Live Brighter with Dans : Danica Laiza Villela : Sun Life Financial Advisor

Live Brighter with Dans : Danica Laiza Villela : Sun Life Financial Advisor I am licensed financial advisor from Sun Life who will help and guide you towards financial stability and freedom through savings, insurance and investments.

Let us all be wise and be bright.

Good Morning!πŸ’›πŸ’›πŸ’›Always smile and have a grateful heart.Enjoy and keep on hustling for your dreams.
02/09/2025

Good Morning!πŸ’›πŸ’›πŸ’›

Always smile and have a grateful heart.

Enjoy and keep on hustling for your dreams.





Brighter Wednesday!πŸ’›πŸ’›πŸ’›Take note of this.πŸ™‚πŸ™‚πŸ™‚When you love yourself, you are acknowledging your worth and value, and then ...
06/08/2025

Brighter Wednesday!πŸ’›πŸ’›πŸ’›

Take note of this.πŸ™‚πŸ™‚πŸ™‚

When you love yourself, you are acknowledging your worth and value, and then acting in a way that shows who you are and what you stand for.⁠

❀
πŸ’ͺ
πŸ˜‰

πŸ’ΈπŸ’Ό SAVINGS SA BANGKO, MAY 20% TAX NA! | Effective July 1, 2025Yes guys, totoo po. Dahil sa Republic Act 12214 (CMEPA), l...
16/07/2025

πŸ’ΈπŸ’Ό SAVINGS SA BANGKO, MAY 20% TAX NA! | Effective July 1, 2025

Yes guys, totoo po. Dahil sa Republic Act 12214 (CMEPA), lahat ng interes mula sa bagong time deposits at peso bonds ay papatawan na ng flat 20% Final Withholding Tax β€” kahit pa long-term ang deposito. 😟

πŸ“Œ Halimbawa:
Mag-invest ka ng β‚±100,000 sa banko na may 6% interest = β‚±6,000 kita kada taon.
Pero dahil sa bagong tax, mababawasan ito ng β‚±1,200 β€” netong kikitain mo na lang: β‚±4,800.

βΈ»

πŸ‘©πŸ»β€πŸ’Ό As your Lovely Financial Advisor and Licensed Real Estate Broker, I always advocate for smart and diversified investments.

Kung gusto mong mapalago ang pera mo beyond savings, consider:

βœ… Investing in real estate β€” may appreciation over time
βœ… Exploring mutual funds or VULs na tax-efficient
βœ… Allocating part of your income to assets that work harder than bank savings (Pero magtitira pa din tayo ng pang emergency fund syempre)

Kaya Guys, Ang pwede siguro is:
Don’t just save β€” invest with purpose. The goal is not just to keep your money safe… but to make it grow, wisely and strategically. πŸ’°

DM me if you want a free consultation about:
πŸ“ Real estate investment
πŸ“ Life insurance & financial planning
πŸ“ Diversifying your portfolio

Good Morning!πŸ™‚πŸ’›We may be in the situation that we are lost. So many questions and doubt if you can overcome it. Let your...
12/05/2025

Good Morning!πŸ™‚πŸ’›

We may be in the situation that we are lost. So many questions and doubt if you can overcome it.

Let your abilities show how you are capable of doing things. Take an action do things and be amazed how you conquer it. It may be difficult and it may take time but when you start now you can achieve it soon.


πŸ’›

In my journey as a financial advisor, I always love to interview seniors. I asked what are their sources for their livin...
07/03/2025

In my journey as a financial advisor, I always love to interview seniors. I asked what are their sources for their living today and what are their advices for the younger generations with regards money management.

Yung iba after nila magretire tsaka sila nagpagawa ng bahay and naubos lang don yung retirement benefit nila na nakuha, and as for them hindi sapat yung benefits ng panggamot at daily expenses kaya need pa din nilang humingi sa mga anak.

Yung iba naman malaki yung nakuha niya pero bigla namang nagkasakit, kaya bukod doon sa nakuha niyang retirement benefits nakakapagbenta din sila ng properties na naipundar nila noong malakas pa sila.

Pero, meron din namang nagsecure ng future, while working to earn, nagcreate sila ng passive income or investments. Yung kahit hindi sila kumilos nageearn yung money nila. Tapos with complete coverage ng insurance para kapag nagkasakit sila ng malala ay doon na kukuhanin ang pampagamot nila and one of the best thing is hindi niya kailangang manghingi pa sa iba para mabuhay kahit hindi na nagtatrabaho may magandang pamana plan na din para sa maiiwan nila.

Let us be wiser, wala yan sa laki or liit ng income mo, nasa tamang pagpaplano at pageexecute nito para sa pangarap mo.

Kaya kung gusto mong paghandaan ang future mo, message ka lang, usap tayo protektahan at palaguin natin ang mga pinaghihirapan mo.

Your Lovely Financial Advisor,
DansπŸ’›






Don't let your sanity loose because of your fears and worries. Just focus and do your best, with God's guidance  everyth...
18/02/2025

Don't let your sanity loose because of your fears and worries.

Just focus and do your best, with God's guidance everything will going to be alright. 😊

Keep Going!


πŸ’›

Payday Reminder!πŸ’›πŸ’›πŸ’›βœ… Pay ourself first!-Unahin natin ang savings natin for our emergency funds and some savings for our ...
14/01/2025

Payday Reminder!πŸ’›πŸ’›πŸ’›

βœ… Pay ourself first!
-Unahin natin ang savings natin for our emergency funds and some savings for our future. 😊

βœ… Pay your debts
- Bago po ang mga expenses or for our wants bayaran po muna natin ang mga dapat bayaran. Let us be responsible enough to settle our liabilities.πŸ˜‰

βœ…Give Back/ Tithes
-Mas nabebless tayo kapag nagbibigay tayo pabalik sa Kanya!πŸ‘†πŸ»πŸ˜Š

βœ…Create a Budget
- Magbudget para hindi ka kapusin at may pera pa bago dumating ang susunod na sahod.

