Craig Parkinson Independent Financial Adviser

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Craig Parkinson Independent Financial Adviser

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Independent Financial Adviser based in Lewes, East Sussex

We are a multi award winning National IFA firm and been voted by our peers as a top 50 financial advice company in the UK

Pensions | Investments | IHT Planning | Mortgages | Protection |

28/08/2026

𝗦𝗼𝗺𝗲 𝗼𝗳 𝘁𝗵𝗲 𝘄𝗼𝗿𝗸 𝗜 𝗵𝗮𝘃𝗲 𝗵𝗲𝗹𝗽𝗲𝗱 𝗼𝗻 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸…

A quick Friday round-up this week...

🏡 Helping clients plan their next house move and work out the mortgage numbers.

💷 Reviewing fixed-rate mortgages coming to an end and weighing up fixed versus tracker options.

📊 Starting retirement planning conversations and bringing together pensions built up over many years.

🏖️ Helping clients approaching retirement understand how they could turn their pensions into an income.

🏠 Looking at how mortgages fit alongside plans to retire earlier.

👩‍💼 Starting longer-term financial planning with business owners, including pensions, tax planning and investments.

🛡️ Reviewing employee life insurance and comparing different levels of cover for a business.

🏠 Exploring additional later-life borrowing while looking to leave an existing mortgage arrangement untouched.

Plenty covered, but all with one thing in common: helping people get a clearer picture of where they are now and what their options might be for the future.

Have a brilliant Bank Holiday weekend everyone!

24/08/2026

𝗪𝗵𝗲𝗻 𝗰𝗮𝗻 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗱𝘃𝗶𝗰𝗲 𝗺𝗮𝗸𝗲 𝗮 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲?

People often first speak to a financial adviser because they have one particular area they would like help with. This might be arranging a mortgage, reviewing a pension or planning for retirement.

However, good financial planning can become valuable at many different stages of life, particularly as your circumstances and priorities change.

📄 In the attached article, I have set out nine occasions when speaking to a financial adviser can make a difference. These include changes within your family, preparing for retirement, helping loved ones, making the most of tax allowances and considering major financial decisions.

💭 Sometimes the reason can be much simpler. You may just want reassurance that your plans remain on track and continue to reflect the life you want.

Please take a look through the attached article when you have a few moments. 👇

📧 [email protected]
📱 07841 829101

22/08/2026

𝗔 𝗳𝗲𝘄 𝘁𝗵𝗶𝗻𝗴𝘀 𝗜’𝘃𝗲 𝗵𝗲𝗹𝗽𝗲𝗱 𝘄𝗶𝘁𝗵 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸…

It’s the weekend again, and looking back over the week there have been quite a few different reasons for people needing some financial advice.

🏡 Mortgage rates coming to an end – reviewing options for a number of clients approaching the end of their current fixed rates. For those fortunate enough to have been on some very low rates, the important part is understanding what today’s rates actually mean for the household budget.

💷 Borrowing a little more – working through the cost of additional mortgage borrowing for clients considering home improvements and other plans. Sometimes seeing what an extra £25,000 actually costs each month makes the decision much easier to assess.

🔑 Extending a lease – looking at refinancing an existing flat to fund a lease extension, while also adding a partner to the mortgage and moving from interest-only to repayment.

🛡️ Life insurance and critical illness cover – reviewing existing protection alongside new mortgage arrangements. This isn’t always about arranging more cover. It’s about understanding what’s already there, what is actually needed and what comfortably fits within the household budget.

📊 Finding old pensions – continuing to gather information on several pension arrangements so we can put everything together and start looking at the bigger retirement picture.

🏠 Raising money in later life – exploring whether an existing lifetime mortgage could provide additional funds for home improvements and future healthcare, while ideally retaining a very attractive existing interest rate.

👨‍👩‍👧‍👦 Wills, trusts and estates – continuing conversations with clients and solicitors around some more complicated family arrangements, particularly understanding what happens to property and investments following a death and who is responsible for the decisions that follow.

Quite a lot can sit behind what initially sounds like a fairly straightforward financial question.

And that’s probably one of my biggest takeaways from this week: sometimes the answer isn’t about finding a new product at all. It’s about understanding what you already have and how all the different pieces fit together.

Have a great weekend everyone.

Email: [email protected]
Tel: 07841829101

20/08/2026

A little office refresh ✨

It’s amazing what a few changes can do. I’m really pleased with how the office is looking and it feels like a much brighter, more welcoming space.

For me, having somewhere comfortable and relaxed to sit down with clients is really important; financial planning conversations are personal, and the environment you have them in matters too.

Looking forward to welcoming both existing and new clients through the door over the coming months.

E: [email protected]
M: 07841 829101

17/08/2026

Retirement planning is something I discuss with clients every week, and the earlier you start looking at the bigger picture, the more options you generally have available to you.

14/08/2026

Want to buy your first home? This one's for you 👇🏡

Buying your first home is a big step, and there’s more to the process than you might think.

Our guide breaks down the key steps, from setting your budget to getting the keys.

Having the right support can make the process much less daunting. Our advisers can help you understand your options and search across the mortgage market, including deals that are not generally advertised.

