Michelle Chew ※ Public Mutual Unit Trust Consultant • 大众信托 基金顾问

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Michelle Chew ※ Public Mutual Unit Trust Consultant • 大众信托 基金顾问 【Unit Trust Consultant (UTC) Public Mutual】
【START INVEST 💰 FROM RM100】
💹 Building wealth takes time, patience, & a disciplined approach to investing.

One way to do this is to leverage Direct Debit Authorisation (DDA) / Private Retirement Scheme (PRS) 🎀 About me:
Michelle Chew - Public Mutual Consultant
FB: https://www.facebook.com/BabyMich

🩷Love myself
💛Believe in own judgement
💚Set a high standard
🩵Go hard on ourself, not others

✅ Executive at B & L Transport Sdn Bhd
✅ Will & Trust at WM Consultancy
✅ Former Senior Sales Representative at WorldVentures
✅ Former Dessert Chef at Hard Rock CAFE Melbourne
✅ Former Real Estate Negotiator at Penang Dream House Properties
✅ Former Business Development Officer at CTOS
✅ Former Food and Beverage Server at Crown Melbourne
✅ Studied Hospitality at woodonga Tafe
✅ Went to Convent Light Street, Penang
✅ Went to St. Xavier's Institution, Penang
✅ Studied at Universiti Utara Malaysia
✅ Lives in Penang, Malaysia

☎️ Chat with Michelle Chew
(Public Mutual Consultant)
Contact us: wa.me/60176101982
WhatsApp: wa.me/60176101982

WHY HERE? ❤️Jack shared some valuable insights and results with us tonight.It’s not just about earning from our own inve...
21/09/2026

WHY HERE? ❤️
Jack shared some valuable insights and results with us tonight.

It’s not just about earning from our own investments. The opportunity can include:
✨ Commission from our own investments
✨ Potential passive income
✨ Building AUM for CB
✨ Subsidies & additional benefits
✨ More flexibility with our working hours

A plan for success shared by GAM Jack Tan — including his DDA strategy + the power of having more people working together.

📈 CB Growth: 2016 → 2025
RM84 → RM12K+

Our company’s market value has now exceeded RM100 billion.

By riding on an established platform, we can access investment knowledge, resources and insights while building our own journey.
Over the past 10 years, more than 99% of our 100+ funds have generated positive returns. ❤️

The opportunity is not just about working harder.
It’s about having the right platform, the right strategy and the right people.

No plan is too big or small.
Stop comparing with others. Focus on your own needs and abilities to build a plan that works for u -- and ensure your return grow every year is your puas figure.




Talk until electricity putus 🔌 lolGAM Jack Tan from Bangsar sharing today in our SBP branch~Salesman ma saleman la…As lo...
21/09/2026

Talk until electricity putus 🔌 lol

GAM Jack Tan from Bangsar sharing today in our SBP branch~

Salesman ma saleman la…
As long as u sell Good Products😁

From once a Director(printing industry), stepped out of his own company which eventually drowned, eventually became Top Recruiter in PM👏🏽since 2016!

Reasons people not continue is within 21 days know-how in our Apps to show many friends/clients💕

Sufficient knowledges = Confidence = Winning
Time is Limited! But Talent is Unlimited~✅

Help them find WHY & progress monthly:
Vision-Goal-Strategy-Action-Success

Much thanks Jack😎



Yes, Public Mutual operates as a key institutional participant within Malaysia's capital market.📊 Understanding Public M...
18/09/2026

Yes, Public Mutual operates as a key institutional participant within Malaysia's capital market.

📊 Understanding Public Mutual's Role

Industry Position: Malaysia's largest private unit trust company.Market Function: Channels retail and institutional savings into the capital market by investing in equities, bonds, and mixed assets.

Parent Company: Wholly-owned subsidiary of Public Bank Berhad.

💡 Capital Market Participation

Asset Classes: Trades and invests in Bursa Malaysia equities, foreign stock exchanges, and fixed-income securities.

