Martin Wade Equity Release

16/01/2024

27/10/2023

Thinking of utilising Equity Release as a way to achieve your financial goals?

Something you must not overlook is the potential long-term financial impact.

Equity release can provide immediate funds, but it may reduce the inheritance for your heirs and affect your eligibility for means-tested benefits.

It's crucial to understand the long term implications and weigh the benefits against the costs.

You should seek out professional advice and explore alternative options like downsizing or other financial products before making a decision.

If you’d like to discuss this, our qualified team is always available to help.

https://www.accessequityrelease.com/

☎️0333 000 2097

11/10/2023

I had the pleasure of presenting the new hybrid equity release product from L&G this morning to Surbiton’s buzzy BNI group.
I couldn’t attend personally but these days remote meetings work well. This new product is literally revolutionary for equity release, lowering the entry age and boosting loan to values.
Thank you to for this opportunity.

14/09/2023

Do you have an Interest Only mortgage coming to an end?

Last month, I was able to help couple in their 70s who were being chased by their lender to repay their interest only mortgage. The mortgage had already reached its end and the one year extension they had obtained was now weeks away from expiring too.
Having lived in their home for 23 years, they had no desire to sell it and downsize, they wanted a solution that allowed them to stay put. I was able to help them clear their interest only mortgage using equity release and at a lower rate than they had been paying on their previous lender’s standard variable rate.
The modern equity release market allows them to stay in the home they love, they remain the owners, they just now have security of not having to refinance again, unless they wish, they can choose to pay all the interest, none of the interest or something in between. They also have the option to overpay if they wish and reduce the loan over time. All of this was achieved in a short number of weeks with a combination of meetings and phone calls and one solicitor’s appointment.

If you are in your 60s or older and you are needing to repay an interest only mortgage and don’t want to move, then please get in touch and let me explain what solutions are available to you. Don’t sit there wondering what to do.
I can’t always promise a lower interest rate, but I can promise that I will look at your circumstances and give you best advice, taking into account, all options and present my advice clearly.

Martin Wade, Equity Release advice.
[email protected]
Tel. 020 3840 5011

Your independent equity release adviser in Kensington & Chelsea Would you like to unlock tax-free cash from your home in Kensington or Chelsea so you can enjoy your retirement? There has never been a better time to access equity release. Affordable, very competitive, and highly flexible, equity rele...

25/08/2023

Welcome to Access Equity Release, award winning specialists in equity release advice. Our specialists provide professional, unbiased advice about accessing the wealth tied up in your property. Trustpilot Sign up to

31/07/2023

With decades worth of experience and multi award-winning service Access Equity Release are here to provide expert advice and answer any questions you have about Equity Release and later life mortgages.

Speak with me today or drop me an email and I will do my best to help.

Call: 020 3840 5011
Email: [email protected]
Visit our Website: https://www.equityreleasekensington.com

07/07/2023

15/06/2023

One pitfall to be aware of today when considering Equity Release is that of having unrealistic expectations.

During the peak of the pandemic, Equity Release interest rates got down as low as 3%.

This was an unprecedented all time low brought about by unique circumstances the likes of which we’ll probably never see again.

Many homeowners who kicked the tyres back then and decided not to move forward are now once again looking at Equity Release as an option.

The difference in interest rates between then and now is significant but the question many are pondering is “will rates come back down to peak pandemic levels of around 3%?”.

Although in such a volatile economy it’s hard to be adamantly sure of anything, the answer to this question is almost certainly, no.

Almost any expert you speak to will tell you in the strongest possible terms, there is very little chance of the market seeing rates that low any time soon, or indeed, ever again.

Those interest rates were a unique occurrence brought about by never before seen influences on our economy, as we spent long stretches locked down in our homes

Perhaps a more helpful question to ask today, in June of 2023, is 'what should we consider a good rate for Equity Release for you?'.

The key to answering that question is taking the time to carefully consider what you want to get out of it, the type of plan you may select and overall costs.

Only then will you start to build up a picture of whether the juice will be worth the squeeze.

As always, the wise move is to speak to a qualified expert who can help you weigh up all factors and make an educated decision, whether that’s to take the plunge now or hold off.

We are always happy to help, all you have to do is get in touch using the details below.

https://www.accessequityrelease.com/
☎️0333 000 2097

13/06/2023

The landscape is changing again;

Jonathan Haskel, a member of the Bank of England's Monetary Policy Committee (MPC), said further rises 'cannot be ruled out'.

12/06/2023

Do you have capacity to take in more work?

Do you like to generate more leads to build a healthy pipeline of work?

Then come along and network with other business owners!

09/06/2023

Always good to end the week on a positive

22/05/2023

Ever wondered about equity release and what it could do for you? Get in touch for an informal chat and I will provide all the facts, you can then make your own mind up
Martin 020 3840 5011