The Advisor’s Notebook

17/08/2024

"Insured naman ako sa current company ko."

Actually may point naman, pero baka makatulong din sa'yo to 😊

One of my prospects said this to me “May insurance naman ako sa current company ko eh.”

This is one of the reasons bakit hindi PRIORITY ng ibang employed ang kumuha ng personal protection plan.

But:
❌What if, si employee becomes critically ill and exceeded his HMO limit? Will the company cover their entire hospital bills?

❌What if, an illness or an accident prevents the employee from fulfilling his work? Will they still be able to keep his job?

❌What if, an employee resigns or got laid off? Are they still qualified for the company benefits?

❌What if, the company provided benefit is minimal coverage only? Will it be enough to cover the needs and secure their family’s future?

So paano na? 🤔
✅This is why we NEED to get our PERSONAL protection plan.

✅Because we will not be an employee forever. 💯

𝘾𝙝𝙤𝙤𝙨𝙚 𝙩𝙤 𝙗𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙 𝙖𝙣𝙙 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡𝙡𝙮 𝙋𝙧𝙚𝙥𝙖𝙧𝙚𝙙!

14/06/2024

31/05/2024

𝐇𝐚𝐩𝐩𝐲 𝐒𝐰𝐞𝐥𝐝𝐨 𝐃𝐚𝐲, 𝐟𝐫𝐢𝐞𝐧𝐝𝐬! 🥰

Have you PAID YOURSELF FIRST?

It’s not how much you earn, but how much you save. Yung IPON mo lang talaga ang sweldo mo para sa sarili mo e. 😊 YOU are your BEST ASSET! ❤ Pay yourself first! 😍 Insure yourself, save, and invest! ❤💕

Nahihirapan ka ba dito?

For as low as,
✔️ ₱𝟭𝟬𝟬.𝟬𝟬/𝗱𝗮𝘆
✔️ ₱𝟭𝟲𝟳.𝟬𝟬/𝗱𝗮y
you can already start saving and securing your future!

Very AFFORDABLE diba?😀

Consult your Financial Advisors now!

27/04/2024

𝑻𝒊𝒑𝒊𝒅 𝑻𝒊𝒑: 𝑻𝒉𝒆 50/30/20 𝑩𝒖𝒅𝒈𝒆𝒕 𝑹𝒖𝒍𝒆 ♥️ 💸

What is the 50/30/20 Budget Rule? It is a tool that can help you organize your budget by breaking down where to put your money into three categories.

𝟱𝟬% 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗮𝗳𝘁𝗲𝗿-𝘁𝗮𝘅 𝗶𝗻𝗰𝗼𝗺𝗲 𝗴𝗼𝗲𝘀 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗡𝗲𝗲𝗱𝘀 (𝗲.𝗴. 𝗲𝗹𝗲𝗰𝘁𝗿𝗶𝗰𝗶𝘁𝘆, 𝘄𝗮𝘁𝗲𝗿, 𝗴𝗿𝗼𝗰𝗲𝗿𝗶𝗲𝘀, 𝗮𝗻𝗱 𝗼𝘁𝗵𝗲𝗿 𝗻𝗲𝗰𝗲𝘀𝘀𝗶𝘁𝗶𝗲𝘀). If you can spend less than 50%, then much better since you can put the extra into your Wants or Savings.

𝟯𝟬% 𝗴𝗼𝗲𝘀 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗪𝗮𝗻𝘁𝘀 (𝗲.𝗴. 𝘀𝗵𝗼𝗽𝗽𝗶𝗻𝗴, 𝗲𝗻𝘁𝗲𝗿𝘁𝗮𝗶𝗻𝗺𝗲𝗻𝘁, 𝗮𝗻𝗱 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 𝗲𝗹𝘀𝗲 𝘁𝗵𝗮𝘁 𝗶𝘀 𝗻𝗼𝘁 𝗽𝗮𝗿𝘁 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗡𝗲𝗲𝗱𝘀). Your Needs can be hard to lessen since they are all necessary, but you can definitely have control over your Wants. Make sure that you spend no more than 30% of your Wants. The lower, the better as you can put the extra into your Savings.

𝟮𝟬% 𝗴𝗼𝗲𝘀 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗦𝗮𝘃𝗶𝗻𝗴𝘀. This can either be for your emergency fund, payment for a debt that you have been wanting to break free from, or something you have been wanting to invest in (e.g. retirement, house, and more).

You do not have to exactly follow the 50/30/20 breakdown. For instance, if you want more Savings, you can change it to 35/10/55 or 50/14/36. It is adjustable to suit your different financial goals, so better start budgeting now!

Your future self will love you for it! 🥰❤️

23/02/2024

People often ask me, “meron ba kayo para sa mga bata?”

Yes, we have.

𝐂𝐎𝐋𝐋𝐄𝐆𝐄 𝐄𝐃𝐔𝐂𝐀𝐓𝐈𝐎𝐍 𝐅𝐔𝐍𝐃

This would be one of the greatest gifts you'll ever give to your child. Be Insured and, at the same time, place your child’s college fund in one investment account! Para nakahiwalay sa other savings and investments at hindi magalaw. ❤️

Would you rather pay as high as Php500,000.00 per year when your kid starts college OR start now and invest as low as:

5,000 per month for 20 years,
7,100 per month for 15 years,
17,000 per month for 5 years.

The earlier, the better! 💯
Message me for more details! 😊

27/11/2023

Tatlong dahilan kung bakit ka nagtatabi ng pera.

15/11/2023

𝟏 𝐲𝐞𝐚𝐫 𝐜𝐚𝐧 𝐦𝐚𝐤𝐞 𝐚 𝐁𝐈𝐆 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞! 💯

NEXT YEAR NA LANG?
Baka next year madami ka na na-miss out..

Huwag mo na ipagpaliban at hintayin ang susunod na taon sa pag iinvest at pag sisimula ng savings at protection plan mo.

Start as early as now! Habang bata ka pa at healthy ka pa! 😉

Message me for more details. 📩

28/08/2023

At Dahil National Heroes Day!
Ito ang Para sa inyo 🤩

Pru Elite Plan has a limited saving period, with higher premium allocations on investment, which allows for faster wealth accumulation.

This plan can be used to purchase a car in cash in 5 years, while having a lifetime insurance coverage of at least 1M 🤩

Other uses:
🏡To purchase a house
🗄 To save for business capital
📚To build your child’s educational fund
👵🏼To build your retirement fund
🛟SERVE AS YOUR SAFETY NET

16/08/2023

Mabuti na yung handa para hindi ka nabibigla 💯

Lamang ang may alam.
Lamang ang may insurance.

15/08/2023

𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀 𝘁𝗼 𝗮𝗹𝗹 𝗼𝘂𝗿 𝘃𝗮𝗹𝘂𝗲𝗱 𝗰𝗹𝗶𝗲𝗻𝘁𝘀! 😍

Congratulations to our company, Pru Life UK for bagging the Best Life Insurer in the Philippines, given by the prestigious Insurance Asia News.

This award truly embodies our pursuit in excellent client servicing.

𝗣𝗿𝘂 𝗟𝗶𝗳𝗲 𝗨𝗞, 𝘁𝗵𝗲 𝗡𝘂𝗺𝗯𝗲𝗿 𝟭 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗲𝗿 𝗶𝗻 𝘁𝗵𝗲 𝗰𝗼𝘂𝗻𝘁𝗿𝘆🏆🥳

02/08/2023

Yung pera na may patutunguhan 💯

Kaya ano pang hinihintay mo, magpadala ka na ng mensahe para masimulan.