be a substantial support for BIR employees in accessing medical care.

09/12/2025

โ€œANG IPON NA WALANG TAPONโ€

Philippine's first-of-its-kind Healthcare (HMO) program for Filipinos around the globe!

The Ultimate Kaiser 3-in-1 Health Builder.Bakit kailangan mo ng kaiser 3-in-1?

โ˜‘๏ธ All-in-one healthcare coverage, savings, emergency fund, and insurance;
โ˜‘๏ธ Affordable Premium depende sa iyong age
โ˜‘๏ธ Garantisado ang Renewal
โ˜‘๏ธ Flexible payment option (Annual, Semi Annual, Quarterly or Monthly)
โ˜‘๏ธ Fix ang premium at hindi tumataas hanggang matapos
โ˜‘๏ธ 7 years investment period lang pero protected ka na hanggang sa iyong pagtanda
โ˜‘๏ธ Lahat ng hindi nagamit na health fund ay mag-a-accumulate with interest na maari mong makuha ng malaki sa maturiy period
โ˜‘๏ธ Perfect syang pandag-dag sa mga existing insurances mo at perfect din to start para sa mga wala pang Insurances.
โ˜‘๏ธ Pwede ka kumuha kahit nasaang panig ka man ng mundo. Sa panahon ng ating pagtanda, wala na tayong benepisyo sa kumpanya at hindi na rin makakapag-abroad.

Sa panahong ito mas madalas ng lalabas ang pag-kakasakit. Sino ang sasalo sa'yo sa ganitong sitwasyon?

Ang Kaiser Longterm Healthcare ang magiging kasama mo sa iyong pagtanda. Sa Kaiser, nasa'yo na ang lahat!Learn more about our long-term care message me๐Ÿ™‚

>> Emmanuel San Miguel ๐Ÿ“ฉ๐Ÿ“ฉ

Address

10th Floor The World Center Bldg. Gil Puyat Avenue Brgy Belair Makati City

1209

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