07/09/2026
π ISA rules are changing - but what does that actually mean for you?
From April 2027, the rules around Cash ISAs and cash held within other ISAs are set to change. π·π
Weβve broken down 5 key things to know, including:
π° The new Β£12,000 Cash ISA limit for under-65s
π What happens to the remaining Β£8,000 of your ISA allowance
β οΈ The new charge on interest from cash held in non-Cash ISAs
π‘ Plans for a simplified First-Time Buyer ISA
π What the changes mean if you're aged 65 or over
The changes may seem complicated but understanding whatβs changing and what isnβt - is a good place to startπ‘
Your approach to saving and investing should always reflect your individual circumstances, goals and attitude to risk π―