Jon Ingarfill - Financial Adviser

07/11/2025

Talk about money, don't avoid it. Money is a major part of our everyday lives, sometimes it brings us joy, often it brings anxiety, stress, sleepless nights etc., Don't ignore it, the problem won't go away, it will still be there when you wake up. Talking about it helps to ease the tension and to see a path through it. Talk to a financial adviser to understand if your worries are real or perceived, and if they can offer help or suggestions, you haven't thought of, or perhaps didn't even know existed. Don't suffer alone.

Talk Money Week 2025 – It’s time to start the conversation about money

24/09/2025

There are so many myths and misconceptions around pensions. We all get swayed by ill-informed articles in the media, that friend, who seems to be an expert in all matters pensions (despite never having worked in the industry), the latest social media clip, and so on. Here are some of the popular myths busted - if you like it I'll post some more...

Seven pension myths busted: What savers often overlook about their retirement pot

07/08/2025

Retirement is a complex and many faceted thing these days - it takes planning, and a thorough understanding of the rules. Many people believe they can do it all themselves, and often make costly mistakes. Paying for an experienced, qualified adviser will be be worth its weight in gold, and take the hassle out of a secure retirement with regular reviews, cash-flow forecasting and peace of mind.

What’s the cost of a comfortable retirement?

22/07/2025

Don't let HMRC be the biggest beneficiary of your estate - plan early to minimise IHT.

What is the seven year rule in Inheritance Tax?

27/05/2025

Don't just wait for it to happen, plan ahead. Retirement is so much more than just about pensions - there's ISA's savings, shares, property rental, and other assets to consider as well as one eye on succession planning. The right advice is invaluable, no advice could lead to costly mistakes.

A financial plan is the secret to a great retirement

09/04/2025

Don't panic, hold tight, don't sell out - it will come back!

Unforeseen consequences: How far reaching will US tariffs be?

11/03/2025

When you pass away, your family will have to pick up the pieces. Do they know what you've got, where it is, what it's worth? Talking money as a family is a powerful way to engage your children and grandchildren, in planning the optimal outcome, paying less tax, passing on your wealth efficiently, and most of all not leaving them a tangled mess to sort out!

Your family financial to-do list for 2025

11/03/2025

Believing you can sort it out yourself and save paying for professional advice, is a fools errand. You wouldn't do your own house conveyancing, or your own house survey, nor would you write your own Will, so don't cut corners with estate planning - expensive mistakes (that cannot be rectified) can easily be made - let an expert help you.

Financial advice can maximise your IHT savings

12/02/2025

We've all been talking endlessly about the Budget, and more it gets discussed, the more distortion of the real facts takes place, so here's a concise summary of the key points that may affect you. The message is clear, do not rely on social media or the internet for the truth, get professional advice.

What the Autumn Budget means for tax year-end

14/11/2024

Have you ever stopped to think or work out how long your family would survive if you weren't around any longer? How long could they pay the mortgage for? How long before they have to sell up and move out, how long before the default notices, and then debt collection letters start arriving????

What is protection and why do I need it?

03/09/2024

Are you worried about what might happen in the Budget, are you thinking you need to get things sorted out, or just talk it through with someone? Do you really understand all the hype in the media, and is it making you miserable?
Perhaps there's an opportunity to make things better for yourself, sort things out that you've been putting off?.......