Mortgages by Petra - Hitel Financial

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Mortgages by Petra - Hitel Financial Independent Mortgage & Protection Adviser Co registration Number 5520001.
(226)

Our services:

Consultation – Everything you need to know about house-buying, mortgaging or protection

Mortgages – First time buyers and movers, buy to let, let to buy and remortgages

Protection – Home, Life, Critical Illness, Income Protection, Accident and Private Healthcare covers

Estate Planning – Wills, Trusts, Power of Attorneys

Specialist Lending - Complex buy to lets (HMO, SPV Ltd’s, holiday let’s, ex-pats, portfolio landlords), shared ownership and adverse lending

Commercial & Bridging - Bridging finance, commercial and semi-commercial, business start-up loans, development and refurbishment finance, asset finance and second charges

Referrals – through partner firms we can support you with adverse mortgages, equity release, conveyancing services, commercial and business finance including business start-ups

WARNING - YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR MORTGAGE PAYMENTS. Hitel Financial Ltd is an Appointed Representative of New Leaf Distribution Ltd who are authorised and regulated by the Financial Conduct Authority - Number 460421, Head Office165-167 High Street, Rayleigh, Essex, SS6 7QA. Hitel Financial Ltd is registered in England & Wales no 12479050, registered address The Quadrant, 99 Parkway Avenue, Sheffield, S9 4WG.

Income protection: your salary's safety net 🛟If illness or injury stops you working, it can replace part of your income....
22/10/2026

Income protection: your salary's safety net 🛟

If illness or injury stops you working, it can replace part of your income.
Often more affordable than people expect. Curious? Message us.


As with all insurance policies, conditions and exclusions will apply.

💷 Saved your deposit? Brilliant. But don’t forget about everything else.One mistake first-time buyers can make is puttin...
20/10/2026

💷 Saved your deposit? Brilliant. But don’t forget about everything else.
One mistake first-time buyers can make is putting every penny they’ve saved towards the deposit.

Buying a home can come with additional costs, which may include:
🏠 Solicitor/conveyancing fees
🔍 Surveys
📦 Moving costs
🏦 Mortgage-related fees
🛡️ Insurance
🪑 Furniture and decorating
💷 Stamp Duty, where applicable
Planning for these expenses early can help avoid an unwelcome surprise later.
📌 Save this for when you start planning your first home purchase.


Your home may be repossessed if you do not keep up repayments on your mortgage.

Common mortgage myth 🤔 You should wait until everything is perfect before speaking to a mortgage adviser.Reality: Early ...
15/10/2026

Common mortgage myth 🤔 You should wait until everything is perfect before speaking to a mortgage adviser.

Reality: Early conversations often help people get mortgage ready sooner.
Planning ahead can save time, reduce stress, and give you clearer goals to work towards.

If you are not sure where you stand, a chat could be a helpful first step.


Your home may be repossessed if you do not keep up repayments on your mortgage.

Life insurance has changed massively over the last decade. Today, customers have a wider range of products than ever to ...
13/10/2026

Life insurance has changed massively over the last decade. Today, customers have a wider range of products than ever to choose from than ever before.

Term insurance. Mortgage protection. Whole life. Business life. Relevant life. Even joint life cover. The list goes on.

The question is which best suits you?

Contact us today ([email protected] / 0114 4000 224) to arrange a consultation and we'll walk you through your options.


As with all insurance policies, conditions and exclusions will apply.

Another lovely review from someone we were proud to support on their journey. 🏡Thank you for your kind words and for put...
09/10/2026

Another lovely review from someone we were proud to support on their journey. 🏡

Thank you for your kind words and for putting your trust in our team. 🩵

✨ A day full of inspiration, connection and new ideas! ✨We had the pleasure of attending New Leaf’s Women in New Leaf Di...
05/10/2026

✨ A day full of inspiration, connection and new ideas! ✨

We had the pleasure of attending New Leaf’s Women in New Leaf Distribution event in London, held at the iconic HSBC building in Canary Wharf.

It was a beautifully curated afternoon bringing together women from across the mortgage and financial services community for a mix of inspiring stories, thoughtful conversations and opportunities to connect.

The programme covered a range of topics, from business processes and ideas for growth to preventing burnout, with honest discussions and personal experiences making the sessions particularly valuable.

Our sincere thanks to everyone involved in organising the event. It was a fantastic opportunity to connect, reflect and come away with plenty of inspiration for what comes next. 💙

Why You Need a Mortgage Adviser✅Expert Guidance: navigate complex mortgage options with ease. ✅Broker Exclusive Deals: a...
30/09/2026

Why You Need a Mortgage Adviser

✅Expert Guidance: navigate complex mortgage options with ease.
✅Broker Exclusive Deals: access broker exclusive rates you might not get if you go direct to the lender.
✅Timesaving: let an expert handle paperwork and lender negotiations..
✅Tailored Advice: get mortgage solutions that fit your financial goals.

Make the smart move—get expert help today! 📩 DM us .

23/09/2026

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🎙️ Új podcast Petrával!Ezúttal Petra magyarul beszélgetett a No1 Könyvelés Angliában csapatával a vállalkozók lakásh*tel...
22/09/2026

🎙️ Új podcast Petrával!

Ezúttal Petra magyarul beszélgetett a No1 Könyvelés Angliában csapatával a vállalkozók lakásh*tel-lehetőségeiről Angliában. 🏡

Szó esik többek között az egyéni vállalkozókat, Ltd directorokat és CIS contractorokat érintő lehetőségekről, valamint arról is, miért fontos a könyvelő és a mortgage broker együttműködése.

Ha vállalkozóként tervezel ingatlant vásárolni, vagy közeleg a remortgage, érdemes meghallgatni! 🎧
📞 További információért keressetek bennünket bizalommal! 0114 4000 224 / [email protected]

👉 A podcast linkjét a hozzászólások között találjátok.

Megjelent a No1 Könyvelés Angliában podcast új epizódja:

Lakásh*tel Angliában: a vállalkozói tévhitek és a könyvelő + broker kulcsszerepe

Ha vállalkozó vagy (egyéni vállalkozó vagy ltd director), valószínűleg már hallottad ezt: “Vállalkozóként úgysem kapsz lakásh*telt Angliában.”

Ez egy makacs tévhit. Nem az a kérdés, hogy lehet-e, hanem az, hogy mennyire van jól felépítve a helyzeted, és hogy a könyvelő és a mortgage broker tényleg egy csapatként dolgozik-e, vagy te vagy a “fordító” köztük.

Írd meg kommentben: te melyik tévhitet hallottad a legtöbbször a lakásh*telekkel kapcsolatban Angliában?

The hardest part isn't always finding the house...Sometimes it's waiting.Waiting to hear if your offer has been accepted...
17/09/2026

The hardest part isn't always finding the house...

Sometimes it's waiting.
Waiting to hear if your offer has been accepted.
Waiting for paperwork.
Waiting for updates.
Buying a home often comes with plenty of uncertainty, and that can be emotionally exhausting.
Remember, most property purchases involve periods where it feels like nothing is happening, even though lots is going on behind the scenes.
Patience isn't always easy, but every step gets you closer to collecting those keys.

Address

Sheffield

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+441144000224

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