14/12/2020
1. You die, I pay
2. You fall sick, I pay
3. You retire, I pay
4. Your kids go to college, I pay
You we are here to pay you as long as you tell us how much we will bring ๐.
Pm me for free consultation ๐
โ ๏ธ๐๐ฒ๐ณ๐ผ๐ฟ๐ฒ ๐ฌ๐ผ๐ ๐๐ผ ๐ฆ๐ต๐ผ๐ฝ๐ฝ๐ถ๐ป๐ด ๐ง๐ต๐ถ๐ ๐๐ฒ๐ฐ๐ฒ๐บ๐ฏ๐ฒ๐ฟ, ๐๐ผ๐ผ๐ธ ๐ฎ๐ ๐๐ต๐ถ๐ ๐ฐ ๐๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐ฃ๐ฟ๐ผ๐ฑ๐๐ฐ๐๐ ๐ง๐ต๐ฎ๐ ๐ฌ๐ผ๐ ๐ฆ๐ต๐ผ๐๐น๐ฑ ๐๐๐ ๐๐ฒ๐ณ๐ผ๐ฟ๐ฒ ๐ฎ๐ฌ๐ฎ๐!
December is one of the best time for shopping. Butโฆ how many of us really shop for financial products that can give us peace of mind? ๐ค
Wellโฆ maybe 5%? Maybe not at all?
You see nobody likes to discuss about deathโฆ nobody likes to discuss about illnessโฆ nobody likes to discuss about what happens if an accident occurs and youโre unable to workโฆ
But! We are seeing incidences like this happening every day around us and we probably try to convince ourselves by saying โ๐ง๐ต๐ถ๐ ๐๐ถ๐น๐น ๐ป๐ผ๐ ๐ต๐ฎ๐ฝ๐ฝ๐ฒ๐ป ๐๐ผ ๐บ๐ฒ!โ
We probably know insurance can give us that peace of mind, but there seem to be thousands of insurance products in the market and we all get really confused when we try to buy them isnโt it?
=== ๐๐ก๐ ๐ ๐๐ฒ๐ฉ๐๐ฌ ๐๐ ๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐ซ๐จ๐๐ฎ๐๐ญ๐ฌ ===
You see, at the end of the day, there are effectively only 4 types of insurance products you can buy.
โ
๐ฌ๐ข๐จ ๐ฑ๐ถ๐ฒ, ๐ ๐ฝ๐ฎ๐ โ This relates to life coverage products
โ
๐ฌ๐ข๐จ ๐ณ๐ฎ๐น๐น ๐๐ถ๐ฐ๐ธ, ๐ ๐ฝ๐ฎ๐ โ This relates to income protection products.
โ
๐ฌ๐ข๐จ ๐ฟ๐ฒ๐๐ถ๐ฟ๐ฒ, ๐ ๐ฝ๐ฎ๐ โ This relates to retirement planning products
โ
๐ฌ๐ข๐จ๐ฅ ๐ธ๐ถ๐ฑ๐ ๐ด๐ผ ๐๐ผ ๐ฐ๐ผ๐น๐น๐ฒ๐ด๐ฒ, ๐ ๐ฝ๐ฎ๐ โ This relates to kid's education products.
Ask yourself, which is more important for you right now?
Which one requires your immediate attention?
=== ๐๐ก๐๐ญ ๐ญ๐จ ๐๐จ ๐ง๐๐ฑ๐ญ? ===
โ To sum it up, make sure youโre fully covered. If your advisor ever approaches you this December and ask you for a cup of coffee, donโt reject them first. Spend a few minutes listening to what they have to offer.
Take the initiative to text your advisor and check with them if you are fully covered or if you have the products mentioned above. If no, find time to find out more about them.
๐ Every professional advisor in the financial planning industry will know that their clientsโ priorities change dramatically in December due to them planning for 2021. That is why they are ๐๐๐ข๐ง๐ ๐ซ๐๐ฌ๐ฉ๐จ๐ง๐ฌ๐ข๐๐ฅ๐ ๐๐ง๐ ๐๐ก๐๐๐ค๐ข๐ง๐ ๐ข๐ ๐ฒ๐จ๐ฎโ๐ซ๐ ๐๐ฎ๐ฅ๐ฅ๐ฒ ๐๐จ๐ฏ๐๐ซ๐๐ and financially ready to kick start 2021!
Remember, the best time to buy insurance is yesterday because you never know what will happen today! Get yourself covered & insurance only gets more expensive as you age.
