Kylie Sayer - Mortgage Advisor

04/09/2026

I’ll just leave this here…

🚨 OCR UPDATE: The Reserve Bank has increased the Official Cash Rate by 25 basis points, taking it to 2.75%.

So, what does this mean for homeowners and borrowers?

The OCR influences the interest rates banks charge, meaning this increase could put upward pressure on mortgage rates.

The Reserve Bank’s decision comes as inflation sits at 4.1%, above its 1–3% target range. It expects inflation to return to the target band by mid-2027, with the 2% midpoint reached later next year.

The important part? The OCR path isn’t set in stone. Future decisions will depend on how inflation, employment and the wider economy evolve.

If you’re coming off a fixed rate, considering refinancing, or simply wondering what this means for your mortgage, now is a good time to understand your options.

💬 Talk to a Vega adviser about what the latest OCR move could mean for you.

Source: Reserve Bank of New Zealand, 2 September 2026.

04/09/2026

🏠 First Home Buyers
This young couple came to see me to work on a plan to purchase their first home.
After discussing their goals and working through their deposit, income and expenses I was delighted to let them know we could make this happen now!
With a pre-approval in hand the clients were successful with their offer on a property they loved!
Today at just 22 & 24 they picked up the keys to their very own home 🙌🏼
Not only did we work through the home loan, we made sure the property was protected with house insurance and they are working through an application for life insurance. They understood the importance of protecting each other and making sure if something happens, they can remain in their home.
We also reviewed their KiwiSaver to make sure they are in the most suitable scheme to grow their fund for retirement.
So very happy for this couple ❤️

02/09/2026

A heartfelt farewell & introducting Kylie Sayer
As I prepare to step away from the mortgage industry to focus on my family business, I wanted to personally thank you for the trust and support you have shown me throughout our time working together.

It has been an absolute pleasure helping you with your lending needs and being part of your property journey. Building relationships with clients like you has been one of the most rewarding aspects of my career, and I am truly grateful for the confidence you placed in me.

While I am moving on to a new chapter, I want to ensure you continue to receive the outstanding service and support you deserve. I am delighted to introduce Kylie Sayer, who will be your trusted point of contact going forward.

Kylie is an experienced and dedicated Mortgage and Commercial Adviser who is passionate about helping clients achieve their financial and property goals. I have every confidence that you will be in excellent hands. Over the coming weeks, Kylie will reach out to introduce herself and say hello, so you have a familiar contact for any questions, loan reviews, future lending needs, or general advice.

Should you need assistance in the meantime, you can contact Kylie at:
Kylie Sayer
Residential & Commercial Mortgage Adviser
027 713 0003
[email protected]
vegalend.co.nz/kylie-sayer
calendly.com/kylie-sayer-vegalend

Thank you once again for your business, loyalty, and support. It has been a privilege to work with you, and I sincerely wish you and your family all the very best for the future.

Warm regards,
Gennavieve Fleming

27/07/2026

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Bayleys Industrial Workplace is now live, bringing together one of New Zealand's largest collections of industrial leasing opportunities.

Whether you're relocating, expanding or searching for better space, explore available properties alongside the latest market insights to help inform your next move.

Explore the latest opportunities today.

https://www.bayleys.co.nz/industrialworkplace

25/07/2026

Expanding on my skill set - to give you the absolute best advice across home lending, business & commercial lending.. and soon Investment and KiwiSaver
I am really excited to be taking this step, I am very passionate about KiwiSaver, providing clients with personalised advice and guidance in this area.
•First home buyers
•second chance home buyers
•retirement planning
•financial planning
so undervalued and in a world on constant change we need to ensure we set ourselves and our future generations up for success

16/07/2026

This, is such an important piece of information and an area of confusion and misunderstanding.

14/07/2026

Everything starts with a thought…

🏡 I’d love to own my own home
🏡 I’d love to buy a bigger home
🏡 I’d love to explore an investment property

Why start the process now?

👉 A supportive conversation to create a plan together
👉 Achievable goals and real advice in easy to understand language
👉 I’ll worry about the hard stuff, you concentrate on the small tasks we set
👉 A supportive relationship, I am on your side

Reach out today and let’s start bringing your goals to life… don’t let another 6 months go by wishing you had taken the first step…

Kylie Sayer 0277130003
[email protected]
Or send me a message 👌