21/02/2024
Pay day money tip!
"๐ง๐ต๐ฒ ๐ฃ๐ผ๐ฐ๐ธ๐ฒ๐๐ ๐ง๐ต๐ฒ๐ผ๐ฟ๐"
If nagiipon ka let us say P5,000 monthly, try natin ilagay yan sa 2 pockets:
๐๐ฒ๐ณ๐ ๐ฝ๐ผ๐ฐ๐ธ๐ฒ๐ - 3,000 alloted for savings, emergency fund, short term saving goals.
๐ฅ๐ถ๐ด๐ต๐ ๐ฝ๐ผ๐ฐ๐ธ๐ฒ๐ - 2,000 alloted for life or health insurance, income protection, critical illness benefit, hospital income benefit, investment benefit.
Imagine, if you only have one pocket, kapag nagkasakit ka ubos ang 5,000 diba? ๐ ๐ฎ๐ฑ๐ฎ๐น๐ฎ๐ ๐ธ๐๐น๐ฎ๐ป๐ด ๐ฝ๐ฎ.
Whereas if you have 2 pockets na pwedeng pag kuhanan at your P5,000 pwede ka kumuha either ๐๐ฎ๐๐ถ๐ป๐ด๐ ๐ณ๐๐ป๐ฑ mo or sa ๐น๐ถ๐ณ๐ฒ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ.
๐๐๐ฌ๐๐ก๐๐ฃ ๐ ๐ ๐๐ ๐ฃ๐ ๐ฅ๐๐ง๐? ๐๐๐๐ฟ๐ ๐ซถ๐ป
Hinati mo lang 5,000 mo, pero once na there will be an emergency, marami kang pagkukunan. Maximize your money. Your family and your future self will be protected when the unexpected time comes.
Thatโs the value of financial literacy
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