RKP Wealth Management

28/05/2026

Strong UK savings culture – but persistent investment gap

How can we get more people to invest? For savers, it’s the next step, according to a UK-wide campaign aimed at encouraging UK savers to invest for long-term growth – and closing the UK’s persistent investment gap.

Find out more here:
https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/strong-uk-savings-culture-but-persistent-investment-gap.html

RKP Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 27/04/2026

26/05/2026

Saving and investing for children and grandchildren

Many parents worry that their children will struggle to find their financial feet in the current environment. Concerns include the flagging jobs market and inadequate retirement savings. Meanwhile, high house prices make it increasingly difficult to take the first step onto the property ladder. These are all factors driving fears that younger generations will face a tougher financial future.

Read more: https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/saving-and-investing-for-children-and-grandchildren.html

RKP Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved: 12/05/2026

Many parents worry that their children will struggle to find their financial feet in the current environment. Concerns include the flagging jobs market and inadequate retirement savings. Meanwhile, high house prices make it increasingly difficult to take the first step onto the property ladder. Thes...

19/05/2026

Dementia Action Week: Shoring up the future with a lasting power of attorney

This week (18 to 24 May) marks Dementia Action Week, an annual awareness campaign led by the charity Alzheimer’s Society, which aims to bring people and organisations together to act on dementia.

Read more here:

https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/denebtua-action-week-shoring-up-the-future-with-a-lasting-power-of-attorney.html

RKP Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 11/05/2026

14/05/2026

Fixed or tracker? Many people are revisiting this question for their mortgages.

With the Bank of England holding rates for now — but future increases expected — it’s important to understand how different mortgage types work.

🏡 Explore the differences and what to consider when reviewing mortgage options:

https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/fixed-rate-or-tracker-choosing-the-right-mortgage-in-uncertain-times.html

Your home may be repossessed if you do not keep up repayments on your mortgage.

RKP Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 13/5/2026

12/05/2026

Economic conditions can affect different households in very different ways.

In the US, rising inequality has created a growing gap between those able to weather recent challenges and those feeling the strain. With consumer spending such an important part of the economy, this imbalance brings both risks and considerations.

This article looks at the drivers behind the US’s increasingly “K‑shaped” economy and what it may mean for the region:

Click here to read the article:

https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/the-special-k-shaped-economy.html

07/05/2026

The Renters’ Rights Act has introduced important new rules for landlords in England.

From May 2026, no‑fault evictions are no longer permitted, rent increases are more tightly regulated, and landlords must provide tenants with specific government information.

This article provides a clear overview of the changes and what landlords may want to check as part of staying compliant:

https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/renters-rights-act-what-landlords-need-to-know.html

RKP Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 6/5/2026

The Renters’ Rights Act came into force on 1 May 2026. It brought in new rules and requirements for private landlords in England, including the banning of no-fault evictions and fixed term tenancies. There are also new regulations around increases to rent.

05/05/2026

The start of a new tax year is a useful moment to take stock.

With tax thresholds frozen and living costs still elevated, making the most of available allowances has become increasingly important.

This article explores how priorities can change at different life stages and why regular reviews — whether early in a career or approaching retirement — can help financial plans stay aligned with long term goals.

🔗 Read more: https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/new-tax-year-maximising-opportunities-at-every-life-stage.html

RKP Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 1/5/2026

23/04/2026

Managing different retirement timelines among shareholders

In an ideal world, business partners would reach retirement readiness at the same time, exit together, and move on with perfect symmetry. In Elephant’s Child’s experience, that rarely happens. Misaligned retirement plans are far more common than most business owners realise. But there are ways to deal with the situation constructively.

Click here to find out more on this topic:

https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/managing-different-retirement-timelines-among-shareholders.html

RKP Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 21/04/2026

21/04/2026

Is all that glitters fool’s gold?

After two years of rapid price increases, the conflict in Iran has seen gold prices fall notably. With the metal struggling, we look at what drives its performance, and how SJP views it as an asset class.

To read more on this topic, click the link below:

https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/is-all-that-glitters-fools-gold.html

RKP Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 15/04/2026

16/04/2026

New tax year: Round-up of rate and allowance changes

We’ve created a summary of the key tax changes for the 2026/27 tax year to help individuals and businesses with their tax planning.

The new tax year (2026/27) began on 6 April. Updated tax rates and allowances have been well-trailed by the government so there shouldn’t be any nasty surprises for taxpayers. That said, it pays to take note of how the adjustments, including new requirements for filing tax information, will affect your finances this year.

Click here to find out more:
https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/new-tax-year-round-up-of-rate-and-allowance-changes.html

RKP Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved: 06/04/2026

14/04/2026

Can a trust help protect your estate?

Trusts are increasingly used in the UK as a strategy to manage inheritance tax (IHT) liabilities, especially with upcoming changes to IHT rules set to affect pensions.

Here, we look at how they work in estate planning.

https://www.rkpwealthmanagement.co.uk/article/detail/sjpp/can-a-trust-help-protect-your-estate.html

RKP Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 09/04/2026

Trusts are increasingly used in the UK as a strategy to manage inheritance tax (IHT) liabilities, especially with upcoming changes to IHT rules set to affect pensions. We look at how they work in estate planning.