Perancangan Kewangan & Takaful Keluarga No.1 Malaysia

Perancangan Kewangan & Takaful Keluarga No.1 Malaysia Perancangan Kewangan untuk Perlindungan Hibah Warisan Takaful, Medikal Kad Terbaik, Insurans Hayat,

15/09/2021

๐Ÿ”ŠBERITA BAIKKKK โ€ผ๏ธGROUP TAKAFUL UNTUK SMEs๐Ÿ”Š

AIA kini menyediakan perkhidmatan perlindungan Medical Card kepada SMEs yg mempunyai staff minimum 5 orang dan juga family members.

Pekerja adalah aset kepada sesebuah company. Mereka berhak untuk diberikan layanan istimewa dan rawatan segera ketika sakit.

Jika anda adalah Owner/HR/Admin Company, boleh PM saya untuk dapatkn Brochure.

Dapatkan perlindungan terbaik dengan harga berpatutan di AIA Corporate Solutions

17/08/2021

Why are vaccinated people still testing positive for Covid but not getting as sick?

Itโ€™s All about the type of immunoglobulins produced from vaccination. For those of you who are hardcore scientists, ignore this post- itโ€™s geared toward lay people and meant to be easy to understand. Iโ€™m going to do an epic under-simplification of a very complicated subject. Look away!

IgG is a type of immunoglobulin (antibody) that is plentiful in our blood serum. These are the immune proteins that our Covid vaccine is really good at producing.

IgA is a type of immunoglobulin that is plentiful in our mucous membranes, like the respiratory tract (nose and throat). Unfortunately, our injected vaccines are NOT very good at creating a lasting army of this type of antibody.

SARS-Cov-2 (virus) that causes the disease Covid-19 is a respiratory virus- meaning, that it enters the body through the respiratory mucosa. It sets up shop in the area of the back of the throat where the nasal passage meets, called the nasopharynx. While itโ€™s there, it enters those cells and reproduces. Once it reproduces in high enough numbers, it moves itโ€™s way down the respiratory tract and attacks lung cells. From there, it enters the whole body and attacks almost every organ system.

When you are vaccinated, your mucous membranes in the back of your throat are still relatively unprotected, because they lack the IgA antibody response at the mucous membrane level. This is why a vaccinated person is still showing high viral loads in their nasopharynx area when swabbed. However, once the virus tries to move down into the lungs, the very good vaccine induced IgGs that are circulating in a vaccinated personโ€™s blood serum, quickly identify the virus and begin destroying it. The body then says, hold onโ€ฆwhereโ€™d these guys come from? The antibodies see the open door at the nasopharynx and then move the troops to destroy. This is the reason that vaccinated people are not getting as sick, even though they are getting technically infected and why vaccinated people are contagious for less time than unvaccinated people are. Our defense is delayed, at the upper respiratory tract, but we eventually have a neutralizing response.

This is why it became important for even vaccinated people to begin wearing masks. We still have several days of the virus successfully replicating in the backs of our throats, which means that when we cough, sing, laugh, talk loudlyโ€ฆ.we can pass those viruses to other people. This is new with the delta variant because it is better at unlocking those respiratory cells than other variants were. This is what changed. The previous variants were not as good, and it took them longer to unlock cells and replicate so our vaccine induced serum antibodies used to have more time to recognize and respond than they do now.

So what youโ€™re seeing with vaccinated infected people is: sudden onset sore throat, dry cough from nasopharynx irritation, eventually a fever as the virus tries to make it down the respiratory pathway and your immune system activates, but then a marked reduction in symptoms that suggest that the virus has been unsuccessful at invading any other organ systems. This is your reduction in hospitalizations and deaths. The lungs never get so sick that the person requires oxygen. Vaccine IgGs are very effective at staving off a massive infection, but not great at stopping the virus from initially replicating in the throat.

This might suggest that we should focus efforts/funding into more research and development for nasal spray type vaccines (several are in trials) that produce better IgA response for virus neutralization at the mucous membranes which would be better at halting transmissions of the virus between people.

https://stm.sciencemag.org/content/13/577/eabd2223

https://pubmed.ncbi.nlm.nih.gov/34133415/

Ok. Settle 1st dose. Hopefully a better future for us all. InsyaAllah..
26/07/2021

Ok. Settle 1st dose. Hopefully a better future for us all. InsyaAllah..

