Michelle Chew ※ Public Mutual Unit Trust Consultant • 大众信托 基金顾问

Michelle Chew ※ Public Mutual Unit Trust Consultant • 大众信托 基金顾问 【Unit Trust Consultant (UTC) Public Mutual】
【START INVEST 💰 FROM RM100】
💹 Building wealth takes time, patience, & a disciplined approach to investing.

One way to do this is to leverage Direct Debit Authorisation (DDA) / Private Retirement Scheme (PRS) 🎀 About me:
Michelle Chew - Public Mutual Consultant
FB: https://www.facebook.com/BabyMich

🩷Love myself
💛Believe in own judgement
💚Set a high standard
🩵Go hard on ourself, not others

✅ Executive at B & L Transport Sdn Bhd
✅ Will & Trust at WM Consultancy
✅ Former Senior Sales Representative at Wo

rldVentures
✅ Former Dessert Chef at Hard Rock CAFE Melbourne
✅ Former Real Estate Negotiator at Penang Dream House Properties
✅ Former Business Development Officer at CTOS
✅ Former Food and Beverage Server at Crown Melbourne
✅ Studied Hospitality at woodonga Tafe
✅ Went to Convent Light Street, Penang
✅ Went to St. Xavier's Institution, Penang
✅ Studied at Universiti Utara Malaysia
✅ Lives in Penang, Malaysia

☎️ Chat with Michelle Chew
(Public Mutual Consultant)
Contact us: wa.me/60176101982
WhatsApp: wa.me/60176101982

Well Done & Congrats to Millie’s new recruit; vivien chew😍👏🏽🎊Finally we have u! Another black horse 🐎 Hoh seh liao our t...
26/08/2026

Well Done & Congrats to Millie’s new recruit; vivien chew😍👏🏽🎊

Finally we have u! Another black horse 🐎 Hoh seh liao our team One Wealth Management

Its all about building a solid foundation for ownself, family & beloved friends~
Take it to the next height when u have all the compounding knowledges from our UT field❤️‍🔥



My partner; Millie is Top 3 in PM now👏🏽Congratulations! Thanks for your sharing on how to get 46 clients in a year & rec...
25/08/2026

My partner; Millie is Top 3 in PM now👏🏽
Congratulations! Thanks for your sharing on how to get 46 clients in a year & received many titles from our company💪🏼

Staff salary below rm5k, company can contribute epf 13% for them💖

19% is total allowance to contribute to epf

SME Owners may open PRS account minimum of rm250/mth for all their staffs.
Benefits:
1. Owner can get tax relief 6-7% under Corporate Vesting.
No sale charge✌🏽

2. Also, labour retention & talents remain in company

3. Branding for the company which made such contributions

4. Handsome return

5. Creditor proof

6. PPA for FREE

7. Invest up to Rm5k, get FREE PA & Life up to Rm100k

8. Force Saving DDA until retire 55years old

Michelle Chew
https://www.publicmutual.com.my/pmb/private-retirement-scheme-prs



Every journey to meet client brings hope to them. The closest person to u might not be agreed with your sacrifices towar...
25/08/2026

Every journey to meet client brings hope to them.

The closest person to u might not be agreed with your sacrifices towards the team, only u know its good to raise clients’ standards, hence their lives🤓

Thanks to this thoughtful client, Kw Lim Khong Wui for bringing me to your ex-school mate’s yummy famous chu char here in Kepala Batas! Especially on your birthday🎊
May u stay healthy & happy always~
I will keep bringing u good news from our funds ok🥰




When i know there’s no real true love, i focus on creating significant values to my client today by opening good funds f...
24/08/2026

When i know there’s no real true love, i focus on creating significant values to my client today by opening good funds for him💪🏼 Thats when miracles happened.

𝐖𝐡𝐚𝐭 𝐲𝐨𝐮 𝐟𝐨𝐜𝐮𝐬 𝐨𝐧; 𝐄𝐗𝐏𝐀𝐍𝐃𝐒

Sometimes life feels stuck, not because you are failing, but because you are standing at a point where the old way no longer works and the new way hasn’t appeared yet.

