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Every Cloud Limited

Every Cloud Limited provide a complete service, tailored to the size of your business.

28/10/2026

Your next MTD quarterly update is coming. Are you ready?

With the next submission due on 7 November, now is a good time to make sure your bookkeeping is in good shape.

Before you submit, have you:

✔️ Reconciled your bank transactions?
✔️ Captured your receipts and other records?
✔️ Categorised your income and expenses correctly?
✔️ Connected your accounting software?
✔️ Checked that you’re comfortable with the information being submitted?

MTD is becoming part of the normal accounting routine for many businesses, so the aim isn't to panic before each deadline, it's to have processes in place that work throughout the year.

If you're unsure whether everything is ready for your next update, we're happy to help.

📧 [email protected]
📞 01406 701142

27/10/2026

The Budget is coming up, but what should you actually be doing before it?

There’s already plenty of speculation about what might be announced tomorrow.

But rather than trying to predict what’s coming, there are a few things you can review now:

💷 Cash flow - know what’s coming in and going out over the next few months
📈 Pricing & profitability - are your prices still giving you the return you need?
🛠️ Planned investment - know what you’re considering spending on and when
👥 Payroll - understand your current staffing costs and any changes you’re planning
🧾 Tax position – make sure you know what’s due and when

There’s no point making decisions based on rumours. Review what you know and wait for the actual announcements.

We’ll be going through everything announced in the Budget and will share any relevant advice once we’ve had a chance to properly digest it.

21/10/2026

🚨 Tomorrow, Thursday 22nd September is the deadline for PAYE & CIS payments! 🚨

If you're handling PAYE or CIS payments, remember that next tomorrow is your deadline for electronic payments to HMRC.

20/10/2026

When does a spreadsheet stop being helpful and start becoming a headache?

It might be when you have:
📊 Too many tabs
🔁 The same information in several places
🧮 More manual calculations than you’d like
❓ No idea which figure is the right one
⏰ More time spent maintaining it than actually using it

Spreadsheets can be great when a business is starting out. But as things grow, they can become harder to manage and easier to get wrong.

That’s often the point where moving to a proper accounting system can make life much easier.

Not because spreadsheets are bad, just because your business has moved on and outgrown them.

If your spreadsheet is starting to feel like a full-time job, it might be time to get in touch and see how we can help.

📧 [email protected]
📞 01406 701142

15/10/2026

It’s often the small business expenses that get forgotten.

You remember the big ones, but what about the smaller costs that build up over the year?

🚗 Business mileage
💻 Software and subscriptions
📱 Business use of your phone
🧾 Smaller purchases
👤 Professional fees

It’s easy to think, “I’ll add that later” and then forget about it completely.

The problem is that if you don't record an expense, it's very difficult to account for it properly later.

A simple habit of recording costs as they happen can make keeping your accounts much easier and gives you a much clearer picture of what your business is actually spending.

What’s the expense you’re most likely to forget to record?

14/10/2026

31 October is a Self Assessment deadline… but not for everyone 👀

This is one of those dates that can cause a bit of confusion.

For most people, there are two key dates:
📄 Paper tax return: 31 October 2026
💻 Online tax return: 31 January 2027

So if you file your Self Assessment online, you’re not facing the 31 October deadline.

There are some exceptions and different deadlines can apply in certain circumstances, so it’s always worth checking which one applies to you.

The important thing is not to see “31 October” and panic but also not to assume you have until January without checking.

If you’re unsure which deadline applies to your return, we're happy to help.

📧 [email protected]
📞 01406 701142

12/10/2026

Starting the planning for your first Self Assessment? Don’t leave everything until January.

If you’ve registered for Self Assessment, the next step is getting your information together.

Here’s a good place to start:
📥 Income - what you’ve earned during the tax year
💷 Expenses - your allowable business costs
🏦 Bank records - statements and transactions to support your figures
📄 Relevant documents - anything else you may need to report
💰 Other income - for example, income outside your main business

You don’t need to have your tax return completed today. But getting your records together now can make the process much easier when you come to file.

If this is your first Self Assessment, starting early can make January feel a lot less daunting.

10/10/2026

Financial stress doesn’t always look like a crisis.

Sometimes it’s quietly worrying about what you owe.
Sometimes it’s putting off looking at the accounts because you’re worried about what you might find.
Sometimes it’s chasing an overdue invoice, wondering when the next payment will arrive, or trying to work out how you’re going to cover the next bill.
And sometimes, you simply don't want to talk about it.

For World Mental Health Day, the 2026 theme is “Lived experiences heard: Real voices, real change.”

Financial pressure can affect everyone differently and talking about it can be an important first step.

If your business finances are causing you stress, you don't have to pretend everything is fine. Sometimes having a clearer picture of the numbers can make things feel a little more manageable.

Today is a good reminder to listen, talk and ask for help when you need it.

07/10/2026

It’s nearly a year since Companies House identity verification became a legal requirement. Have you done yours?

If you’re a company director, you may have heard about the change, but perhaps haven’t got around to looking into what it actually means.

In simple terms, Companies House now requires directors and people with significant control (PSCs) to verify their identity. The aim is to make sure the people setting up, running and controlling companies are who they say they are.

Once you’ve verified your identity, you receive a personal code from Companies House.

For directors, that code is then used with your company’s confirmation statement to confirm that you’ve completed the verification process.

There isn’t one single deadline for everyone, so if you haven’t checked yours yet, it’s worth finding out what applies to you.

A year on, is identity verification still sitting on your to-do list? If you’re unsure what you need to do, we’re happy to help.

📧 [email protected]
📞 01406 701142

06/10/2026

MTD has gone from something businesses were preparing for to something businesses are actually doing.

If you’re already signed up, you’ve now had your first quarterly update under your belt.

And with the next one due in November, October is a good time to ask: how is it actually going?

For some businesses, the biggest change has simply been getting into the habit of keeping digital records up to date. For others, it’s been getting used to new software, understanding what needs to be submitted or making sure everything is being recorded correctly.

The good news? Once your bookkeeping is organised and your software is doing some of the hard work, MTD doesn’t have to feel like a completely separate job.

If you’re already using MTD, how have you found it so far?

Address

Holbeach

Opening Hours

Tuesday	9:30am - 4:30pm
Wednesday	9:30am - 4:30pm
Thursday	9:30am - 4:30pm
Friday	9:30am - 4:30pm

Website

https://every-cloud.org/

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