๐—ž๐—ฒ๐—ฝ๐—ฒ๐—ป๐˜๐—ถ๐—ป๐—ด๐—ฎ๐—ป ๐—ฑ๐—ฎ๐—ป ๐—ธ๐—ฒ๐—น๐—ฒ๐—ฏ๐—ถ๐—ต๐—ฎ๐—ป ๐—ต๐—ถ๐—ฏ๐—ฎ๐—ต :๐Ÿญ. ๐—ฃ๐—ฟ๐—ผ๐˜€๐—ฒ๐˜€ ๐˜๐˜‚๐—ป๐˜๐˜‚๐˜๐—ฎ๐—ป ๐—น๐—ฒ๐—ฏ๐—ถ๐—ต ๐—ฐ๐—ฒ๐—ฝ๐—ฎ๐˜Biasanya mengambil masa 7 hari-14 hari, paling lama pon m...
17/03/2021

๐—ž๐—ฒ๐—ฝ๐—ฒ๐—ป๐˜๐—ถ๐—ป๐—ด๐—ฎ๐—ป ๐—ฑ๐—ฎ๐—ป ๐—ธ๐—ฒ๐—น๐—ฒ๐—ฏ๐—ถ๐—ต๐—ฎ๐—ป ๐—ต๐—ถ๐—ฏ๐—ฎ๐—ต :

๐Ÿญ. ๐—ฃ๐—ฟ๐—ผ๐˜€๐—ฒ๐˜€ ๐˜๐˜‚๐—ป๐˜๐˜‚๐˜๐—ฎ๐—ป ๐—น๐—ฒ๐—ฏ๐—ถ๐—ต ๐—ฐ๐—ฒ๐—ฝ๐—ฎ๐˜

Biasanya mengambil masa 7 hari-14 hari, paling lama pon mungkin sebulan saja.

๐Ÿฎ. ๐—ฃ๐—ฒ๐—ป๐—ด๐—ด๐—ฎ๐—ป๐˜๐—ถ ๐—ฝ๐—ฒ๐—ป๐—ฑ๐—ฎ๐—ฝ๐—ฎ๐˜๐—ฎ๐—ป

Jika gaji kita RM5,000 sebulan. Dengan polisi hibah takaful RM200,000.00 maka ia dapat bertahan selama 40 bulan / 3 tahun 4 bulan.

๐Ÿฏ. ๐—ฃ๐—ฒ๐—ป๐—ฒ๐—ฟ๐—ถ๐—บ๐—ฎ ๐—บ๐˜‚๐˜๐—น๐—ฎ๐—ธ

Penerima hibah takaful ini adalah mutlak miliknya.

๐Ÿฐ. ๐—ฆ๐—ฒ๐—น๐—ฒ๐˜€๐—ฎ๐—ถ๐—ธ๐—ฎ๐—ป ๐—ต๐˜‚๐˜๐—ฎ๐—ป๐—ด

Keutamaan membayar hutang adalah tanggungjawab diri sendiri, waris tidak wajib untuk melunaskan si mati.

๐Ÿฑ. ๐—ง๐—ถ๐—ฎ๐—ฑ๐—ฎ ๐—ธ๐—ผ๐˜€ ๐—ด๐˜‚๐—ฎ๐—บ๐—ฎ๐—ป

Ini antara faktor penting kenapa hibah takaful penting, untuk pengetahuan jika anda mengambil polisi hibah takaful bernilai RM200,000.00 maka penerima akan menerima RM200,000 juga. Tiada bayaran proses atau kurang.

๐Ÿฒ. ๐—”๐—ธ๐—ฎ๐˜‚๐—ป ๐˜๐—ถ๐—ฑ๐—ฎ๐—ธ ๐—ฑ๐—ถ๐—ฏ๐—ฒ๐—ธ๐˜‚๐—ธ๐—ฎ๐—ป

Ya, perkara ini amat merisaukan sesiapa sahaja. Mungkin sebelum kematian boleh jer keluarkan duit dengan izin suami. Tiba-tiba kena block memang jadi masalah besar. Lebih kritikal jika isteri surirumah sepenuh masa. Mana nak cari duit?

