Every Cloud Limited

19/12/2025

🚨 Next week, Monday 22nd December, is the deadline for PAYE & CIS payments! 🚨

If you're handling PAYE or CIS payments, remember that next Monday is your deadline for electronic payments to HMRC.

16/12/2025

A new year brings new rules and 2026 will be a big one for UK business compliance.

Here’s what’s on the horizon:
✅ Making Tax Digital for Income Tax (MTD ITSA)
From April 2026, sole traders and landlords earning over £50,000 must keep digital records and file quarterly updates.
✅ Companies House ID Verification
Launched in late 2025 and expanding throughout 2026. Existing directors will need to verify their identity, with further rollouts for corporate directors and partnerships.
✅ Transparency & Register Reforms
Tighter checks on company data and new confirmation statement requirements.

It might sound daunting, but that’s where we come in. We can help you get ready early, stay compliant and understand what really matters for your business.

15/12/2025

Scammers ramp up activity during the holidays and that includes targeting small businesses. In fact, UK Finance estimates that up to £100 million could be lost to payment fraud in December alone.

Here are a few red flags and tips to keep your finances safe:
🔍 Urgent payment requests (especially outside normal workflow)
📧 Emails with slightly off email addresses or domain typos
⚠️ "Too good to be true" deals or supplier changes at the last minute
📱 Unexpected SMS messages about parcel deliveries or invoices
🌀 Unusual request for “safe-account” transfers

11/12/2025

The new Companies House identity verification system went live last month, marking one of the biggest compliance changes for UK businesses in years.

Right now, identity checks are mandatory for:
👤 Newly appointed directors and people with significant control (PSCs)
🏢 New LLP members on joining

If you’re an existing director, PSC or LLP member, you’ll have a 12-month transition period, typically completing verification at or before your next confirmation statement.

✅ What’s next?
In future phases, verification will also apply to:
People who file at Companies House
Limited partnerships
Corporate directors and LLP members
Officers of corporate PSCs

It’s a good time to make sure your company records are up to date and that you understand when your turn to verify will come.

Unsure how or when this applies to you? Get in touch:

📧 [email protected]
📞 01406 701142

10/12/2025

Thinking of giving back this Christmas? 🎄

Whether you’ve donated to charity this year or plan to before year-end, it’s worth knowing how your generosity can go even further.

Gift Aid allows charities to claim an extra 25p for every £1 donated at no extra cost to you.

And if you’re a business, charitable donations can often be offset against tax, meaning you give more to causes that matter while managing your finances smartly.

It’s the perfect time of year to make an impact for your community and your business.

Not sure what qualifies? Get in touch and we’ll walk you through it.

📧 [email protected]
📞 01406 701142

08/12/2025

As we approach the end of the year, now’s the perfect time to start preparing for your Self Assessment.

✔️ Gather your income and expense records
✔️ Check for missing receipts or invoices
✔️ Allow extra time to ask questions before the January rush

Leaving it until the last minute only adds pressure — and we all know January is stressful enough!

If you’d like a hand getting organised before the deadline, we can make it simple.

📧 [email protected]
📞 01406 701142

06/12/2025

Today we’re celebrating Small Business Saturday UK, a day dedicated to shining a spotlight on the incredible small businesses that power our communities.

Did you know?
Over 99% of all UK businesses are small or medium-sized, employing around three-fifths of the workforce and contributing over half of UK private sector turnover.

At Every Cloud, small businesses are at the heart of everything we do. We help owners navigate the financial side of running a business, from bookkeeping and payroll to strategic planning, so they can focus on what they do best.

This weekend, show your support: shop local and celebrate the entrepreneurs who keep Britain running.

04/12/2025

Before the year wraps up, take a moment to make sure your payroll is ready too.

A few key things to check before the festive break:
✅ Account for bank holidays and holiday leave
✅ Process any bonuses or overtime in good time
✅ Double-check all employee details are up to date
✅ Allow extra time for payment processing over Christmas

Completing payroll tasks early means fewer errors, fewer delays, and a much smoother end to the year.

If you’d like a helping hand to make sure everything runs on time, we’re here to help.

📧 [email protected]
📞 01406 701142

02/12/2025

With one month left of 2025, now’s the time to set yourself up for a stress-free start to the new year.

Here are a few ways to get ahead and avoid the January Business Blues:
✅ Set aside funds for your upcoming tax bill
✅ Review budgets and cash flow plans for Q1
✅ Chase any outstanding invoices before Christmas
✅ Schedule any planned January appointments early

A little preparation now can make all the difference come January.

27/11/2025

Yesterday's Autumn Budget included updates that will affect many businesses across the UK. Here's a quick look at some of the key points:

✅ National Living Wage rising to from April 2026
✅ Dividend and savings tax rates are increasing
✅ Permanent Business Rates Relief for eligible retail, hospitality and leisure businesses
✅ New capital allowance from 2026

While there were no major tax rises, many existing thresholds remain frozen so it’s worth reviewing your finances to avoid creeping liabilities.

Need help understanding how this affects your business? Drop us a message and we'll respond as soon as we're back in the office.

📄 Read the official budget:

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26/11/2025

Budget Day is here.

We know headlines and speculation can make today feel unsettling for business owners. The Chancellor’s announcements will set the tone for tax, spending and business planning in 2026 and it’s natural to feel anxious about what’s ahead.

At Every Cloud, our message is simple: don’t panic. We’ll be reviewing the Budget in detail and will share clear, jargon-free updates highlighting the key points that matter most to small businesses as soon as we can.

In the meantime, if you have specific concerns, please note them down and get in touch with us next week. We’re here to make sense of the changes so you don’t have to.

📧 [email protected]
📞 01406 701142

24/11/2025

This week marks the final week of our reduced opening hours, thank you to everyone for your patience and understanding throughout November

📅 This week’s hours:
24 Nov – Closed (as normal)
25 Nov – Closed
26 Nov – Closed
27 Nov – Open 10am–4pm
28 Nov – Open 10am–4pm

We’ll be returning to our usual hours from next week!