When you feel stuck, don’t pressure yourself to solve your whole life at once. Just ask:

* What is making me unhappy right now?
* What is one small thing I can change?
* What do I need more of—rest, support, courage, or a new direction?

Remember: Being stuck is not the same as being lost. Sometimes you are simply in a pause, growing quietly before your next chapter.
🌱 You don’t need to have everything figured out today.
Just take one small step forward. Even a small step is still movement.

And most importantly: Be kind to yourself.
You’ve survived every difficult chapter before. You may be tired now, but your story is not over. 💕





Congrats Millie’s friend aka my new partner, Zane for passing FIMM! 💖 So proud of u~Welcome onboard & together we ride t...
21/08/2026

Congrats Millie’s friend aka my new partner, Zane for passing FIMM! 💖 So proud of u~

Welcome onboard & together we ride the height
One Wealth Management

Focus to do EPF + DDA = uprank to AS💪🏼

Build our CB, one of our 8 incomes in Public Mutual💪🏼I wish i knew in my 20’s that unit trust is a long term assets for ...
21/08/2026

Build our CB, one of our 8 incomes in Public Mutual💪🏼

I wish i knew in my 20’s that unit trust is a long term assets for all to have! Because i felt proud to see the results of my own investments & clients too, ride on the ups & downs afterall is NOT that scary, but opportunities for every up & every down👏🏽

I’ll be passing this career to my daughter & inherit the knowledges before her friends as this is a crucial knowledge she will never learn in school or in society🤓

Thanks GAM Susan Oo for guiding us to successful path, early retirement fund is no longer a dream when we have ways to hit it professionally~

We love AI | China | Korea Semicon | Emas | Local | Vietnam | Money market | Prs | Bonds | Mixed Assets




Rainy day 🌧️⛅️After my warm shower, here i am. Today having oriental breakfast @ my new recruit’s cafe near my residence...
18/08/2026

Rainy day 🌧️⛅️

After my warm shower, here i am. Today having oriental breakfast @ my new recruit’s cafe near my residence❤️‍🔥

This owner is young, good looking, likes shares & super diligent in managing his property & cafes businesses👏🏽 Its tiring, i know.

He had been busy running around a year ago when i approached him.
Today, he’s ready for me~

I am not only proud but looking forward to come here often & together bring our UT career forward📈

Smart | Sincere | Tech savvy | Future proof





Understand who you wanna be the next 5-10 years.Dont ask simply anyone. Your future depends on it, ask the Expert.If I’d...
17/08/2026

Understand who you wanna be the next 5-10 years.

Dont ask simply anyone.
Your future depends on it, ask the Expert.

If I’d given a chance to reach the younger me, I’d make a better decision via investing in PM📈📊

Now i can do it for my loved ones👦🏻👧🏻
Start as young as possible for optimum return~



Thanks buddy for delivering yummy food + dog fight chicken + Tuk Tuk drink from your cafe~🍛🧋And real deal sealed after u...
08/08/2026

Thanks buddy for delivering yummy food + dog fight chicken + Tuk Tuk drink from your cafe~🍛🧋

And real deal sealed after u pumped some savings into Korea, China & AI fund👏🏽👏🏽👏🏽 according to my proposal! Thanks for the support😍 Your AI is 57% pa🔥 Incredible!

Welcome to join me on Sept after your exam buddy✌🏽



In conjunction with her Birthday, i’d like to also wish a massive Congratulations to my partner, Millie Chew for earning...
07/08/2026

In conjunction with her Birthday, i’d like to also wish a massive Congratulations to my partner, Millie Chew for earning a lunch & certificate after being recognised as Top Producer of the month👏🏽🥰

Thanks manager, Roy & Penang branch Staffs for holding this celebration❤️‍🔥

Address

Bukit Mertajam

Telephone

+60177055488

Website

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