👉Read the full guide on buying your first home: https://mycontinuum.co.uk/continuums-guide-to-buying-your-first-home/

14/08/2026

𝗟𝗮𝘀𝘁 𝘄𝗲𝗲𝗸 𝗮𝘁 𝗺𝘆 𝗱𝗲𝘀𝗸…

After a fantastic family break, it was straight back into a very varied week — and quite a good reminder of just how many different areas can sit under the heading of “financial planning”.

A few things that crossed my desk:

🏖️ Retiring earlier than expected – working through cashflow modelling for a couple approaching retirement. The really positive outcome was being able to show that, based on the assumptions used, retiring together could be achievable while maintaining the level of income they are looking for.

💷 Making retirement income tax-efficient – looking beyond simply “how much can I take?” and considering where that income should come from, particularly when somebody is retiring part-way through a tax year.

📊 Pensions and higher earners – meeting new clients with quite different employment situations and starting to look at how pension allowances, tax and longer-term planning all fit together.

🏡 Buy-to-let mortgages – reviewing options for landlords coming to the end of very low fixed rates. Unfortunately, moving from rates beginning with a 1 or a 2 to today’s market can make quite a difference, so understanding the actual monthly cost is important when deciding what to do next.

🏠 Retirement and the mortgage – discussing whether using pension benefits to reduce a mortgage could make sense as someone moves towards semi-retirement. It’s a good example of why pensions and mortgages shouldn’t always be looked at completely separately.

👨‍👩‍👧‍👦 Trusts, Wills and estate planning – continuing to work alongside solicitors on a more complex estate involving trusts, property and investments. Sometimes the most valuable part of the process is simply making sure everybody understands who owns what, what can happen next and who needs to make each decision.

🛡️ Protection reviews – revisiting some older life and income protection policies to establish exactly what cover is still in place and whether it remains relevant years after it was originally arranged.

Quite a mixture for one week!

It’s also why I find this job so interesting. A mortgage decision can affect retirement planning; retirement decisions can affect tax; tax planning can affect an estate; and an old insurance policy can still form an important part of the bigger picture.

Very rarely does one piece of financial planning sit completely on its own.

Have a great weekend everyone.

:::

12/08/2026

Really pleased to be sponsoring Ringmer AFC for the 2026/27 season! ⚽

The new club brochure has arrived and it’s great to see My Continuum featured in there, including information on some of the areas we help people with – from pensions and retirement planning through to investments, mortgages, protection and estate planning.

I’m a big believer in supporting local clubs and the communities we work in, so I’m delighted to be involved with Ringmer this season.

Good luck to all the players, coaches and everyone involved with the club for the season ahead. I’m looking forward to watching a few games – and I’m sure spending a fair bit of time in the fantastic clubhouse too! 🍻⚽

Good luck Ringmer!

31/07/2026

𝗧𝗵𝗶𝘀 𝘄𝗲𝗲𝗸 𝗮𝘁 𝗺𝘆 𝗱𝗲𝘀𝗸...

It's been another varied week, which is one of the things I enjoy most about financial planning. Every client has different goals, different questions and a different journey.

This week included:

📈 Helping clients understand the proposed inheritance tax changes affecting pensions and what they could mean for future generations.

🏡 Discussing retirement income strategies, looking at how to create sustainable income while remaining as tax-efficient as possible.

📝 Working alongside solicitors to ensure estate administration is progressing smoothly and making sure everything is in place before funds are invested.

💷 Exploring ways to help clients pass on more of their wealth to loved ones, while ensuring they continue to have the income they need.

🏢 Working through the practicalities of purchasing commercial property through pension arrangements, including the technical considerations involved.

👨‍👩‍👧‍👦 Explaining complex financial and tax rules in plain English, helping clients understand their options and make informed decisions.

As for me, I'm now swapping the office for a week away with my family. Time to switch off, relax, enjoy making some memories and (hopefully!) come back with the batteries fully recharged.

Wishing everyone a fantastic weekend and a great week ahead.

27/07/2026

𝗟𝗮𝘀𝘁 𝘄𝗲𝗲𝗸 𝗮𝘁 𝗺𝘆 𝗱𝗲𝘀𝗸..

One of the things I enjoy most about my job is that no two days are ever the same.

Over the last week alone I've been helping people with:

🏡 A couple wanting to find out whether they could retire earlier than they thought.

💷 Someone who discovered they actually had more in their pension pots than they realised, opening up more retirement options.

🤝 A lady who simply wanted an adviser that listened to her and understood what was important to her after feeling let down by previous advice.

🏢 A client exploring whether they could purchase a commercial property through their pension.

🔑 First-time buyers taking their first steps onto the property ladder.

📈 A company director setting up tax-efficient life insurance paid for by their business.

And one particularly exciting enquiry...

🏠 We're currently looking into a 2% deposit mortgage that could help first-time buyers get onto the property ladder much sooner than they thought possible.

Financial planning isn't just about pensions or investments.

It's about helping people make confident decisions at every stage of life.

Address

Lewes

Telephone

+447841829101

Website

http://www.mycontinuum.co.uk/

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