Kawan kawan,
Manfaat hibah memberi perlindungan untuk semua jenis kematian dan hilang upaya kekal.

Selain hibah kematian biasa, ada hibah yang juga memberi kenaikan manfaat sehingga 4x ganda dalam kes meninggal:

โ–ช2ร— ganda akibat kemalangan.
โ–ช3ร— ganda akibat kematian dalam kenderaan awam, ruang lif atau dalam kebakaran di bangunan awam.
โ–ช4ร— ganda ketika berada di luar negara

Jom segera rancang hibah takaful buat diri dan keluarga tersayang.

๐€๐๐€ ๐๐„๐‘๐€๐’๐€๐€๐ ๐ˆ๐’๐“๐„๐‘๐ˆ & ๐€๐๐€๐Š-๐€๐๐€๐Š ๐€๐๐€๐๐ˆ๐‹๐€ ๐€๐๐ƒ๐€ ๐’๐Ž๐‘๐Ž๐Š ๐‘๐€๐‡๐’๐ˆ๐€ ๐ƒ๐€๐‘๐ˆ ๐Œ๐„๐‘๐„๐Š๐€??Mereka patut tahu anda sudah ambil pakej Hibah at...
23/02/2021

๐€๐๐€ ๐๐„๐‘๐€๐’๐€๐€๐ ๐ˆ๐’๐“๐„๐‘๐ˆ & ๐€๐๐€๐Š-๐€๐๐€๐Š ๐€๐๐€๐๐ˆ๐‹๐€ ๐€๐๐ƒ๐€ ๐’๐Ž๐‘๐Ž๐Š ๐‘๐€๐‡๐’๐ˆ๐€ ๐ƒ๐€๐‘๐ˆ ๐Œ๐„๐‘๐„๐Š๐€??


Mereka patut tahu anda sudah ambil pakej Hibah atau masih bertangguh


Kalau apa-apa berlaku pada anda lepas ini, bagaimana kewangan isteri dan anak-anak?


Adakah anda tahu ada pakej income protection bernilai RM 1,000,000. Tapi kos bulanan hanya RM 150?

Hadis Riwayat Al-Bukhari:
โ€œ๐‘‡๐‘–๐‘›๐‘”๐‘”๐‘Ž๐‘™๐‘˜๐‘Ž๐‘› ๐‘Ž๐‘›๐‘Ž๐‘˜ ๐‘‘๐‘Ž๐‘› ๐‘–๐‘ ๐‘ก๐‘’๐‘Ÿ๐‘– ๐‘˜๐‘Ž๐‘š๐‘ข ๐‘‘๐‘’๐‘›๐‘”๐‘Ž๐‘› ๐‘˜๐‘’๐‘ ๐‘’๐‘›๐‘Ž๐‘›๐‘”๐‘Ž๐‘› ๐‘Ž๐‘‘๐‘Ž๐‘™๐‘Žโ„Ž ๐‘™๐‘’๐‘๐‘–โ„Ž ๐‘๐‘Ž๐‘–๐‘˜ ๐‘‘๐‘Ž๐‘Ÿ๐‘–๐‘๐‘Ž๐‘‘๐‘Ž ๐‘ก๐‘–๐‘›๐‘”๐‘”๐‘Ž๐‘™๐‘˜๐‘Ž๐‘› ๐‘š๐‘’๐‘Ÿ๐‘’๐‘˜๐‘Ž ๐‘‘๐‘Ž๐‘™๐‘Ž๐‘š ๐‘˜๐‘’๐‘Ž๐‘‘๐‘Ž๐‘Ž๐‘› ๐‘š๐‘’๐‘š๐‘–๐‘›๐‘ก๐‘Ž-๐‘š๐‘–๐‘›๐‘ก๐‘Žโ€

Boleh Klik link di bawah untuk mendapatkan quotation plan hibah ini secara PERCUMA

๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡
https://faizHibahtakaful.wasap.my
https://faizHibahtakaful.wasap.my
https://faizHibahtakaful.wasap.my