Happy Sahod Day!



Nice meeting you in person sir Boboy Padilla!πŸ™‚πŸ’›He is a transferred client and an OFW and after how many years, we’ve fin...
14/10/2024

Nice meeting you in person sir Boboy Padilla!πŸ™‚πŸ’›

He is a transferred client and an OFW and after how many years, we’ve finally met personally. πŸ™‚

A responsible father and sacrifices abroad for a better and brighter future for his loved ones.

Checked his pervious plan and add health insurance, kasi alam natin na mahal magkasakit dito sa Pilipinas. Kaya para pagdumating na tumanda at magkasakit in the future, insurance will pay on the medical bills instead yung lahat ng pinagtrabahuhan and pinaghirapan mo over the years. 🫰🏻

Bonus pa is, I get to hear different stories in life where I can learn, and understand more the meaning of life.πŸ’›πŸ’›πŸ’›

Thank you sir for trusting me as your lovely financial advisor. May God grant all your heart desires.🍻🍻





Hi! I'm your lovely financial advisor. πŸ˜ŠπŸ’›Para po sa mga taga Alfonso or kahit sa mga Tagaytay po if gusto niyo po ng mee...
27/09/2024

Hi! I'm your lovely financial advisor. πŸ˜ŠπŸ’›

Para po sa mga taga Alfonso or kahit sa mga Tagaytay po if gusto niyo po ng meet up for a free financial planning, pwede niyo po akong imessage. 😊

Para naman po sa lahat ng tao sa Pilipinas, nasaan mang dako po kayo, pwede po tayong magmeet via zoom or via messenger po. πŸ˜ŠπŸ˜ŠπŸ’›πŸ’›

Sa Financial Planning I can help you with the following:
πŸ“ŒSetting up your goals and some tips on how can you reach it. πŸ’ͺ🏻
πŸ“ŒPersonal Money Management or Budgetting. (Pwede naman nating ienjoy ang ngayon natin na hindi naisasaalang alang ang future natin. Nasa tamang pagmamanage lang πŸ˜‰)
πŸ“Œ Income Protection ( Insurance para sa mga mahal mo sa buhay, para hindi mawala lahat ng pinaghirapan mo kapag nagkasakit ka, naaksidente ka o mamatay ka ng hindi inaasahan)
πŸ’‘Life Insurance ( Funeral expense and para tuloy tuloy pa din ang normal na buhay ng family mo kapag nawala ka, makakain pa din sila ng gusto nila at makakapagpatuloy pa din ng pagaaral ang anak mo.)
πŸ’‘Health Insurance (Bukod sa HMO, malaki ang gastos lalo na kapag critical illness na, like stroke and cancer para hindi ka kumuha ng money sa business mo, o di kaya para hindi mo kailanganing ibenta ang mga assets na napundar mo, like yung lupa na kung saan mo gustong magretire, yung bahay na pinagupunan mo ng mahabang panahon, o ang mga sasakyan na binili mo.)
πŸ’‘Accident Insurance (Pampagamot mo kung sakaling may mangyari sayo.)
πŸ“Œ Investments for your future goals.
πŸ’‘Retirement Fund
πŸ’‘Educational Fund
πŸ’‘ Future BusinessπŸ˜‰πŸ’ͺ🏻

I am happy to serve you as your financial advisor for life.

Just send me a message to set an appointment. πŸ˜‰

Love,
DansπŸ’›

27/08/2024

Someday you will be at the place you always wanted to be. :)

Hi Guys!Sharing some ways to improve ourselves.😊Lagi ko tong binabasa to be my guide, and andun yung times na nakakapago...
12/08/2024

Hi Guys!

Sharing some ways to improve ourselves.😊

Lagi ko tong binabasa to be my guide, and andun yung times na nakakapagod at nakakamiss yung mga bagay na nakasanayan. It requires lots of efforts and discipline. Hindi madali, pero iniisip ko na lang gusto kong maggrow and be a better person, not for the others, but for me to feel good about myself.

Kaya guys kaya natin to!🫰🏻🫰🏻🫰🏻

Love,
DansπŸ’›πŸ’›πŸ’›


Hi Guys,Philippine Social Security System - SSS and Pag-IBIG Fund (HDMF) OFFERS CALAMITY LOAN FOR CARINA-AFFECTED MEMBER...
26/07/2024

Hi Guys,

Philippine Social Security System - SSS and Pag-IBIG Fund (HDMF) OFFERS CALAMITY LOAN FOR CARINA-AFFECTED MEMBERS.

The Social Security System (SSS) and Pag-IBIG Fund (HDMF) is prepared to offer calamity loans to members impacted by Super Typhoon Carina in NCR and other regions under a state of calamity.

READ MORE: https://www.gmanetwork.com/.../sss-calamity-loans.../story/
https://globalnation.inquirer.net/243647/pag-ibig-calamity-loan-ready-for-members-affected-by-typhoon-carina?fbclid=IwY2xjawEP-spleHRuA2FlbQIxMQABHYTABnxaO2y354qKaa6eReuRCwLkg4zI0Q5snHDrDn73efrBSLBu260reQ_aem_IMKvlJeXfl0LLI5jN00imQ

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Alfonso
Alfonso

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