MTI Golden Advisory - Jennifer Lim

MTI Golden Advisory - Jennifer Lim Bank Loan Consultant
Personal Loan
Business Loan
Housing Loan
SME Loan
Refinance
Credit Card

09/05/2026
09/05/2026

岁月有痕,母爱无声。
致敬每一位了不起的母亲,愿时光温柔,幸福常伴。
母亲节快乐!

13/03/2026
04/01/2026

💰 【KWSP 最新调整|2026 起提款门槛提高】 💰
公积金存款 超过 RM110 万
👉 才能随时提款‼️

📢 官方最新宣布

雇员公积金局(KWSP)已正式公布:
从 2026 年起,
👉 拥有 高额公积金存款 的会员,
👉 随时提款的最低门槛将逐年提高。

📌 随时提款门槛如何调整?
🔹 过去(现行制度)
✔ 公积金存款 超过 RM100 万
✔ 保留 RM100 万
✔ 超出部分 可随时提款

🔹 2026 年起(新制度)
✔ 公积金存款 至少 RM110 万
✔ 才符合 随时提款资格



🔹 未来将逐年提高
▫ 2027 年:RM120 万
▫ 2028 年:RM130 万

📌 KWSP 表示:
此调整依据 退休收入适用性(RIA)框架,
确保会员 退休后有足够生活费。

🧓 退休最低存款标准也同步提高
🔹 旧建议
✔ 55 岁 至少有 RM240,000

🔹 新建议(分 3 年落实)
▫ 2026 年:RM290,000
▫ 2027 年:RM340,000
▫ 2028 年:RM390,000(60 岁)

👉 以上金额 ≈
应付退休后 20 年的基本生活开销

📊 KWSP 新存款标准(3 个等级)

🔹 Simpanan Asas(基本)
👉 RM390,000
(生活偏紧,仅满足基本需求)

🔹 Simpanan Mencukupi(较舒适)
👉 RM650,000

🔹 Simpanan Dipertingkat(高阶)
👉 RM1,300,000
(接近财富自由)

💡 温馨提醒
✔ 存款高的会员,务必留意 新提款门槛
✔ 年轻打工族,更要 提早规划退休
✔ 别等到快退休,才发现 钱不够

📌 #公积金最新消息 #2026新政策 #退休规划 #马来西亚理财

31/12/2025

🎆 Welcome 2026! 🎆
Wishing all our valued clients a year filled with joy, prosperity, and new opportunities.
Thank you for being part of our journey. Cheers to another successful year together!

🎄 圣诞快乐!感谢您一直以来的支持与信任,愿这个温馨的佳节为您和家人带来平安、喜乐与幸福 ✨
24/12/2025

🎄 圣诞快乐!
感谢您一直以来的支持与信任,
愿这个温馨的佳节为您和家人带来平安、喜乐与幸福 ✨

✨ Merry Christmas! ✨
May this festive season bring you joy, peace, and meaningful moments with your loved ones.
Thank you for your continued trust and support.
Wishing you a wonderful Christmas and a prosperous year ahead.

13/12/2025

💸 钱总是不够用?

学会整理现金流,
生活可以轻松一点。

👉 WhatsApp 【了解更多】资讯分享

07/11/2025

💼 Debt Consolidation Made Simple

Looking to manage your monthly payments more efficiently?
Our Debt Consolidation Plan helps you simplify your finances by combining multiple loans into one structured repayment.

📊 Sample Loan Illustration (for information only):
Loan Amount: RM100,000
Interest Rate: 4.87% p.a.
Tenure: 78 months
Estimated Instalment: RM1,686/month
Estimated Cash Out: RM24,861 (after debt settlement)
📘 Figures shown are for illustration purposes only. Actual approval, rate, and amount depend on individual eligibility and financial profile.

✅ Simplified repayment structure
✅ Easier budgeting
✅ Flexible loan management

📩 Send us a message to get details and check your eligibility today.

07/11/2025

Another happy client! 😊
We’re proud to provide fast, friendly, and reliable assistance to help our clients reach their goals.
Thank you for trusting us! 💖

📞 Message us today to find out how we can help you too

01/11/2025

放工前的好消息🥰
用屋子来settle 高利息的Personal Loan 卡债
还免律师费 真香!
我们只不过比别人用心了一丢丢 👌🏻

Address

SUNGAI PETANI
Sungai Petani

Telephone

+60164217509

Website

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