Monetaire Accountants

Monetaire Accountants Professional and friendly accountant offering services to local businesses in and around Worthing.

For 2026/27, the dividend allowance is £500.That means:• the first £500 of dividends is taxed at 0%• BUT it still counts...
21/05/2026

For 2026/27, the dividend allowance is £500.

That means:
• the first £500 of dividends is taxed at 0%
• BUT it still counts towards your total income

So it can still push you into a higher tax band.

This is one of the most misunderstood areas- and can catch people out.

Take advantage of our free initial consultation to discuss how we can support you.
Schedule a meeting with us today.

Email: [email protected]
Website: www.monetaire.org.uk
Address: Sovereign House, 22 Shelley Rd, Worthing BN11 1TU
Tel: 01903 232314

When planning your salary and dividends, it’s not just about “what’s cheapest”.Other things matter too:• your total inco...
19/05/2026

When planning your salary and dividends, it’s not just about “what’s cheapest”.

Other things matter too:

• your total income (including other earnings)
• whether you move into a higher tax band
• your state pension record
• corporation tax on company profits
• employer National Insurance

All of these factors work together- which is why a quick review can be so valuable.

Take advantage of our free initial consultation to discuss how we can support you.
Schedule a meeting with us today.

Email: [email protected]
Website: www.monetaire.org.uk
Address: Sovereign House, 22 Shelley Rd, Worthing BN11 1TU
Tel: 01903 232314

Many directors choose to:• take a low salary• then take additional income as dividendsOften, salary is set around:• the ...
14/05/2026

Many directors choose to:

• take a low salary
• then take additional income as dividends

Often, salary is set around:
• the National Insurance threshold
• or personal allowance level

This can help:
• reduce National Insurance
• maintain state pension entitlement
• keep overall tax lower

But this is not a one-size-fits-all approach- your wider income and plans matter too.

Take advantage of our free initial consultation to discuss how we can support you.
Schedule a meeting with us today.

Email: [email protected]
Website: www.monetaire.org.uk
Address: Sovereign House, 22 Shelley Rd, Worthing BN11 1TU
Tel: 01903 232314

Salary vs dividends- what is the difference?Salary:• paid through payroll• subject to Income Tax + National Insurance• ...
12/05/2026

Salary vs dividends- what is the difference?

Salary:
• paid through payroll
• subject to Income Tax + National Insurance
• reduces Corporation Tax

Dividends:
• paid from profits after tax
• not subject to National Insurance
• taxed separately through dividend tax

This is why many directors use a mix of both, rather than relying on just salary.

But the right split is not the same for everyone.

If you are unsure what is right for you, it is worth checking before the year gets underway.

Take advantage of our free initial consultation to discuss how we can support you.
Schedule a meeting with us today.

Email: [email protected]
Website: www.monetaire.org.uk
Address: Sovereign House, 22 Shelley Rd, Worthing BN11 1TU
Tel: 01903 232314

From the 2026/27 tax year, dividend tax rates are increasing:• 10.75% (basic rate)• 35.75% (higher rate)• 39.35% (additi...
07/05/2026

From the 2026/27 tax year, dividend tax rates are increasing:

• 10.75% (basic rate)
• 35.75% (higher rate)
• 39.35% (additional rate)

Even small changes like this can affect how tax-efficient your current setup is.

It’s also worth remembering:
• the personal allowance remains at £12,570
• the dividend allowance is now £500
• tax bands are still frozen

All of this combined means more people may pay more tax without realising.

A quick review at the start of the tax year can make a noticeable difference.

Take advantage of our free initial consultation to discuss how we can support you.
Schedule a meeting with us today.

Email: [email protected]
Website: www.monetaire.org.uk
Address: Sovereign House, 22 Shelley Rd, Worthing BN11 1TU
Tel: 01903 232314

If you run a limited company, the way you take money out of the business can have a big impact on how much tax you pay, ...
05/05/2026

If you run a limited company, the way you take money out of the business can have a big impact on how much tax you pay, and how much you keep.

Most directors don’t rely on just one method.
Instead, they use a combination of:

• salary
• dividends

Getting the balance right can:
• improve tax efficiency
• reduce unnecessary tax
• support your longer-term financial planning

With changes coming in the 2026/27 tax year, now is a good time to review how you’re structured.

If it’s something you haven’t looked at recently, feel free to get in touch.

Take advantage of our free initial consultation to discuss how we can support you.
Schedule a meeting with us today.

Email: [email protected]
Website: www.monetaire.org.uk
Address: Sovereign House, 22 Shelley Rd, Worthing BN11 1TU
Tel: 01903 232314

Wish to meet us in person- Why not schedule a meeting with us today.Take advantage of our free initial consultation to d...
30/04/2026

Wish to meet us in person- Why not schedule a meeting with us today.

Take advantage of our free initial consultation to discuss how we can support you.

Email: [email protected]
Website: www.monetaire.org.uk
Address: Sovereign House, 22 Shelley Rd, Worthing BN11 1TU
Tel: 01903 232314

📅 April Key Dates- Quick Reminder, in case you missed themApril brought a number of changes and deadlines that may affec...
28/04/2026

📅 April Key Dates- Quick Reminder, in case you missed them

April brought a number of changes and deadlines that may affect your business, so here’s a quick summary to keep on your radar:

1 April — National Minimum Wage increases
• 21+: £12.71 per hour
• 18–20: £10.85 per hour
• Under 18s / apprentices: £8.00 per hour

6 April — Start of new tax year
• Ensure payroll records are updated
• Check tax codes, thresholds and employee details

6 April — Making Tax Digital (MTD)
• Applies to those with self-employment or property income over £50,000
• Requires digital record-keeping and regular HMRC updates

19 April — Payroll year-end deadline
• Submit final FPS and EPS (if applicable)
• Pay any PAYE and National Insurance due

Being aware of these dates can help avoid unnecessary stress and ensure everything runs smoothly.

If you’re unsure how any of these changes affect you or your business, feel free to get in touch- we are always happy to help.

Take advantage of our free initial consultation to discuss how we can support you.
Schedule a meeting with us today.

Email: [email protected]
Website: www.monetaire.org.uk
Address: Sovereign House, 22 Shelley Rd, Worthing BN11 1TU
Tel: 01903 232314

One of the most valuable things an accountant can offer is perspective.Beyond filing returns and preparing accounts, we ...
24/04/2026

One of the most valuable things an accountant can offer is perspective.

Beyond filing returns and preparing accounts, we often help business owners step back and look at the bigger picture.

This might involve:
• understanding financial trends
• identifying opportunities for improvement
• planning for future growth

Having someone who understands both the numbers and the business behind them can make a real difference.

If you would ever like to talk through your business plans or financial strategy, we would be happy to help.

Take advantage of our free initial consultation to discuss how we can support you.
Schedule a meeting with us today.

Email: [email protected]
Website: www.monetaire.org.uk
Address: Sovereign House, 22 Shelley Rd, Worthing BN11 1TU
Tel: 01903 232314

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