Turin Howell - The Retirement Guy

14/05/2026

“I’m too young to think about retirement”
Think again, because it’s never too early…

Are you in your 30’s or 40’s?
If you’ve got a mortgage, then you’re already working through a 20-30 year plan.
That plan is long term debt repayment.

So why not think about the opposite, long term wealth creation?

The same as your rent or mortgage goes out every month, I help clients set up savings and investment plans that build every month.

That way, as your mortgage comes down, your investments go up.

It’s never too early to start, and the longer you’re invested the better!

Too early for retirement planning? I think not.

Let’s have a chat.

12/05/2026

Every day I hear “I don’t have enough to retire”
You may be surprised to find out that in fact, you actually do…

Everywhere in the media we hear stories about how you need $1M+ to be able to retire comfortably.
Well, I work with plenty of clients who have retired quite comfortably without a million in the bank.

How does that work?

The answer is that you need enough in your investments to be able to sustain your current lifestyle, or thereabouts.
We don’t retire and suddenly take on a completely different lifestyle!

So when you talk to me, I’ll look at three things:

How much do you actually spend on living?
How much do you need to have invested to sustain that?
How far away from that are you right now?

What I find a lot of the time is that people are a lot closer than they think.

Want to know your own retirement number?
Send me a DM and let’s chat.

07/05/2026

I’ll help you reach the best retirement you can afford…
How do I do that? 🤔

• First, I meet with you to understand your situation and find exactly how I can help.

• Then I make recommendations to get you on track, adjust your investments, or start you off on new ones.

• Lastly, I keep in touch every year to ensure that you stay on track to meet your goals and see how you’re progressing.

Along the way, I give simple, straightforward advice to all my clients to improve their financial literacy.

Whether you’re 65 or 25, there’s always something I can help with.

What can I help you with today?

• Sorting out your budget so you’ve got money to invest
• Getting your KiwiSaver in shape to grow into the future
• Setting up a sidecar fund to your KiwiSaver to boost your
investments further
• Advice on how to invest a windfall such as a house sale or
inheritance, so that you’re making the most of your money.

Look forward to having a chat. 💬

Send a message to learn more

05/05/2026

Want to drop in and say hi?
We’re based in the leafy streets of Herne Bay, look for the big blue “Imak” sign out the front.

I regularly meet with clients for coffee at the local cafes.
It’s a great way to catch up and get to know each other better.

If we can’t do something in person, I can always offer a video catch up.
I work with people from all over the country that way.

And on the odd occasion, I’ll make a trip out of Auckland to see several clients at once.

Advice is universal, but catching up is personal, so let’s do it face to face.

Send me a DM and let’s chat.

30/04/2026

It’s never too late to start, and you might be in a better position than you think.
I can help get a big picture view of your finances and get you on track for retirement.

DM me for a chat

29/04/2026

Afraid you’ll never be mortgage free?
Don’t be!

Talk to me about how you can get on top of your mortgage and start building a retirement nest egg for the future.

DM me for a chat

28/04/2026

Talk to me about how you can get on top of your mortgage and start building a retirement nest egg.

DM me for a chat

25/04/2026

I’ll help you reach the best retirement you can afford…
How do I do that?

•First, I meet with you to understand your situation and find exactly how I can help.

•Then I make recommendations to get you on track, adjust your investments, or start you off on new ones.

•Lastly, I keep in touch every year to ensure that you stay on track to meet your goals and see how you’re progressing.

Along the way, I give simple, straightforward advice to all my clients to improve their financial literacy.

Whether you’re 65 or 25, there’s always something I can help with.

What can I help you with today?

•Sorting out your budget so you’ve got money to invest
•Getting your KiwiSaver in shape to grow into the future
•Setting up a sidecar fund to your KiwiSaver to boost your investments further
•Advice on how to invest a windfall such as a house sale or inheritance, so that you’re making the most of your money.

Look forward to having a chat.

22/04/2026

Need a second opinion?
That’s my specialty!

Most people have some idea of where their finances are at and how they’re tracking.

But they still want someone to talk to, to give them a second opinion. Sense-check their thinking, so to speak.

As the saying goes “We don’t know what we don’t know”

So have you:
Got a burning question?
Got a plan for retirement, but not sure if it stacks up?
Want to know if there’s more you can do to build your nest egg?

You’ve come to the right place.

Send me a message and let’s chat.