Fund Offerings: Manages over 170 unit trust funds, wholesale funds, and Private Retirement Scheme (PRS) funds.

Liquidity Provider: Acts as a major institutional investor providing liquidity and depth to the domestic financial markets.


Power up your investments with DDA!Register for a DDA of at least RM100 in selected funds to enjoy a special sales charg...
02/09/2026

Power up your investments with DDA!

Register for a DDA of at least RM100 in selected funds to enjoy a special sales charge of as low as 3%*.

Additionally, Privilege Circle members will also receive a 2.8%* special sales charge promo code for every new account registered for DDA.

Campaign period: 1 September – 31 December 2026

————————-
We are honoured to receive this prestigious recognition! 🏆

It stands as a testament to our commitment to delivering quality Shariah-compliant investment solutions for our investors.


Well Done & Congrats to Millie’s new recruit; vivien chew😍👏🏽🎊Finally we have u! Another black horse 🐎 Hoh seh liao our t...
26/08/2026

Well Done & Congrats to Millie’s new recruit; vivien chew😍👏🏽🎊

Finally we have u! Another black horse 🐎 Hoh seh liao our team One Wealth Management

Its all about building a solid foundation for ownself, family & beloved friends~
Take it to the next height when u have all the compounding knowledges from our UT field❤️‍🔥



My partner; Millie is Top 3 in PM now👏🏽Congratulations! Thanks for your sharing on how to get 46 clients in a year & rec...
25/08/2026

My partner; Millie is Top 3 in PM now👏🏽
Congratulations! Thanks for your sharing on how to get 46 clients in a year & received many titles from our company💪🏼

Staff salary below rm5k, company can contribute epf 13% for them💖

19% is total allowance to contribute to epf

SME Owners may open PRS account minimum of rm250/mth for all their staffs.
Benefits:
1. Owner can get tax relief 6-7% under Corporate Vesting.
No sale charge✌🏽

2. Also, labour retention & talents remain in company

3. Branding for the company which made such contributions

4. Handsome return

5. Creditor proof

6. PPA for FREE

7. Invest up to Rm5k, get FREE PA & Life up to Rm100k

8. Force Saving DDA until retire 55years old

Michelle Chew
https://www.publicmutual.com.my/pmb/private-retirement-scheme-prs



Every journey to meet client brings hope to them. The closest person to u might not be agreed with your sacrifices towar...
25/08/2026

Every journey to meet client brings hope to them.

The closest person to u might not be agreed with your sacrifices towards the team, only u know its good to raise clients’ standards, hence their lives🤓

Thanks to this thoughtful client, Kw Lim Khong Wui for bringing me to your ex-school mate’s yummy famous chu char here in Kepala Batas! Especially on your birthday🎊
May u stay healthy & happy always~
I will keep bringing u good news from our funds ok🥰




When i know there’s no real true love, i focus on creating significant values to my client today by opening good funds f...
24/08/2026

When i know there’s no real true love, i focus on creating significant values to my client today by opening good funds for him💪🏼 Thats when miracles happened.

𝐖𝐡𝐚𝐭 𝐲𝐨𝐮 𝐟𝐨𝐜𝐮𝐬 𝐨𝐧; 𝐄𝐗𝐏𝐀𝐍𝐃𝐒

Sometimes life feels stuck, not because you are failing, but because you are standing at a point where the old way no longer works and the new way hasn’t appeared yet.

When you feel stuck, don’t pressure yourself to solve your whole life at once. Just ask:

* What is making me unhappy right now?
* What is one small thing I can change?
* What do I need more of—rest, support, courage, or a new direction?

Remember: Being stuck is not the same as being lost. Sometimes you are simply in a pause, growing quietly before your next chapter.
🌱 You don’t need to have everything figured out today.
Just take one small step forward. Even a small step is still movement.

And most importantly: Be kind to yourself.
You’ve survived every difficult chapter before. You may be tired now, but your story is not over. 💕





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Bukit Mertajam

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