Moral Planner

05/10/2025

Planning for a long, happy life? 🌟 LIC's Jeevan Utsav is the solution!

Get Whole Life Protection with the convenience of Limited Premium payment, and enjoy a guaranteed 10% Annual Income for a lifetime! Plus, benefit from Guaranteed Additions and Tax Savings.

Don't just dream of a secure future, guarantee it.

Contact us to know more: 9492210450

29/11/2023

Introducing LIC's Jeevan Utsav - A Celebration of Lifelong Security!
Experience the joy of:
✅ Guaranteed 10% of Sum Assured every year for life after 3-6 years after premium payment term
✅ Option to choose between Regular or Flexi Income
✅ Whole life insurance with limited premium payment term between 5 to 16 years
✅ Attractive High Sum Assured Rebate & Riders for enhanced coverage
✅ Guaranteed Additions every year during Premium Payment Term
*conditions apply

05/08/2023

20/07/2023

Plan your retirement early with LIC's New Jeevan Shanti which offers you deferred annuity upto 12 years.

20/07/2023

Key Features of LIC Dhan Vriddhi
Policy Type: LIC Dhan Vriddhi is a single premium endowment plan. It requires a one-time premium payment.

Policy Term: The policy term for LIC Dhan Vriddhi is fixed at 10 years.

Premium Payment: This plan requires a single premium payment at the time of policy purchase. The premium amount is based on factors such as the chosen sum assured and the insured's age.

Surrender Value: If the policyholder wishes to surrender the policy before the completion of the policy term, a surrender value will be paid, subject to certain terms and conditions.

Loan Facility: Loan facilities are available under LIC Dhan Vriddhi, subject to specific policy provisions and conditions.

Tax Benefits: The premiums paid towards LIC Dhan Vriddhi and the benefits received are eligible for tax deductions and exemptions as per the prevailing tax laws in India.

Eligibility Criteria Of LIC Dhan Vriddhi

PARAMETERS MINIMUM MAXIMUM
ENTRY AGE 9 days to 8 Yrs 32 Years to 60 Years
Sum Assured Rs 1,25,000/- No Limit, Multiple of Rs 5,000/-
Policy Tenure 10/15/18 yrs

Benefits of LIC Dhan Vriddhi
Guaranteed Sum Assured: The plan provides a guaranteed sum assured that is payable to the nominee in the event of the policyholder's demise during the policy term.

Maturity Benefit: At the end of the policy term, the policyholder receives the maturity benefit, which includes the sum assured along with any applicable bonuses or additions.

Death Benefit: In the unfortunate event of the policyholder's death during the policy term, the nominee receives the death benefit. The death benefit paid equals:

The "Sum Assured on Death" under LIC Dhan Vriddhi plan is determined based on the selected option.

For Option 1, it is 1.25 times the tabular premium for the chosen Basic Sum Assured.

For Option 2, it is 10 times the tabular premium for the chosen Basic Sum Assured.

Rider Benefit: LIC Dhan Vriddhi plan offers additional benefits such as the Accidental Death and Disability Benefit Rider and the New Term Assurance Rider, which policyholders can opt for. Additionally, a settlement option is available on maturity or death, allowing the claim amount to be received in monthly, quarterly, half-yearly, or yearly intervals over a period of five years. The plan also provides liquidity through a loan facility, which can be availed after three months after the completion of the policy.

More Details: 9492210450

19/07/2023

LIC New Jeevan Anand
LIC New Jeevan Anand is an endowment life insurance policy offered by the Life Insurance Corporation of India (LIC). The plan’s core benefits include financial security against the policyholder’s death and a lump sum amount at the end of the chosen policy tenure in case of his/her survival.

LIC New Jeevan Anand 915 Plan - Key Features
Below are the key features of LIC Plan 915 (previously known as LIC Plan 149):

LIC New Jeevan Anand plan 915 is a participating whole-life endowment plan, which means you earn profits along with the assured benefits.

The plan provides an option of regular premium payment to the insured.

On survival till the end of the plan term, the insurance holder is paid the maturity benefit.

The risk covered in the policyholder's life continues throughout his/her life till the age of 100.. This means that the death benefit is paid out if death occurs during the policy term as well as after.

The benefits are paid along with a bonus amount which increases the final earnings of the life assured.

Added top-up covers as riders are available on payment of a nominal premium amount.

LIC New Jeevan Anand 915 Plan Benefit
Death Benefit
Nominees can claim the following death benefits if all the due premiums have been paid:

If death occurs during the policy tenure or before the maturity date:

125% of the Base Sum Assured or 7 times the annual premium amount, whichever is higher at the time of death.

The final additional bonus and simple reversionary bonuses are added to this amount.

If death occurs after the maturity date:

Only the basic sum assured is payable.

Maturity Benefit
In case the life assured survives till the set maturity date, and has paid off all due premiums, LIC offers the basic sum assured to the insured. The applicable bonuses shall be added to this amount. One can choose to receive this amount in a lump sum or installments over 5, 10, or 15 years.

Participation in Profits
The LIC plan 915 (previously LIC plan 149) shall participate in the company’s profits. Based on the profits, LIC shares a percentage with the customers of LIC New Jeevan Anand 915 in the form of a simple reversionary bonus. A final additional bonus may also be declared based on the company’s experience during the policy term. These are however not guaranteed.

Loan Facility
The LIC New Jeevan Anand policy allows the policyholder to avail of a loan against the policy. The loan facility is available after the policy acquires a surrender value, and the maximum loan amount is typically a percentage of the surrender value.

Tax Benefits
The LIC New Jeevan Anand policy offers tax benefits to the insured on the premium paid and on the claims received under Sections 80C and 10(10D) of the Income Tax Act.

More Details: 9492210450

Financial planner

17/07/2023

LIC Jeevan Labh (836)
The best Life insurance policy for every one.

Product Summary :
Jeevan Labh Plan (836) is a limited premium paying, non-linked, with-profits Endowment Assurance plan.

Term :
16 Year,21 Year ,25 Year

PPT :
For Term 16 Year Ppt 10 year
For Term 21 Year Ppt 15 Year
For Term 25 Year ppt 16 year

Minimum Entry Age :
8 Year Completed

Maximum Entry Age :
59 Year (Nearest Birthday)

Minimum Sum Assured :
2,00,000

Maximum Sum Assured :
NO LIMIT (Depending upon Income)

Maximum Accidental Death and Disability Benefit Rider up to age 70.

Policy Benefits :
On Death :
Basic Sum-Assured, OR 10 times of Annualized Premium, OR 105%of all Premiums paid as on death, WHICHEVER IS HIGHER.

On Survival :
On survival Basic Sum-Assured + Reversionary Bonus+ Final Additional Bonus.

Loan :
Loan Facility is available under this plan, after payment of premiums for at least 3 full years.
Income Tax Benefit :
• Premium paid under this plan is eligible for TAX rebate under section 80c.
• Maturity under this plan is free under sec 10(10D).