03/02/2022
Para san ba ang life insurance? Aanhin ko yon?
EMERGENCY FUNDS: savings is not enough if emergency cases arise lalo na pagdating sa hospitalization. kahit my savings tayo minsan kulang pa yon. Letting your money seat sa bank is okay. Adding life insurance is much better kasi it will help you cover inflation due to its interest that ranges from 4%-25% na pwede niyo mawithdraw, ANYTIME.
INSURANCE PROTECTION: from the time na pnprocess natin ang application mo, automatic meron kanang temporary coverage. whatever happens to you until maturity date. meron kang magguarantee na amount na marereceive ng mga beneficiaries mo.
EDUCATION FUND: sa mga parents, alam natin kung gano kamahal ang tuition fee ng mga anak natin kahit online class palang. Ang increase ng tuition fee is 5%. Kailangan prepared tayo. di pa ngccollege anak natin pero meron na tayong tinatabi for them para mamake sure natin makapili sila ng course na gusto nila kasi ready tayo sa fees kesa yung tayo pipili ng course kasi yun lang yung kaya natin.
SAVING FOR MILESTONES: lahat tayo my goals, 5 yrs, 10 yrs or 20 yrs from now. Iba iba man ng timeline pero iisa lang goal natin maging comfortable yung mga buhay natin at ng family natin. makabiling kotse, bahay, travel. Our investment side will help you achieve those goals.
HEALTH PROTECTION: sabi nga nila health is wealth. we need to make sure na prepared tayo in case. pano kung may HMO kana, e pano kung mawala. Halos lahat ng employed, my HMO na. pano kung bigla kang magresign, mwalan ng work or magretire. May HMO kapa kaya? You can personally get your own HMO, meron din 1 time use, meron ding annual but its quite expensive to sustain. With us, We have different plans for your needs.
RETIREMENT FUND: as early as now, we should plan ahead kasi sa dulo magreretire din tayo. if we retire at age 60, we have 30-40 years to live (opo, 100 years old) If we don't prepare for it and umasa sa pension natin. it won't be enough. Oo siguro just to cover yung maintenance natin. Pano tayo magnenetflix and chill. Also, let's break the cycle na gagawin nating retirement funds ang mga anak natin. Let's not burden them.
ESTATE TRANSFER FUND: This is the last gift that we can give to our loved ones. bigyan natin sila ng something they can use to sustain what's left when you're gone.
Let me help you achieve your financial goals!❤