๐…๐š๐ข๐ณ ๐‡๐š๐ฆ๐ณ๐š๐ก
6019-224 9677
Perunding Hibah Takaful Anda

โ€œ๐Š๐„๐๐€๐๐€ ๐Œ๐€๐’๐€ ๐’๐€๐˜๐€ ๐€๐Œ๐๐ˆ๐‹ ๐“๐€๐Š๐€๐…๐”๐‹, ๐’๐€๐˜๐€ ๐‰๐€๐‘๐€๐๐† ๐’๐€๐Š๐ˆ๐“?โ€Ada yang tanya, kenapa masa dia ambil Takaful dia tak sakit, tak acc...
23/02/2021

โ€œ๐Š๐„๐๐€๐๐€ ๐Œ๐€๐’๐€ ๐’๐€๐˜๐€ ๐€๐Œ๐๐ˆ๐‹ ๐“๐€๐Š๐€๐…๐”๐‹, ๐’๐€๐˜๐€ ๐‰๐€๐‘๐€๐๐† ๐’๐€๐Š๐ˆ๐“?โ€

Ada yang tanya, kenapa masa dia ambil Takaful dia tak sakit, tak accident apa pun. Dia rasa rugi bayar bulan-bulan untuk Takaful.
Tapi bila dah surrender, ataupun tak bayar sampai โ€˜lapsedโ€™, baru datang sakit, accident, bencana yang bukan-bukan.

Saya tak nak ulas bab bersyukur dengan nikmat kesihatan yang dia dustakan. Saya cuma nak ulas, mungkin pahala sedekah Tabarruโ€™ Takaful yang menjadikan asbab Allah bagi kesihatan yang baik.

Indahnya konsep Takaful ni, setiap kali kita buat caruman, secara tidak langsung kita dah bantu orang yang ditimpa musibah. Atau dengan kata lain, kita secara automatik dah amalkan sedekah setiap bulan.

Sedia membantu,
Faiz Hamzah

"๐—Ÿ๐—ฒ๐—ฝ๐—ฎ๐˜€ ๐˜€๐—ฐ๐—ฎ๐—ป ๐—ท๐—ฎ๐—ป๐˜๐˜‚๐—ป๐—ด ๐—ฑ๐—ผ๐—ฐ๐˜๐—ผ๐—ฟ ๐—ถ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ ๐—จ๐—บ๐—ฎ๐—ฟ ๐—ฑ๐—ถ๐˜€๐—ฎ๐—ต๐—ธ๐—ฎ๐—ป ๐—บ๐—ฒ๐—ป๐—ด๐—ต๐—ถ๐—ฑ๐—ฎ๐—ฝ ๐—ž๐—ฎ๐˜„๐—ฎ๐˜€๐—ฎ๐—ธ๐—ถ ๐——๐—ถ๐˜€๐—ฒ๐—ฎ๐˜€๐—ฒ ๐—ฑ๐—ฎ๐—ป ๐—ฝ๐—ฒ๐—ฟ๐—น๐˜‚ ๐—ฟ๐—ฎ๐˜„๐—ฎ๐˜๐—ฎ๐—ป ๐˜€๐—ฒ๐—ด๐—ฒ๐—ฟ๐—ฎ"Selain daripada moto...
23/02/2021

"๐—Ÿ๐—ฒ๐—ฝ๐—ฎ๐˜€ ๐˜€๐—ฐ๐—ฎ๐—ป ๐—ท๐—ฎ๐—ป๐˜๐˜‚๐—ป๐—ด ๐—ฑ๐—ผ๐—ฐ๐˜๐—ผ๐—ฟ ๐—ถ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ ๐—จ๐—บ๐—ฎ๐—ฟ ๐—ฑ๐—ถ๐˜€๐—ฎ๐—ต๐—ธ๐—ฎ๐—ป ๐—บ๐—ฒ๐—ป๐—ด๐—ต๐—ถ๐—ฑ๐—ฎ๐—ฝ ๐—ž๐—ฎ๐˜„๐—ฎ๐˜€๐—ฎ๐—ธ๐—ถ ๐——๐—ถ๐˜€๐—ฒ๐—ฎ๐˜€๐—ฒ ๐—ฑ๐—ฎ๐—ป ๐—ฝ๐—ฒ๐—ฟ๐—น๐˜‚ ๐—ฟ๐—ฎ๐˜„๐—ฎ๐˜๐—ฎ๐—ป ๐˜€๐—ฒ๐—ด๐—ฒ๐—ฟ๐—ฎ"

Selain daripada motosikal, Kawasaki juga merupakan penyakit yang mudah untuk dijangkiti oleh kanak-kanak.

Baru-baru ini tular kerana kisah seorang anak kecil daripada Malaysia dijangkiti dengan penyakit ini.
Tak perlu tulis panjang, jom baca 2 minit !

IMPORTANT - Tolong baca side note/pengajaran di akhir cerita ini.

P/s:Takaful basic kanak-kanak bermula RM 60-100/sebulan je

https://faizHibahtakaful.wasap.my
https://faizHibahtakaful.wasap.my

Sejak akhir-akhir ini, pakar perubatan di Amerika Syarikat dan Eropah memberi amaran mengenai Kawasaki Disease yang boleh berleluasa terutamanya dalam

23/02/2021

"๐€๐Œ๐๐ˆ๐‹ ๐ˆ๐๐’๐”๐‘๐€๐๐’ ๐“๐” ๐‡๐€๐‘๐€๐Œ??"

Saya percaya ramai lagi yang diluar sana masih lagi keliru dengan konsep insurans dan takaful. Sangat penting untuk kita mengetahui apa perbezaannya kerana menjadi keperluan dan kewajipan untuk kita memilikinya (contoh: insurans kereta/moto , insurans rumah, insurans nyawa).

Dalam erti kata mudah, insurans ialah pelan perlindungan konvensional yang akan menerima bayaran daripada anda dalam bentuk premium dan sekiranya anda mengalami sebarang kerugian atau kerosakan, syarikat insurans akan membayar pampasan kepada anda.

Manakala takaful, iaitu pelan perlindungan yang berlandaskan syariah, peserta mencarum sejumlah wang ke dalam dana takaful (tabarru') yang mempersetujui untuk saling membantu antara pencarum takaful yang lain. Dalam erti kata mudah, saling tolong menolong.

"๐ธโ„Ž, ๐‘Ž๐‘˜๐‘ข ๐‘Ÿ๐‘’๐‘›๐‘’๐‘ค ๐‘–๐‘›๐‘ ๐‘ข๐‘Ÿ๐‘Ž๐‘›๐‘  ๐‘Ÿ๐‘œ๐‘Ž๐‘‘๐‘ก๐‘Ž๐‘ฅ ๐‘š๐‘œ๐‘ก๐‘œ ๐‘ ๐‘’๐‘๐‘Ž๐‘ ๐‘š๐‘ข๐‘Ÿ๐‘Žโ„Ž ๐‘ ๐‘–๐‘˜๐‘–๐‘ก ๐‘‘๐‘Ž๐‘Ÿ๐‘–๐‘๐‘Ž๐‘‘๐‘Ž ๐‘ก๐‘Ž๐‘˜๐‘Ž๐‘“๐‘ข๐‘™".

Nasihat daripada saya, kalau sebelum ini kita jahil atau tidak ada 'option' lain kepada insuran ini tidak mengapa. Tetapi sekarang, ilmu tentang takaful dan produk takaful banyak dijual diluar sana, tidak mungkin kita masih jahil. Tepuk dada tanya iman.

Saya harap dengan penerangan yang jelas dalam video yang dipetik daripada Youtube ini dapat saya sampaikan sedikit dakwah tentang kepentingan takaful buat masyarakat. Jom kita pakat share ilmu ni dengan keluarga, kawan-kawan dan masyarakat.

Ikhlas daripada saya,
Faiz Hamzah
Perunding Takaful Anda

Address

Jalan
Jalan

Telephone

+60192249677

Website

Alerts

Be the first to know and let us send you an email when Perancangan Kewangan & Takaful Keluarga No.1 Malaysia posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Perancangan Kewangan & Takaful Keluarga No.1 Malaysia:

Shortcuts

Share